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Are Virtual Credit Cards Going to be the Future of Credit Cards?
Posted on Thursday, August 22nd, 2024 |
The world is rapidly becoming more digital, and financial tools are no exception. While traditional credit cards have long been the standard for payments and credit access, a new contender is emerging: the virtual credit card. With better security, convenience, and flexibility, virtual credit cards are on the way to becoming a strong alternative to…
Read moreHow to Read Credit Card Statements
Posted on Thursday, August 22nd, 2024 |
Credit card users usually struggle with keeping their finances on track. An effective solution to this is to understand how to read a credit card statement (CC statement). By understanding the details in your statement, you can keep track of your spending, identify unauthorised transactions, and ensure timely payments to avoid late fees, amongst other…
Read moreWhat is a Credit Card & How to Use It
Posted on Thursday, August 22nd, 2024 |
Credit cards offer convenience, security, and a host of benefits, making them ideal for managing everyday expenses and large purchases. But what is a credit card? A credit card is a financial tool that allows you to make purchases now and pay for them later. It is a revolving credit line offered by banks like…
Read moreWhat is Credit Card Over Limit Fee & Its Impact
Posted on Thursday, August 22nd, 2024 |
Credit cards are an ideal resource for managing everyday expenses and large purchases. But you can use your credit card up to the credit limit set for the month. Exceeding your credit limit can lead to additional charges known as the credit card over limit fee. Understanding these fees and their impact on your credit score…
Read moreCredit Card Negative Balance: Reasons, Effects, & Solution
Posted on Thursday, August 22nd, 2024 |
While most people associate credit cards with owing money, sometimes you might encounter a credit card negative balance. It is a situation where the bank owes you money.It can be confusing, but it is a sign that your credit card account is in good standing. In this blog, we will explain what a credit card negative…
Read moreWhat is a Credit Card Dormant Account?
Posted on Thursday, August 22nd, 2024 |
Have you ever stumbled upon an old credit card that was untouched for months? It may be what’s known as a ‘dormant credit card’. While it might seem harmless to let a credit card sit idle, understanding the implications of a dormant credit card account is crucial for maintaining a healthy financial profile. Read on…
Read moreReasons to Use Credit Cards for Utility Bill Payments
Posted on Thursday, August 8th, 2024 |
Utility bills are a recurring expense that you must take care of. However, in the hustle-bustle and expenses of daily life, one may end up forgetting the due date for bills. Or you may not have sufficient funds in hand to pay all the utility bills. One effective way to deal with such issues is…
Read moreWhat is Consumer Finance and How is it Different from Credit Cards?
Posted on Thursday, August 8th, 2024 |
Whether you want to buy the latest smartphone or pay for a high-end medical treatment, banks and financial institutions offer a host of financing options. Two popular choices include consumer finance and credit cards. Most people may be more familiar with the latter. However, as financing options widen, consumer finance is also gaining ground. This article…
Read moreHow Does Credit Card EMI Work?
Posted on Thursday, August 8th, 2024 |
Credit cards are a convenient and flexible way to manage your everyday expenses and make purchases. What’s more? You also enjoy some rewards on your credit card transactions. But, did you know there is a convenient way to manage your credit card repayment? Banks provide the option to convert large credit card purchases into equated…
Read moreBest Credit Cards for Online Shopping
Posted on Thursday, August 8th, 2024 |
The convenience online shopping offers is undeniable. But did you know you can enhance that experience and even save money with the right credit card? Yes, using a credit card for shopping online can offer a layer of security, convenience, and a wealth of rewards that traditional payment methods may not match. Let’s look at the…
Read moreHow Much Should You Pay on Your Credit Card?
Posted on Wednesday, July 31st, 2024 |
Managing credit card payments effectively is crucial for maintaining good financial health. Deciding how much you should pay on your credit card each month can impact your credit score and overall financial stability. It might seem tempting to only make the minimum payment. However, this approach can lead to a cycle of debt. So,how much…
Read moreWhat is a UPI Credit Card?
Posted on Wednesday, July 31st, 2024 |
Among the safest and most convenient payment methods, many would put credit cards and UPI (Unified Payments Interface) at the top of the list. But did you know now you can enjoy UPI transactions with the benefits of a credit card? The UPI credit card is a recent innovation, which combines the benefits of UPI’s…
Read moreBest Airline Credit Cards in India
Posted on Wednesday, July 31st, 2024 |
Whether you are a frequent flyer or an occasional traveller, an airline credit card can unlock a world of benefits for you. From free airline miles, airport lounge access, travel insurance, to exclusive perks, the right airline credit card can offer convenience and luxurious benefits to your air travel experience. This blog explains all you…
Read moreWhat are Credit Card Validators and How to Use Them?
Posted on Wednesday, July 31st, 2024 |
While credit cards are a useful tool, they are often targets of fraud and misuse. These concerns can affect both the customer and the credit card-issuing bank. To prevent such issues from occurring and to ensure credit cards continue to be a safe mode of payment, tools such as the credit card validatorhave come up…
Read moreWhat to Do if Your Credit Card is Lost or Stolen
Posted on Wednesday, July 31st, 2024 |
Losing your credit card or criminals getting hold of it can be stressful. However, it is important to take swift action to minimise any potential damage and secure your finances. Knowing the right next steps to take can save you from headaches and financial losses down the line. Steps to Take When Your Credit Card…
Read moreSmart Ways to Use Credit Cards for Grocery Shopping
Posted on Wednesday, July 31st, 2024 |
Grocery shopping is an unavoidable expense, but when done correctly, it can be rewarding. Using a credit card for grocery shopping in the right manner can help you save money, earn reward points, and even manage your budget, all the while helping you stock up your pantry. This blog explains how to use your credit…
Read moreBenefits Of Paying with a Credit Card
Posted on Wednesday, July 31st, 2024 |
Curious why more people are opting to use credit cards over debit cards or cash? This is because such cards offer rewards, as points and cashback, and provide better fraud protection and purchase protection. Also, credit cards can help in building an excellent credit record, which is vital for securing loans at favourable rates and…
Read moreHow to a Find Credit Card Number: 3 Easy Ways Explained
Posted on Wednesday, July 31st, 2024 |
Have you ever found yourself in a scenario where you need your credit card number but cannot seem to locate your card? It happens more often than you think. While the simplest way to check your credit card number is through your card, there may be times when you may not have your card with…
Read moreNew RuPay Credit Card Rules: Apply for EMIs, Pay Bills, Increase Limits, and More using your UPI App
Posted on Friday, June 28th, 2024 |
In a significant stride towards modernizing financial services, the National Payments Corporation of India (NPCI) has introduced new rules for RuPay credit cards. These rules aim to leverage the Unified Payments Interface (UPI) to streamline the process of applying for EMIs, paying bills, increasing credit limits and more. This integration promises to offer cardholders a…
Read moreA Comprehensive Guide to No-Cost EMI on Credit Cards
Posted on Friday, June 28th, 2024 |
In today’s consumer-driven world, the ability to make large purchases without straining your finances is invaluable. One of the most popular ways to achieve this is through No-Cost EMI on credit cards. This financial tool allows you to spread the cost of your purchases over several months without incurring additional interest. In this blog, we…
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