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Monthly Interest Rates for ₹ 1 Crore Fixed Deposit
Posted on Friday, October 25th, 2024 |
Fixed deposits (FDs) have long been a favoured investment choice for individuals seeking safety and guaranteed returns. What has made FDs even more popular is that you can receive interest credits to your account every month if you want. With a large amount like ₹ 1 crore, the potential for earning monthly interest can be…
Read moreWhy Fixed Deposit (FD) Is a Good Investment Option?
Posted on Friday, October 25th, 2024 |
One of the major steps towards securing your financial future is to invest wisely. Among the various investment options available, fixed deposits (FDs) stand out for their safety, reliability, and guaranteed returns. FDs have been a favourite amongst the old and the new generation as they have something to offer for everyone. So, whether you…
Read moreDifference Between Callable & Non-Callable FD
Posted on Friday, October 25th, 2024 |
When you make an investment decision, you must look at several factors before finalising any option. When it comes to Fixed Deposits (FDs), one of the safest investment options out there, you must consider which FD you want to go for – callable or non-callable FDs. While both are term deposits offering a secure and…
Read moreCar Loan Against FD
Posted on Friday, October 25th, 2024 |
Whether you are a seasoned investor or a beginner, you would have heard of Fixed Deposits or FDs. They are praised for their popularity and how they are ideal for safe and steady returns. However, did you know that you can also use your fixed deposit as collateral for a car loan? Applying for a…
Read moreHow Fixed Deposits Can Enhance Financial Stability for Senior Citizens?
Posted on Friday, October 25th, 2024 |
Retirement is a period of life synonymous with leisure, relaxation and enjoyment, not financial worry. Having a steady income is essential to have a worry-free retirement. While pensions are usually the most common income option during this period, they may fail to cover all expenses. In such a situation, opting for a safe and steady…
Read moreUnderstanding Risks in Fixed Deposits
Posted on Friday, October 25th, 2024 |
Fixed deposits (FDs) are considered a safe haven for investors seeking stable returns and capital protection. They offer guaranteed returns and are considered low-risk compared to other investment vehicles. However, like any financial product, FDs come with their own set of risks. Before you open an FD, understanding the potential risks associated with this investment…
Read moreDifference Between Fixed Deposit & Bonds
Posted on Friday, October 25th, 2024 |
If you are looking for a secure and reliable investment option, two options that you can consider are Fixed Deposits (FDs) and bonds. These instruments help grow your money with varying degrees of risk, return, and flexibility. However, understanding the different aspects of each investment option is important. Let’s explore the nuances of bonds vs…
Read moreOverdue Fixed Deposit Impact on Interest Rates
Posted on Friday, October 25th, 2024 |
Fixed deposits (FDs) are a popular investment choice in India, known for their stability and guaranteed returns. However, what happens when your FD matures, and you fail to renew or withdraw the funds? This leads to an overdue fixed deposit that affects the interest earned on your investment. Let’s learn more about it. What is an…
Read moreDifference Between Fixed Deposit (FD) vs Public Provident Fund (PPF)
Posted on Thursday, October 24th, 2024 |
When it comes to secure and reliable investment options in India, Fixed Deposits (FDs) and the Public Provident Fund (PPF) are often at the top of the list. Both these instruments offer safety, assured returns, and tax benefits. However, there are significant differences between both, and each instrument caters to distinct investor types and financial…
Read moreBenefits of Long-Term Investing
Posted on Thursday, October 24th, 2024 |
Investment is one area which requires not just skill and knowledge but also patience and understanding. Whether you are a seasoned investor or a beginner, knowing how to invest for the long term with patience can be the key to substantial returns. From wealth accumulation to financial stability, the benefits of long-term investment are many….
Read moreMonthly Interest on a ₹ 6 Lakh Fixed Deposit?
Posted on Thursday, October 24th, 2024 |
If you are looking for a safe and reliable investment avenue, then fixed deposits can be the ideal option for you. They come with low risks and guaranteed returns, making them a safe haven for your savings. But did you know that you can earn monthly interest on a fixed deposit which can act as…
Read moreEnsure Your Child’s Education with a Fixed Deposit
Posted on Thursday, October 24th, 2024 |
Planning for your child’s future is a journey filled with love, hope, and hard work. In addition to these, you also need a touch of solid financial planning. Ensuring a secure future for your child often starts with taking care of their education costs. One effective way to safeguard your child’s educational future is through…
Read moreWhat is a Tax-Saving Fixed Deposit for Section 80C Deductions?
Posted on Thursday, October 24th, 2024 |
Tax-saving fixed deposits (FDs) are an ideal investment option if you are looking to save on taxes while earning assured returns. These FDs offer a dual benefit: they provide tax deductions under Section 80C of the Income Tax Act, 1961, and ensure a fixed interest income. So, if you are wondering, ‘Does an FD come…
Read moreAvoid Penalty on Premature Withdrawal of Fixed Deposit
Posted on Thursday, October 17th, 2024 |
Fixed Deposits (FDs) are safe investments that offer stability and guaranteed returns over time. They are favoured by many for their reliability and the peace of mind they provide. However, life’s unpredictable nature can sometimes necessitate a premature withdrawal of these funds. Unfortunately, this often comes with penalties. They can reduce your earnings thereby reducing…
Read moreFD vs SIP – Which is Better for Investments?
Posted on Thursday, October 17th, 2024 |
Indian investors usually prefer fixed deposits (FDs), a classic product. However, fintech is pushing them towards new investments. For example, mutual funds offer higher returns and more control. A Systematic Investment Plan (SIP) allows gradual investments in mutual funds and is a popular option nowadays. You can choose FDs for periods ranging from seven days…
Read moreFixed Deposit for Women: Benefits, Interest & Eligibility
Posted on Thursday, October 17th, 2024 |
Securing financial stability is crucial for women aiming to achieve long-term economic independence. One such reliable avenue is through fixed deposits (FDs). This instrument offers a safe harbour for your savings and serves as a robust tool for wealth creation. FDs also offer competitive interest rates. Fixed deposits ensure your money grows steadily over time…
Read moreHow to Earn Assured Monthly Interest on Fixed Deposit (FD)
Posted on Thursday, October 17th, 2024 |
Fixed Deposits (FDs) are known for their guaranteed returns. They offer a steady income, which is crucial for financial planning. Investors earn interest at agreed rates by depositing a set amount for a specific period. This interest is compounded on a monthly, quarterly, or cumulative basis. For many investors, the appeal is the steady monthly…
Read moreDifference Between Post Office FD and Bank FD
Posted on Thursday, October 17th, 2024 |
Many people need help to choose between bank fixed deposits (FDs) and post office fixed deposits (FDs) for their savings. Each option offers distinct features and benefits tailored to different financial needs and goals. One common concern is understanding which option offers better security and returns. This article provides an in-depth comparison between post office…
Read moreDifference Between a Certificate of Deposit and Fixed Deposit
Posted on Thursday, October 17th, 2024 |
Investors with cautious risk appetites often prefer debt instruments that offer steady returns. Among these, Certificates of Deposit (CDs) and Fixed Deposits (FDs) are popular choices. However, many investors frequently need clarification between the two. Here is a detailed comparison to help you make informed investment decisions and clear up any confusion. This guide highlights…
Read moreDifference Between Fixed Deposit and Life Insurance
Posted on Thursday, October 17th, 2024 |
Two popular options often come to mind when planning for a secure financial future: life insurance and fixed deposits (FDs). While both serve to protect your finances, they have distinct purposes, advantages, and features. Knowing these differences is crucial. It will help you make an informed decision that matches your financial goals. In this blog,…
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