• Products
    • Corporate Salary Account
    • Convenient banking with enhanced benefits to suit the needs of our corporate salary customers

    • Fixed Deposit
    • Secure your money and watch it grow. Flexible tenures and attractive interest rates

    • Senior Citizen Scheme
    • Age is no excuse. Exciting benefits and higher interest rates to make your money work harder

    • Vehicle Loans
    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • Loan Against Property
    • Expand your business, pay for further education or meet medical needs with a Loan against Property

    • Gold Loan
    • Put the power of gold to work. Instant financing with minimum documentation

    • Home Loan
    • Customisable home loan designed for our customers

    • Agri Loan
    • Enabling farmers to meet their credit needs, instantly Sow the seeds of a brighter future with a loan designed to help farmers

    • Personal Loan
    • Now nothing can hold back your aspirations. Instant Personal Loans with attractive EMIs

    • Medical Equipment Loan
    • Develop your healthcare facility and equip it with the latest technology in the industry

    • Credit Card
    • Discover endless benefits and privileges with our range of Credit Cards to suit your needs

    • Loan on Credit Card
    • Indus Easy Loan is a very convenient and quick option to get ready cash when you need it the most. Indus Easy EMI facility gives you the option to convert your high value credit card purchases into easy and flexible EMIs.

    • Duo Card
    • A single card that’s double the awesome! Get a credit and debit card in one

    • Debit Card
    • Make fast and secure payments on the go, wherever you are, with ease!

    • Commercial Cards
    • IndusInd Bank’s Corporate Card is designed to keep the organization’s cost objectives in mind. With this primary objective, our Corporate Cards can monitor & control employee expenses in addition to making re-conciliation hassle free.

    • Prepaid Card
    • Give your loved ones a gift that suits every occasion – the freedom of choice!

    • Forex Card
    • Carry convenience and security to wherever in the world choose to you go

    • My Family & Me
    • Protect what really matters. Avail of insurance for your whole family

    • My Business
    • Whatever your business, whatever its size – we have a solution that fits

    • Goal Calculator
    • Get smart and plan ahead. Calculate monthly instalments, investments and more

    • Mutual Funds
    • Investing gets easier when you have a systematic investment plan and a clear direction

    • Alternate Products
    • Diversify and customize your investments with the help of your fund manager

    • ASBA
    • Guiding you every step of the way as you unlock the potentials of your investments

    • Debit Card
    • Avail of the finest selections of debit cards to make payments on the go and online

    • Prepaid Card
    • One Card, Many Uses. Shop, Dine, Pay and Enjoy the Benefits of Convenience

    • Forex Card
    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Quick Pay
    • Reward, gift or surprise! Make instant transfers with QuickPay in minutes

    • Bharat QR
    • Scan. Pay. Go. Bharat QR is the newest, fastest way to pay!

    • Debit Card EMI
    • Power your purchase with a Debit Card EMI transaction without blocking your account balance and no processing fee. A safe and convenient way to do transactions with ease of repayments in EMI.

    • Forex Card
    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • Inward Remittances
    • Initiate wire transfer from your local bank through their online / offline facility mentioning our correspondent bank details.

    • Fx Retail – Online
    • An online platform for anonymous, order-based dealing in USDINR (Cash/Tom/Spot).

    • What is PMJDY
    • Let nothing hold you back from forging your path to prosperity

    • Social Security
    • Designed with the best interest of you and your community at heart

    • Financial Literacy
    • Investing in your financial education so you can invest in your future

  • Make Payments
    • Credit Card Payment
    • Enjoy the ease of paying with your credit card…. And the exclusive privileges that come with it

    • Click Pay
    • Now pay your vehicle loan and affordable home loan EMIs with ease in just a few clicks.

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • SecurePay
    • Pay your insurance premium in a safe and secure manner instantly.

    • Bill Payment
    • Set up, automate, go! Never remember another bill due date again!

    • E-Mandate
    • Don’t worry about remembering due dates anymore. Set up an eMandate and let your EMIs be paid automatically

    • Payment NEFT / RTGS Facility
    • Make your Personal Loan/Business Loan account payment from any bank which offers NEFT / RTGS facility on their internet banking.

  • Digital Banking
    • Indusnet
    • Enjoy the freedom of managing your finances anywhere, anytime

    • IndusMobile
    • We shrank the bank to fit your phone. Access a suite of banking services on the go

    • IndusSmart
    • IndusSmart is an online Mutual Fund platform by IndusInd Bank to help its account holders learn, invest and plan for their investment goals.

    • Google Pay
    • Make smart, simple and secure digital payments via IndusInd Bank Cards on Google Pay

  • Apply Online
    • Personal Loan
    • Apply for a Personal Loan to meet your immediate cash needs

    • Vehicle Loans
    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Fixed Deposit
    • Open a fixed deposit online and maintain it online, too.

    • Mutual Funds
    • Save yourself the paperwork. Invest in mutual funds online

    • Insurance - IndiQwik
    • IndiQwik offers you easy insurance at preferential premium in just a few clicks!

    • Forex Card
    • A smart, efficient Forex Card so you enjoy your travels

    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • Udyam Registration
    • Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India.

  • Vehicle Auction
    • Indus EasyWheels
    • Pre-owned vehicle sales platform. Now bid for your favorite pre-owned cars and two-wheelers, anytime anywhere.

    • Register Now
    • Register on Indus EasyWheels completely FREE of cost with just your email ID and phone number

    • Login
    • Login to your Indus EasyWheels account

    • Blogs
    • Detailed analysis, industry news and interesting hacks to help expedite your journey to own your pre-owned vehicle

    • View all vehicles
    • We offer 360 degree vehicle information, inspection report and much more for you to make the right choice.

    • View all Two-Wheelers
    • View and select from our range of pre-owned two-wheeler vehicle options up for bidding

    • View all Cars
    • Choose from our range of pre-owned cars vehicle options up for bidding

    • FAQs
    • Have doubts? Here’s a set of frequently asked questions to help you get started.

  • Reach Us
    • Forms & Documents
    • Complete your formalities. Here’s everything you need in one place.

    • Charges & Fees
    • The most efficient personal banking services by IndusInd Bank

    • Contact Us
    • Need help? Simply connect to an IndusInd representative

    • Locate Us
    • Find out where your nearest IndusInd Bank is

    • FAQ's
    • Got questions? We have answers! Browse through our FAQs

    • Feedback
    • You make us better. Your opinion matters.

Personal Loan

SELECT YOUR CATEGORY

Innovation

Beyond Business

Investment

Manage Your Finance

Manage Your Finance

MSME

MSME

Savings Account

Savings Account

Credit Card

Credit card

Personal Loan

Personal Loan

Business Loan

Business Loan

Current Account

Current Account

Fixed Deposit

Fixed Deposit

Calculators

Calculators

Blog Collection

Can I Get a ₹5 Lakh Personal Loan from IndusInd Bank Instantly?

Posted on Thursday, October 24th, 2024 | By

Can I Get a ₹5 Lakh Personal Loan from IndusInd Bank Instantly

Whether you need access to funds for home renovations, an urgent medical emergency, or even a dream holiday, a personal loan is an ideal solution. One of the key advantages of personal loans is their flexibility and quick disbursement. These features are especially relevant if you are applying for a higher loan amount with a…

Share This:
Read more
Category : Personal Loan

How You Can Check Personal Loan Status?

Posted on Thursday, October 24th, 2024 | By

Check Personal Loan Status

There are many reasons for applying for a personal loan. It could be for a wedding, education, or an emergency. Having the option of taking a personal loan is a relief. However, the uncertainty of your loan status can be stressful. Even in cases of quick loan approval, the time between application and approval can…

Share This:
Read more
Category : Personal Loan

Loan Against PPF vs. Personal Loan: Everything You Need to Know

Posted on Thursday, October 24th, 2024 | By

Loan Against PPF vs Personal Loan

During your financial journey, you must have found yourself in a situation where a large, sudden expense rises. Such a situation, whether it is a medical emergency, an unavoidable home renovation, or an urgent purchase, can throw your finances off balance. These unexpected costs can be overwhelming. Hence, finding the right financial solution is crucial….

Share This:
Read more
Category : Personal Loan

Loan Against Securities vs. Personal Loan: Which is the Better Choice for You?

Posted on Thursday, October 24th, 2024 | By

Loan Against Securities vs Personal Loan

In today’s age, as the need for financing options has risen, so has the number of loan options available within the market. Banks now provide a variety of loans to cater to customers’ diverse needs and preferences. Two options you may have encountered when looking for a loan are personal loans and loans against securities….

Share This:
Read more
Category : Personal Loan

Minimum Salary for a Personal Loan

Posted on Thursday, October 24th, 2024 | By

Minimum Salary for Personal Loan

If you face an unexpected financial crunch, a personal loan can help you tide things over. Personal loans are versatile, easy to apply for, and are usually disbursed quickly. However, before applying for a personal loan, you must understand the eligibility criteria, including the minimum salary requirements. You can apply for and receive the loan…

Share This:
Read more
Category : Personal Loan

Payday Loan vs Personal Loan: Which is Right for You?

Posted on Thursday, October 24th, 2024 | By

Payday Loan vs Personal Loan

When you are facing a financial crunch, choosing the right type of loan can prove to be of great help. Nowadays, there are many financing options you can choose from, out of which we will be looking at payday loans and personal loans today. Both options are ideal for quick access to funds.  However, if…

Share This:
Read more
Category : Personal Loan

Understanding Debt-to-Income Ratio

Posted on Thursday, October 24th, 2024 | By

Understanding Debt to Income Ratio

When considering a financial decision like a personal loan, one of the most crucial factors lenders evaluate is your Debt-to-Income (DTI) ratio. This metric helps determine your ability to manage monthly payments and repay borrowed funds. A clear understanding of your DTI ratio is vital before applying for a personal loan, as it directly impacts…

Share This:
Read more
Category : Personal Loan

Two-Wheeler Loan vs Personal Loan

Posted on Thursday, October 24th, 2024 | By

Two Wheeler Loan vs Personal Loan

Owning a two-wheeler offers freedom, convenience, and independence. But when financing this dream, should you choose a two-wheeler loan or a personal loan? With so many options, making the right decision can be challenging. This article simplifies the comparison between a two-wheeler loan vs. personal loan. This will help you make an informed choice that…

Share This:
Read more
Category : Personal Loan

Car Loan vs Personal Loan

Posted on Thursday, October 24th, 2024 | By

Car Loan vs Personal Loan

If you are considering financing options to buy a vehicle or take care of other financial needs, two popular choices may come to your mind: car loans and personal loans. Opting for either option will provide the funds you need. However, each loan type differs in its structure, interest rates, and overall suitability for different…

Share This:
Read more
Category : Personal Loan

Consumer Loan Vs Personal Loan

Posted on Thursday, October 24th, 2024 | By

Consumer Loan vs Personal Loan

In today’s day and age, there is an abundance of financing options to help you meet your monetary needs. Whether you must pay for a medical emergency or buy the latest smartphone, you can apply for a loan and get the financial support you require within minutes.  Two common options you may have come across…

Share This:
Read more
Category : Personal Loan

Personal Loan vs Home Loan

Posted on Thursday, October 24th, 2024 | By

Personal Loan vs Home Loan

Everyone who works makes it a point to save for the future, especially for major goals like buying or building a house. However, for such a big goal, we need extra funds. The high prices of property and real estate in today’s day and age make it necessary to secure the right financing option. Amongst…

Share This:
Read more
Category : Personal Loan

Diwali 2024: How a Personal Loan Can Help You Light Up Your Celebrations

Posted on Wednesday, October 16th, 2024 | By

personal loan for diwali

Diwali, the festival of lights, is one of the most awaited times of the year in India. From lighting diyas and making rangolis to exchanging sweets, it is a time of immense celebrations. However, Diwali celebrations often come with multiple expenses that can sometimes stretch the limits of your budget. You may need to renovate your…

Share This:
Read more
Category : Personal Loan

Buy Gold This Dhanteras with a Personal Loan

Posted on Wednesday, October 16th, 2024 | By

Buy Gold This Dhanteras With Personal Loan

The festival of Diwali is a time of auspicious beginnings. Dhanteras, the first day of Diwali, is considered an auspicious time for buying gold. Many believe that purchasing gold during Dhanteras brings wealth and prosperity.  However, with gold prices fluctuating, buying gold on Dhanteras can be a significant investment. If you are looking to buy…

Share This:
Read more
Category : Personal Loan

Make Your Navratri Special with Amazing Personal Loan Offers

Posted on Monday, October 7th, 2024 | By

Make Your Navratri Special with Amazing Personal Loan Offers - Copy

Navratri is a time of celebration, marked by devotion, dance, and joy. As you and your family prepare for this nine-day festival, expenses can quickly add up. Whether it is purchasing new clothes, organising celebrations, or even planning a festive trip, the excitement of the festival can also bring with it a new set of…

Share This:
Read more
Category : Personal Loan

Understanding Credit Appraisal: The Key to Loan Approval

Posted on Thursday, September 26th, 2024 | By

A personal loan can be a crucial financial lifeline when your regular budget might fall short. You can use the borrowed funds to manage unexpected medical expenses, fund significant home improvements, consolidate debt, or cover wedding costs. In fact, data shows that over 67% of Indians rely on personal loans just to meet their funding…

Share This:
Read more
Category : Personal Loan

Things You Should Know to Get a Personal Loan in Mumbai

Posted on Thursday, September 26th, 2024 | By

Are you considering availing a personal loan in Mumbai? If yes, then you are in just the right place. A personal loan is perfect for bridging any monetary gap owing to its flexible repayment options and quick disbursement. However, going through the process of obtaining a personal loan can appear daunting because of the various…

Share This:
Read more
Category : Personal Loan

Things You Should Know to Get a Personal Loan in Chennai

Posted on Thursday, September 26th, 2024 | By

Are you in need of urgent finance in Chennai? Wondering how to avail a personal loan with ease? If the answer to both is yes, then you must consider exploring online deals that offer instant personal loan approval processes. Look for options with 100% paperless documentation and a competitive rate of interest. Also, consider using…

Share This:
Read more
Category : Personal Loan

Quick Tips for Using Personal Loans for Short-Term Holidays

Posted on Thursday, September 26th, 2024 | By

Are you dreaming of a quick escape from the regular grind? If yes, then you are not alone. Many find themselves yearning for a change of scenery to recharge and refresh their minds. Whether it is a short break or a short holiday, planning a getaway can be exciting. But what if inadequate funds are…

Share This:
Read more
Category : Personal Loan

Masked Aadhaar Cards: Their Meaning, Uses, and Download Instructions

Posted on Wednesday, September 25th, 2024 | By

Have you ever heard of a masked Aadhaar card? What is it and why must you care? In the present day’s digital era, protecting your information is essential. The masked Aadhaar card provides a secure way to use your Aadhaar details without compromising your privacy.  This simple yet powerful document ensures your data stays safe…

Share This:
Read more
Category : Personal Loan

How to Get a Personal Loan in Bangalore: A Complete Guide

Posted on Wednesday, September 25th, 2024 | By

Availing a personal loan can be a hassle-free way to manage your finances, whether you need to cover unanticipated expenditures, consolidate debt, or finance a major purchase. With flexible repayment options and competitive interest rates, this loan can offer the financial support you require without stress. But how do you find the best deal among…

Share This:
Read more
Category : Personal Loan