{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.indusind.com\/iblogs\/savings-account\/how-to-earn-assured-returns-with-easy-access-to-funds-open-fd-linked-savings-account\/#BlogPosting","mainEntityOfPage":"https:\/\/www.indusind.com\/iblogs\/savings-account\/how-to-earn-assured-returns-with-easy-access-to-funds-open-fd-linked-savings-account\/","headline":"How to Earn Assured Returns with Easy Access to Funds: Open FD-linked Savings Account","name":"How to Earn Assured Returns with Easy Access to Funds: Open FD-linked Savings Account","description":"In today’s ever-changing financial landscape, striking the right balance between earning assured returns and maintaining easy access to funds can be a challenging task. However, with the advent of innovative banking solutions, it’s now possible to have the best of both worlds. In this blog, we’ll explore a smart strategy for earning high returns while...","datePublished":"2023-09-29","dateModified":"2024-08-13","author":{"@type":"Person","@id":"https:\/\/www.indusind.com\/iblogs\/author\/vinayak\/#Person","name":"Vinayak","url":"https:\/\/www.indusind.com\/iblogs\/author\/vinayak\/","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83880c90630f0d98ec7d461acb74bdf6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83880c90630f0d98ec7d461acb74bdf6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"IndusInd","logo":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","width":201,"height":86}},"image":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/21-2.jpg","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/21-2.jpg","height":400,"width":1060},"url":"https:\/\/www.indusind.com\/iblogs\/savings-account\/how-to-earn-assured-returns-with-easy-access-to-funds-open-fd-linked-savings-account\/","about":["Savings Account"],"wordCount":906,"keywords":["interest rate on savings account","Online Savings Account","Savings account"],"articleBody":"In today’s ever-changing financial landscape, striking the right balance between earning assured returns and maintaining easy access to funds can be a challenging task. However, with the advent of innovative banking solutions, it’s now possible to have the best of both worlds. In this blog, we’ll explore a smart strategy for earning high returns while ensuring you can access your funds anytime using Fixed Deposit (FD)-linked accounts. Plus, we’ll introduce you to the Indus Multiplier Max Savings Account, a compelling option for maximizing your returns.The Power of FD-Linked Accounts Fixed Deposits (FDs) have long been a popular choice for risk-averse individuals looking to grow their savings. FDs offer higher interest rates compared to regular savings accounts, making them an attractive option for those who want to earn assured returns. However, the downside of traditional FDs is the lack of liquidity, as your money is typically locked in for a fixed tenure. Here’s where FD-linked accounts come into play, offering a smart solution to the liquidity vs. returns dilemma. By linking your savings account with an FD, you can enjoy the following benefits: 1. Higher Returns: FDs provide higher interest rates than standard savings accounts. This means your money grows at a faster rate, helping you achieve your financial goals more effectively. 2. Liquidity: The smart sweep feature allows you to access your funds at any time, ensuring you’re not locked into a fixed term. When your savings account balance crosses a pre-defined threshold, excess funds are automatically transferred to the linked FD, maximizing your returns while keeping your money accessible. 3. Safety: FD-linked accounts are a secure way to earn returns, as your funds are protected by the bank’s regulations and policies. Introducing the Indus Multiplier Max Savings Account Now that you understand the advantages of FD-linked accounts, let’s take a closer look at the Indus Multiplier Max Savings Account, a product designed to help you make the most of your money: 1. Competitive Interest Rates: The Indus Multiplier Max Savings Account offers attractive interest rates on your savings, ensuring your money works harder for you. 2. Flexibility: With the smart sweep feature, you can enjoy the benefits of an FD’s high returns while still having the flexibility to withdraw funds as needed. This ensures your money is always within reach when you require it. 3. Easy Management: Managing your funds has never been easier. The Indus Mobile Banking app allows you to monitor your account, track your FD-linked savings, and initiate transactions with just a few taps on your smartphone. 4. Additional Perks: Indus Multiplier Max Savings Account holders can also enjoy various banking benefits, such as preferential forex rates, a dedicated relationship manager, and exclusive access to banking services. Conclusion In the quest to earn assured returns while maintaining easy access to funds, FD-linked accounts like the Indus Multiplier Max Savings Account offer an innovative and rewarding solution. By taking advantage of the higher interest rates provided by FDs and the liquidity offered by the smart sweep feature, you can ensure that your money not only grows but is also readily available for your financial needs. It’s time to maximize your returns with the Indus Multiplier Max Savings Account and experience the best of both worlds. Open Indus Multiplier Max Savings Account today  Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision.  IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct\/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.   Share This:"}