{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.indusind.com\/iblogs\/categories\/credit-card\/new-rupay-credit-card-rules-apply-for-emis-pay-bills-increase-limits-and-more-using-your-upi-app\/#BlogPosting","mainEntityOfPage":"https:\/\/www.indusind.com\/iblogs\/categories\/credit-card\/new-rupay-credit-card-rules-apply-for-emis-pay-bills-increase-limits-and-more-using-your-upi-app\/","headline":"New RuPay Credit Card Rules:  Apply for EMIs, Pay Bills, Increase Limits, and More using your UPI App","name":"New RuPay Credit Card Rules:  Apply for EMIs, Pay Bills, Increase Limits, and More using your UPI App","description":"In a significant stride towards modernizing financial services, the National Payments Corporation of India (NPCI) has introduced new rules for RuPay credit cards. These rules aim to leverage the Unified Payments Interface (UPI) to streamline the process of applying for EMIs, paying bills, increasing credit limits and more. This integration promises to offer cardholders a...","datePublished":"2024-06-28","dateModified":"2024-06-28","author":{"@type":"Person","@id":"https:\/\/www.indusind.com\/iblogs\/author\/vinayak\/#Person","name":"Vinayak","url":"https:\/\/www.indusind.com\/iblogs\/author\/vinayak\/","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/83880c90630f0d98ec7d461acb74bdf6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83880c90630f0d98ec7d461acb74bdf6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"IndusInd","logo":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","width":201,"height":86}},"image":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/CC_411.jpg","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/CC_411.jpg","height":260,"width":688},"url":"https:\/\/www.indusind.com\/iblogs\/categories\/credit-card\/new-rupay-credit-card-rules-apply-for-emis-pay-bills-increase-limits-and-more-using-your-upi-app\/","about":["Credit Card"],"wordCount":1014,"articleBody":"In a significant stride towards modernizing financial services, the National Payments Corporation of India (NPCI) has introduced new rules for RuPay credit cards. These rules aim to leverage the Unified Payments Interface (UPI) to streamline the process of applying for EMIs, paying bills, increasing credit limits and more. This integration promises to offer cardholders a seamless, efficient and user-friendly experience. Let\u2019s uncover how this exactly benefits you as a consumer and what exactly makes IndusInd Bank Platinum RuPay Credit Card one of the most preferred UPI credit cards amongst credit card holders.Key Highlights of the New RuPay Credit Card RulesApply for EMIs via UPI AppsWith the new RuPay rules, cardholders can now convert their purchases into EMIs directly through UPI apps. This feature simplifies the process of managing large expenses by allowing users to select convenient repayment tenures without needing to contact their bank or credit card provider separately.Pay Bills EffortlesslyThe integration of RuPay credit cards with UPI also makes bill payments more straightforward. Whether it’s utility bills, insurance premiums or educational fees, cardholders can settle their dues with just a few taps on their preferred UPI app, ensuring timely payments and reducing the risk of late fees.Increase Credit LimitsFor those in need of a higher credit limit, the new rules provide an easier pathway. Cardholders can request an increase in their credit limit directly through UPI apps, streamlining the process that traditionally required extensive paperwork and multiple bank visits.IndusInd Bank Platinum RuPay Credit Card: One Of The Best UPI Credit CardsAmid the evolving landscape of digital payments, the IndusInd Bank Platinum RuPay Credit Card emerges as a preferred option for those who frequently use UPI for their transactions. Here’s why:2x Reward Points on UPI SpendsOne of the standout features of the IndusInd Bank Platinum RuPay Credit Card is the 2X reward points on UPI transactions. This makes it an attractive option for users who regularly make payments through UPI, allowing them to earn rewards faster and redeem them for a variety of benefits, including travel, dining, and shopping vouchers. Comprehensive Benefits PackageIn addition to the lucrative reward points, the card offers a host of other benefits:Total Protect: Safeguard yourself from unauthorised transactions or counterfeit fraud with Total Protect – a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card.Fuel Surcharge Waiver: Get a 1% waiver on fuel surcharges across India, making your fuel spends more economical.Travel Insurance: Enjoy stress-free travel with insurance cover for missed flights, lost luggage or tickets, delayed baggage and more.Seamless Integration with UPI AppsThe card’s seamless integration with UPI apps ensures that all the new RuPay features\u2014such as applying for EMIs, paying bills, and increasing credit limits\u2014are easily accessible. This integration not only simplifies financial management but also enhances the overall user experience by consolidating various functions into a single platform.Apply for Credit Card OnlineIndusInd Bank has made credit card applications extremely quick and convenient. You can now enjoy 100% online credit card application and get instant approval.ConclusionThe new RuPay credit card rules are set to revolutionize the way users manage their finances, offering unprecedented convenience and flexibility. By leveraging the power of UPI, these rules make it easier to apply for EMIs, pay bills, and increase credit limits, all while ensuring robust security. For those seeking to maximize their benefits, the IndusInd Bank Platinum RuPay Credit Card, with its 2X reward points on UPI spends and a comprehensive benefits package, is undoubtedly the best choice. Embrace the future of digital payments with RuPay and UPI, and enjoy a seamless, rewarding financial experience.Apply NowDisclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct\/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.Share This:"}