Offers
Rates
V-KYC
Debit Card Related
Credit Card Related
SA Welcome Kit 
Manage Mandate(s)
Get Mini Statement
categories
Bloggers
Blog collection
Press Release
How to Convert Your Credit Card Bills into Affordable EMIs with IndusInd Bank
Posted on Friday, June 28th, 2024 | By IndusInd Bank
Managing credit card bills can sometimes be a daunting task, especially when faced with unexpected expenses. To ease the financial burden, converting your credit card bills into Equated Monthly Installments (EMIs) can be a practical solution. IndusInd Bank offers a seamless way to convert your credit card bills into affordable EMIs through its IndusMobile app. This blog will walk you through the process of EMI conversion and highlight the benefits of using IndusInd Bank Credit Cards.
Benefits of IndusInd Bank Credit Cards
IndusInd Bank Credit Cards come with a plethora of benefits designed to make your financial management easier and more rewarding:
- Flexible Repayment Options: IndusInd Bank allows you to convert your credit card bills into EMIs, providing flexibility in repayment.
- Diverse Rewards Program: Enjoy never expiring reward points with a diverse credit card rewards program, designed to suit different lifestyles.
- Wide Acceptance: IndusInd Bank Credit Cards are widely accepted, both domestically and internationally.
- Comprehensive Insurance: Get comprehensive insurance coverage for travel including loss of passport or baggage, missed flights and more.
- Instant Approval: Access to round-the-clock online credit card application process and get approved instantly.
Step-by-Step Guide to Convert Credit Card Bills into EMIs on IndusMobile
Converting your credit card bill into EMIs using the IndusMobile app is a straightforward process. Here’s how you can do it:
- Download the IndusMobile App
If you haven’t already, download the IndusMobile app from the App Store or Google Play Store. - Log in to Your Account
Securely log in with your details on the IndusMobile app. - Navigate to Credit Card Transactions
On the homepage, locate the ‘Credit Card’ section. Under this section, find and tap on the ‘Manage’ option. - Select ‘Convert Outstanding to EMI’
IndusMobile offers flexibility in selecting your EMI tenure. Tap on the ‘Convert Outstanding to EMI’ option and choose the repayment plan that best suits your financial preferences. - Review Terms and Conditions
Details about the EMI conversion will be displayed. Take the time to review these terms & conditions to ensure you understand the associated costs. - Confirm and Receive Confirmation
If you agree to the terms, confirm your choice. IndusMobile will process your request, and you’ll receive a confirmation message once the conversion is successful.
Why Convert to EMIs?
- Financial Flexibility: Spreading out your credit card bill into EMIs allows for better financial planning and reduces the immediate burden on your finances.
- Lower Interest Rates: The interest rates on EMIs are often lower compared to the revolving credit card interest rates.
- Easy Process: The IndusMobile app makes the conversion process simple and quick, providing convenience at your fingertips.
- Improved Credit Score: Timely repayment of EMIs can positively impact your credit score, showcasing responsible credit behavior.
Converting your credit card bills into EMIs with IndusInd Bank not only helps manage your finances better but also ensures you don’t have to compromise on your immediate financial needs. With the easy-to-use IndusMobile app, taking control of your credit card expenses has never been more convenient. Download the app today and experience the benefits of flexible, affordable EMIs.
Looking for a lifetime free credit card with plethora of benefits, apply using the link below.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
