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What is an IMPS Reference Number and How to Track IMPS Transactions?
Posted on Wednesday, September 25th, 2024 | By IndusInd Bank
Have you ever performed an online transfer and wondered, “What is an IMPS number and how to check IMPS transaction details?” Immediate Payment Service (IMPS) is a fast and convenient mode to transfer funds. You receive a unique IMPS reference number when you perform an IMPS transaction. This number is essential for tracking your transactions and determining the sender’s details.
You can check IMPS transaction details via your bank’s internet banking portal or mobile app by browsing the transaction history section. Let’s dive into the details and learn how you can find IMPS sender details and check the IMPS reference number from the convenience of your home.
How to Find IMPS Sender Details?
Finding out the IMPS sender details is quite simple:
1) Bank Statements
Check your bank statement online through your bank’s mobile app or net banking portal. The sender’s details are generally mentioned alongside the transaction.
2) Transaction History
Access your bank’s transaction record via mobile banking or net banking app. Here, you can find details such as the sender’s name and account number.
How to Check IMPS Reference Number?
The IMPS reference number is a unique identifier for your banking transaction. Here’s how you can find it:
1) SMS Notification
After completing an IMPS transaction, your financial institution sends an SMS to your registered mobile number. This SMS contains the IMPS reference number.
2) Email Confirmation
If you have registered your email ID with your financial institution, you will get an email confirmation that includes the IMPS reference number.
3) Mobile App/Net Banking
Log in to your bank’s net banking or mobile banking app. Browse to the transaction history or IMPS section to find the recent transactions’ reference number.
Open the Indus Delite Savings Account
A savings account is essential for using the IMPS mode as it offers a secure platform to perform real-time fund transfers. It allows instant access to funds, ensuring quick and efficient transactions anytime, anywhere. To benefit from this transfer service, you must open a savings account online. Here’s where a savings account by IndusInd Bank can help.
The Indus Delite Savings Account provides a smooth banking experience with a range of digital services. Whether you are making transfers or managing your bank account, everything is tailored to your convenience. This account offers IMPS transaction services along with a host of other benefits. These benefits include:
| Provision to open savings account instantly | Use your Aadhaar and PAN card to open a savings account instantly through video KYC |
| Get enticing cashback | Get up to 5% cashback on your debit card spends |
| Zero-balance savings account | Enjoy the benefit with nil non-maintenance charge |
Also Read: 5 Benefits of Having a Savings Account with Digital Banking Services
Ending Note
Tracking your IMPS transactions is simple and can be done from the comfort of your home through mobile banking app or net banking. With the Indus Delite Savings Account by IndusInd Bank, you may not only get the convenience of IMPS transactions but also enjoy enticing zero balance maintenance and cashback benefits. So, why wait? Open your IndusInd Bank Savings Account today with just your PAN and Aadhaar card. Apply Now!
Disclaimer:The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.
