Offers
Rates
V-KYC
Debit Card Related
Credit Card Related
SA Welcome Kit 
Manage Mandate(s)
Get Mini Statement
categories
Bloggers
Blog collection
Press Release
How to Use a Credit Card the Right Way to Save Money?
Posted on Friday, October 22nd, 2021 | By IndusInd Bank
When used strategically, a credit card can make your day-to-day transactions a walk in the park. You can simply replace a bulky wallet with a shiny plastic card and call it a day! But a credit card is a lot more than just a tool to replace cash with.
In fact, when you apply for a credit card online, you can also boost your savings. With a credit card, you get access to endless offers and facilities that you otherwise wouldn’t, thus building up your reserve funds. Moreover, it can help you manage your finances better and keep track of your spending.
At IndusInd Bank, you can find credit cards that fulfil your needs and provide you with a taste of luxury at the same time. Keep reading to find out how you can make the most of your card to save money in the long run.
1. Get the Best Online Shopping Offers
Many shopping portals offer discounted prices and free shipping when you use your credit card to make payments. Sometimes, they offer exciting perks like interest-free EMIs as well. What’s more, you also get exclusive offers straight to your email during the festive season after you apply for a credit card online. And such offers and discounts mean more savings and a fuller wallet!
With IndusInd Bank’s credit cards, you get benefits such as discounts on food delivery orders by Swiggy, exclusive offers on smartphones by Samsung and more. IndusInd Bank credit card also includes offers on movie tickets and fuel surcharge waivers.
2. Swipe Your Card and Collect Reward Points
You can accumulate reward points by swiping your credit card to make payments. These can be redeemed for air miles, cash, merchandise, and much more. Every bank and credit card company has their own reward programme and ways to redeem reward points.
IndusInd Bank, for instance, offers a Legend Credit Card that helps you earn one reward point for every hundred rupees you spend on weekdays. Additionally, you also get perks like a comprehensive golf programme and Discounted Foreign Currency Mark-up, etc. So, why wait to apply for a credit card online?
3. Save Cash While Booking Your Next Flight
If you are a frequent flier, you could surely use some help with reducing your airfare. A card specifically for travel can help you get benefits with every trip you take. How? Some cards clock air miles that can be collected and swapped for future travel, which means you can enjoy lower ticket charges! What’s more, you can also get paid for the miles covered or get additional perks in exchange.
Raise Your Credit Score by Making Timely Repayments
Did you know you can use your card to up your credit score? Well, timely credit repayments and responsible card usage raise the score over time. Naturally, you save costs indirectly. With a high credit score, you can get numerous benefits like higher card limits and greater rewards. Additionally, getting a loan at a lower interest rate also becomes easier, and your loan application is processed faster.
Over to You
Looking to apply for a credit card online? Your search ends here. IndusInd Bank offers different credit cards that are designed for your needs. All you have to do is go through the offerings on our website and pick a card that fits your unique lifestyle like a glove!
And when you’re done, apply for a credit card online today with a simple 3-step online process and fulfil all your desires.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
