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4 Simple Steps to Identify the Online Credit Card You Need
Posted on Tuesday, March 29th, 2022 | By IndusInd Bank
Today, credit cards are more than just convenient financial instruments. Considering their wide utility, they’ve become a lifestyle accessory, a necessity that opens you up to a world of exciting benefits and saving opportunities. It allows you to manage your expenses with ease, helps you build a solid credit history, and offers additional perks.
The best part? You can easily get a credit card online via a simple paperless process with IndusInd Bank! We offer you a wide range of credit cards to cater to your diverse needs. However, here comes an important decision. You need to choose a suitable card that caters to your needs as the right card can make your financial life much simpler.
So how do you go about it? Here are simple steps to make a credit card comparisonand identify your ideal credit card.
Identify Your Spending Habits
To ensure you get the best types of credit cards, start by analysing your spending habits. Ideally, a credit card can help you achieve one of these objectives-
– To make big-ticket purchases
– To build or improve your credit score
– To earn rewards on transactions and maximise savings
The best credit card for you would be the one that meets your specific needs. For instance, if you frequently shop online, you can apply for a Legend credit card from IndusInd Bank that offers you reward points on every domestic purchase and accelerated reward points on weekends
Understand the eligibility criteria
Once you know your requirements, figure out which type of credit card you are eligible for based on your credit history and financial profile. IndusInd Bank has an easy-to-meet eligibility criterion so that you can get your credit card with ease.
Also, IndusInd Bank offers a simple online application process. All you need to do is visit our website, check your eligibility and apply by providing your Aadhaar card and PAN card for a hassle-free process!
Compare the Additional Fees
There are several additional fees associated with various types of credit cards. For instance, at IndusInd bank, you only have to pay the minima annual fees if applicable, late payment fees, over-limit charges, etc. Therefore, do your due diligence and make a credit card comparison based on these charges to ascertain how much you’re willing to pay.
In addition, look for a credit card that falls within your budget and allows you to manage your finances efficiently. Here, it will be smart to ensure that the rewards and benefits you are earning exceed the overall charges you are paying.
Evaluate the Features and Incentives
IndusInd Bank credit cards come with a range of delightful benefits that can make your life easier. You can enjoy a slew of features such as welcome bonuses, annual fee waivers, insurance cover, automated bill payments, easy EMI, among other things.
Further, you can enjoy several exciting incentives in the form of cashback, discounts, offers, reward programs, and extra privileges. For instance, if you travel a lot, you can apply for our Club Vistara IndusInd Bank Explorer credit card that comes with zero foreign currency mark-up on international spending, complimentary business class ticket vouchers, top-notch reward programs, and more.
So, when you apply for a credit card online with IndusInd Bank, do look for these features depending on your needs.
The Bottom Line
Now that you know how to choose the right credit card, you can make the best choice that complements your lifestyle. Get in touch with us at IndusInd Bank to compare the various benefits and features of our credit cards and enter the world of financial convenience! Visit us today!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
