The features and benefits of the IndusInd Bank credit card

Posted on Monday, July 11th, 2022 | By IndusInd Bank

Today credit card is no longer a luxury item. Considering their wide utility, credit cards have become a lifestyle accessory that not only opens up access to instant credit for all the small and big ticket purchases, but also helps one build a solid credit history over time.

The best part? You can easily get an instant credit card approved via a simple paperless process with IndusInd Bank! Apart from extending seamless transaction banking services, our wide range of credit cards offer access to exclusive memberships along with exciting deals on dining, entertainment, online retail, travel and many more. Whether it’s your monthly bill payments, movie plan with friends, or a big ticket purchase for your home, IndusInd Bank has a range of credit cards designed to suit your lifestyle.

If you’re considering applying for an online credit card, here are 5 reasons why you should choose one from IndusInd Bank’s Instant Credit Card stack.

1. Ease of application

Worrying about the hefty paperwork for getting your credit card or not getting time to visit the bank branch to submit your credit card application? Why should you! With IndusInd bank’s easy credit card offering, you can apply for the card of your choice through a totally digital process right from the comfort of your home.

All you have to do is visit our official web page, hit the ‘Apply Now’ button, enter your basic details, do a quick credit card comparison, select the card of your choice and you are done. Yes, the approval for your credit card application is online and instant! Sit tight and you will have your credit delivered to your doorstep within just 5 working days from the date of your application.

2. Diverse perks and privileges

IndusInd Bank’s credit cards are designed to offer a wide range of tempting deals, cashbacks and rewards on spending. Whatever you lifestyle preferences may be, IndusInd bank has a credit card offering tailored to your needs to help you maximize your savings. Be it the advantage of discounted foreign currency markup, flight deals, exclusive access to domestic or international lounges etc. for the frequent travelers or the unparalleled rewards and cashbacks on your shopping and entertainment spends, IndusInd Bank credit cards offer flexibility and convenience like no other to suit to your lifestyle needs. Not to mention of other value adds like comprehensive Insurance benefits, fuel surcharge waiver, unique contactless feature and many other endless benefits. Do a quick credit card comparison and choose the one that best suits your needs.

3. No Joining fee and lifetime free cards

Thinking about the recurring annual fees or the one time joining fee applicable on your credit card application? No need to worry! IndusInd bank has a range of instant credit cards that come without the baggage of any application fee or annual recurring fee. Neither you have to worry about crossing certain milestone spends for getting your annual fee reversed. What are you waiting for? Apply for an instant lifetime free credit card with IndusInd Bank today.

4. Rewards that never expire

Tired of keeping track of expiry date for the reward points earned on your spends? Now get rid of all such hassles with IndusInd Bank credit cards where your reward points do not carry an expiry date and you are free to redeem them whenever you wish to.

Not just that, the best part is that you can accumulate your reward points and convert them to cash to pay the outstanding amount on your card statement. Also with some of the cards, enjoy accelerated reward points on your weekend spends, additional bonus rewards points on achieving milestone based spends in a year and up to 4X rewards points on specific merchant categories.

5. Higher limits and relaxed eligibility criteria

IndusInd Bank offers its credit card on very simple terms and conditions. Applying for an instant IndusInd Bank credit card is an easy 3 step online process where all you need to be eligible is a permanent residential address and a stable monthly income. Basis your profile and CIBIL score, the bank offers some of the best possible credit limits to its applicants so that you can make the best use of your credit card and maximize your savings.

Final thoughts

Look no further and apply for an IndusInd bank credit card today!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.