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Passive Income Tips – Using Credit Cards by IndusInd Bank
Posted on Monday, January 30th, 2023 | By IndusInd Bank
One of the few universally accepted truths is that it is easy to spend money and difficult to earn it. Earning a livelihood by the sweat of one’s brow often entails long work hours and little time to spare for family and friends. No wonder earning a passive income – an income generated while putting in minimal labour or effort – is a dream harboured by so many people! Luckily, it is possible to earn a passive income if you own an IndusInd Bank credit card.
Why an IndusInd Bank Credit Card?
While debit cards work in a fairly straightforward fashion – you spend your money to make purchases – credit cards entitle you to borrow money, making purchases on credit. Over the years, the use of credit cards has steadily grown in India, owing, in no small measure, to the rewards and offers they offer the user.
An IndusInd Bank credit card comes with certain added benefits, allowing you to enjoy a plethora of exciting offers. The key benefits of using an IndusInd Bank credit card are as follows:
- Reward points on every use, which never expire and can be converted to cash to pay outstanding
- Exclusive memberships and discounts on travel, dining, online shopping, entertainment, and plenty more
- Waiver on fuel surcharge at all petrol pumps across India
- Wide selection of credit cards with rewards tailored to meet varied lifestyle needs
5 Top Passive Income Tips with an IndusInd Bank Credit Card
Here are 5 great tips you could use to make passive income with an IndusInd Bank credit card.
1) Look for a card that suits your lifestyle and preferences with rewards in categories you often use. This will help you accrue extra cash every time you swipe or dip the card. For instance, if you enjoy eating out often, go for the EazyDiner Credit Card. Frequent shoppers will find the Legend Credit Card beneficial as it offers 1 reward point for every ₹ 100 spent on Weekdays and earn 2 reward points for every ₹ 100 spent on Weekends
2) Opt for a credit card with zero joining fees and zero annual fee to avail all benefits without paying a single penny
3) Rack up reward points by using your credit card for as many expenses as possible, especially on things you buy anyway such as groceries and utilities
4) The reward points earned on your IndusInd Bank credit card do not expire. So you could always convert them into cash to pay your credit card dues
5) Invest the money acquired from cash-back rewards in a savings account or fixed deposit, earning interest over time
IndusInd Bank credit cards are designed to help you maximize your savings, earning even as you spend! All you have to do is learn to use the credit card to your advantage to get innumerable discounts and freebies that you may use for making everyday purchases, buying flight tickets, and even paying down debt.
With simple eligibility criteria and no physical documentation, an IndusInd Bank credit card is easy to obtain.
Moreover, the application process is 100% paperless and online. All you have to do is fill in basic details such as your PAN number, Aadhaar details, select an instant credit card that suits your lifestyle and complete your video KYC – just 3 seamless steps to financial freedom!
You can expect to receive your credit card within 24-48 hours of successfully completing your application.
Apply for an IndusInd Bank credit card today and live the life you have always wanted!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
