Tailor-Made Savings Accounts: Which to Choose & Why
Posted on Friday, August 25th, 2023 | By IndusInd Bank
Summary: IndusInd Bank offers a range of savings accounts, each with a set of specific features to suit your unique financial requirements. Open a savings account with IndusInd Bank for optimal savings and wealth management!
The world of finance and banking is in a constant state of flux. In that, the former one-size-fits-all approach no longer applies to savings accounts. Every individual – and group of individuals – has distinct financial needs and preferences. Widespread recognition of this fact has, in recent years, prompted the creation and popularity of tailor-made savings accounts. IndusInd Bank offers an array of savings accounts, each designed to answer specific banking needs. Read on to know more about the features and benefits of some of these customer group-specific savings accounts offered by IndusInd Bank.
1. Indus Delite Savings Account – For Customers who Put Freedom First
This savings account offers the advantage of no minimum balance requirement, making it accessible to a wide range of individuals, including those with lower incomes, freelancers, students, housewives, and just about anyone with unstable earnings. Listed below are the key features and benefits of this account:
Complimentary insurance cover worth Rs. 1.5 lakhs |
Debit card reward points on fuel, dining and entertainment transactions |
Buy-1-get-1-free offer on movie tickets |
Up to 20% off on Swiggy and Big Basket orders |
2. Indus Partner Savings Account – For Customers Who Seek Seamless Financial Collaboration
Designed for couples, partners, and households with shared financial goals and responsibilities, this joint savings account provides financial convenience and unlocks a world of exciting discounts and offers. The primary features and benefits of this account are:
Free add-on accounts for family members |
Discount on small/medium lockers (100% for the first year and 50% from the second year onwards) |
Complimentary insurance coverage worth Rs. 33.5 lakhs |
Complimentary Times Prime Annual membership |
3. Indus Diva Women Savings Account – For New-Age Women Customers
This savings account is tailored to cater to the banking requirements of modern women. It includes premier savings solutions to boost women’s financial well-being. Highlighted below are some of the features and benefits of this account:
Free zero balance account for family members |
Complimentary insurance cover worth Rs. 35.5 lakhs |
35% off on small/medium lockers |
Unlimited free ATM withdrawals |
4. Indus Senior Citizen Savings Account – For Senior Citizens in Need of Stress-Free Banking
This savings account is designed specifically for senior citizens and comes with unique privileges to add value to their banking experience. It provides higher returns on deposits and a bouquet of dedicated services. Here are the main features and benefits of this account:
Higher interest rates on fixed deposits |
Zero charges for non-maintenance of minimum balance |
Free zero balance accounts with extended banking benefits to up to 2 family members |
Exclusive discounts on shopping, healthcare, and well-being services |
5. Indus Grandé Savings Account – For Customers Who Seek Excellence In Banking
Tailored to provide an exceptional banking experience, this savings account offers a fine blend of services and rewards for premium customers. The salient features and benefits of this account include:
Dedicated relationship and service manager to address all your financial needs |
Unrestricted access to all ATMs across India |
Complimentary access to airport lounges and golf courses |
Attractive Debit card perks, including cashback and rewards |
Why Opt for a Savings Account with IndusInd Bank?
Beyond the bunch of benefits associated with the specific savings accounts mentioned above, IndusInd Bank savings accounts offer additional perks, making banking easier and accessible.
- Account updates via video call with a relationship manager/branch manager
- Ability to bank anytime, anywhere with mobile banking, WhatsApp banking, Alexa, and Facebook banking among others
- My Account My Number – Choose your own account number!
- Access to fingerprint banking through the mobile app
- E-mandate facility to automate recurring payments
Open a savings account of your choice today. At IndusInd Bank, it is easy to open an account online in a few simple steps from the comfort of your home.
Apply now!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct / indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.