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How to Activate a Debit Card in a Few Simple Steps
Posted on Monday, November 7th, 2022 | By IndusInd Bank
There are three ways to activate a debit card: via an ATM machine, via netbanking, and via phone banking. Each method includes a set of simple, hassle-free steps.
Today, anyone who opens a savings or current account at a bank is provided a debit card that is given as part of the welcome kit. A debit card is a highly useful financial product that lets you withdraw cash, pay bills, and shop online as well as offline. However, a debit card must be activated by the cardholder before it can be used. There are three easy ways to activate a debit card. Each of these three methods has been elucidated below in a step-by-step fashion.
Activation Via ATM Machine
If you are wondering how to activate a new debit card via an ATM Machine, here are the steps to be followed:
- Open the sealed envelope to get the four-digit PIN provided to you by the bank.
- Put the debit card inside the ATM machine.
- Enter the debit card number and ATM pin given by the bank.
- Create a new ATM pin of your choice. Make sure it is something you will easily be able to remember.
- Follow the directions on the machine to enter the new ATM PIN. Your card is now activated.
Activation via Netbanking
You may activate your debit card online using the following steps:
- Log in to the internet banking portal of the bank in which you have an account.
- Navigate your way to the ‘Debit Card’ section of the portal.
- Select the option where it says “generate PIN” or “create PIN” or “make PIN”.
- On selecting this option, the portal will give you specific instructions on how to activate your debit card.
- Just follow those steps to activate your debit card online.
Activation via Phone Banking
Read the following steps to learn how to activate a debit card via your bank’s phone banking service:
- Call on the phone banking number provided by your bank.
- Speak with a customer service executive at the bank.
- Simply follow the instructions provided by the executive to activate your debit card over the call.
As an added layer of security, several banks today send a one-time password OTP to the customer’s registered mobile number for verification and activation of a new debit card. It is therefore important to make sure that you have ready access to the registered mobile number when activating your debit card.
Activating your IndusInd Bank Debit Card
Activating an IndusInd Bank debit card is easy and requires only a few, simple steps. All you have to do is download the IndusMobile App and follow the below-mentioned steps to set up a PIN for your new debit card:
- Navigate to ‘Service Request’ at the bottom of the home screen and click on it
- Opt for the ‘Set PIN’ option
- Enter your card details including CVV, card expiry date, and PAN number and Date of Birth
- Create your new PIN and confirm the same
- Click ‘Yes’ to go forward
- Your new PIN will be activated within a span of 4 hours
A debit card has become fairly indispensable in today’s day and age. From providing instant access to cash to paying utility bills, a debit card effortlessly performs a number of functions. With added benefits and features such as reward points every time you shop, cashback offers, and security features, an IndusInd Bank debit card lets you enjoy an array of benefits even as you spend.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
