How to Secure a Digital Personal Loan from the Comfort of Your Home
Posted on Tuesday, June 25th, 2024 |
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Digital banking has made it easy to apply for a personal loan. Gone are the days of lengthy paperwork and multiple visits to the bank. Today, you can apply for and receive a digital personal loan from the comfort of your home. Digital personal loans can offer convenience, speed, and flexibility. It makes them an…
Read moreWhat is Revolving Credit and How Does it Work?
Posted on Tuesday, June 25th, 2024 |
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Revolving credit is a type of credit that includes credit cards and other lines of credit. With revolving credit, you can borrow up to a predetermined limit, repay it, and borrow again as needed. Revolving credit is different from instalment credit. With instalment credit, you borrow a set amount and pay it back in fixed…
Read moreSmart Money, Anywhere: The Advantages of Using Forex Cards for Travel
Posted on Monday, June 24th, 2024 |
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Summary: Using Forex cards while travelling abroad provides numerous benefits, including global acceptance, easy reloading options, competitive exchange rates, and budget control. If you are a frequent traveller, you understand the value of planning and preparation. From arranging flights and accommodation to researching destinations, every aspect helps to ensure a smooth and memorable journey. However,…
Read moreUnleashing the Power of Multicurrency Forex Cards
Posted on Friday, June 21st, 2024 |
![The Power of Multicurrency Forex Cards](https://www.indusind.com/iblogs/wp-content/uploads/multicurrency-power.jpg)
Summary: The Indus Multicurrency Forex Card offers a secure and convenient way to manage finances while in a foreign land. It offers a suite of benefits like loading up to 14 currencies on a single card, seamless online tracking, international ATM withdrawals, and instant hotlisting in case of a lost or stolen card. Travelling internationally…
Read moreHow Savings Account can Foster Planning for Higher Education
Posted on Friday, June 21st, 2024 |
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Higher education is a significant investment in one’s future. It opens doors to better career opportunities, higher earning potential, and personal growth. However, the cost of higher education has been rising steadily, making it imperative for families to plan well in advance. One of the most effective ways to prepare financially for this important milestone…
Read moreHow to Save Time and Money with Automated Savings
Posted on Friday, June 21st, 2024 |
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In today’s fast-paced world, managing finances can often feel overwhelming. With countless expenses and limited time, the challenge of setting aside money for savings can seem insurmountable. However, automated savings offer a simple and efficient solution to this problem, helping you save both time and money effortlessly. The Benefits of Automated Savings 1. Consistency and…
Read moreHow to Make the Most of Your Savings with Digital Banking
Posted on Friday, June 21st, 2024 |
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In today’s fast-paced world, managing your finances has never been easier, thanks to the advent of digital banking. Unlike traditional banking, digital banking allows you to access a wide range of financial services and features through online platforms and mobile apps provided by established banks. Here’s how you can make the most of your savings…
Read moreUnderstanding the 50/30/20 Rule: Ultimate Guide to Budgeting
Posted on Thursday, June 20th, 2024 |
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Budgeting can often seem like a daunting task, filled with complex spreadsheets and strict financial constraints. However, there’s a simple yet effective method that can help you manage your finances without the headache: the 50/30/20 rule. This guide will walk you through the basics of this budgeting strategy and show you how to implement it…
Read moreHow Students Can Develop Good Savings Habits
Posted on Thursday, June 20th, 2024 |
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In today’s world, characterized by economic uncertainties and unforeseen events, developing good savings habits has never been more crucial. For students, mastering the art of saving money early can provide financial stability and peace of mind in the long run. This blog will delve into the importance of saving, reasons why it is crucial, practical…
Read moreWomen’s Guide to Managing Finance
Posted on Thursday, June 20th, 2024 |
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Managing finances is a crucial skill for everyone, but it holds special significance for women. Whether you’re single, married, or part of a large family, taking control of your finances empowers you to make informed decisions, plan for the future, and navigate life’s uncertainties with confidence. In this guide, we’ll explore the importance of financial…
Read moreHow Does Credit Card Balance Transfer Affect Your Credit Score?
Posted on Wednesday, June 19th, 2024 |
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If you are struggling to clear your credit card dues, you can consider the ‘balance transfer facility’. It is the process by which you can shift the pending balance from one credit card to another. Balance transfers on credit cardscan help manage your credit card debt. However, knowing the effect they can have on your…
Read moreWhat is Credit Card Delinquency?
Posted on Wednesday, June 19th, 2024 |
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When you sign up for a credit card, you agree to pay back the money you owe. The card-issuing bank funds your credit card spending. Hence, you are responsible for paying them back what you owe on time. If you fail to pay the minimum amount due on your credit card by the due date,…
Read moreWhat Is a Chargeback? Definition, How to Dispute, and Example
Posted on Wednesday, June 19th, 2024 |
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Credit cards offer a variety of benefits, including measures to safeguard the cardholder’s finances. One such crucial benefit is the chargeback feature. A chargebackis a process where the cardholder disputes a credit card transaction that results in a return of the payment to their credit card. Let’s learn what a chargeback is, how to dispute…
Read moreWhat to do When You Receive an Incorrect Credit Card Bill?
Posted on Wednesday, June 19th, 2024 |
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Receiving an incorrect credit card bill can be stressful. You may notice a transaction you had not carried out or a charge you did not make. It impacts the amount you owe to the bank. Hence, it is crucial to correct the mistake by flagging any incorrect credit card transaction shown in the bill immediately….
Read moreWhat is Credit Card Insurance? A Detailed Guide
Posted on Wednesday, June 19th, 2024 |
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A credit card offers benefits such as instant access to credit, rewards and offers, privileges, and much more. But did you know that credit cards also offer insurance coverage? It is possible to avail financial protection against theft and loss of credit card. Coverage is also available for unfortunate events during travels. IndusInd Bank Credit Card…
Read moreWhat is Unbilled Amount in Credit Card?
Posted on Wednesday, June 19th, 2024 |
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If you have gone through a credit card statement, you may have come across the term ‘unbilled amount’. After you complete a transaction on the credit card, its history can be seen under the ‘unbilled amount’ category. So, what is the unbilled amount on a credit card? It refers to the transactions from the credit card…
Read moreThe Rise of Peer-to-Peer Payment Platforms
Posted on Wednesday, June 19th, 2024 |
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India has experienced rapid growth in digital payments. The UPI (United Payments Interface) network processed 1,344 crore transactions in March 2024. In comparison, there were 1,220 crore UPI transactions in January 2024. With access to smartphones and the internet, people prefer the easier money transfer way, i.e., the online way. One of the popular online…
Read moreSave Money on International Money Transfers: Top Tips & Tricks
Posted on Wednesday, June 19th, 2024 |
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Selecting a reliable money transfer service to carry out international transactions might seem simple. However, several vital considerations, including international money transfer fees, need to be made beforehand. This means that before starting an online money transfer, it’s essential to watch the volatile foreign currency rates carefully and be aware of all associated costs. Doing…
Read morePayWear Merchant Comprehensive Card Payment Solution
Posted on Monday, June 17th, 2024 |
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Summary: Indus PayWearis an innovative payment solution that ensures smooth payments. It gives you complete control over your transactions, allowing you to switch between IndusInd Bank payment cards and track your expenditures. Carrying wallets stuffed with cash and cards is a thing of the past. With the evolution of digital wallets, contactless cards, and wearable…
Read moreForex Card Myths Debunked: Separating Fact from Fiction
Posted on Friday, June 14th, 2024 |
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Nowadays, there are multiple financial transactions that any individual has to perform every day. Whether they are making payments within the country or buying something on a trip abroad, a seamless payment mode is required. Especially, while traveling to a different country, the shift between currencies and appropriate payments can become quite laborious. It’s here…
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