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What are the Features and Benefits of Add-on Credit Cards?
Posted on Monday, May 27th, 2024 | By IndusInd Bank
Are you looking to enjoy additional perks and rewards every time you spend, but don’t want to apply for a new credit card? Add-on credit cards might just be the solution you’ve been seeking. In this blog, we’ll delve into the features and benefits of add-on credit cards, shedding light on how they can streamline your financial management while maximizing your benefits.
Understanding Add-On Credit Cards
Add-on credit cards, also known as supplementary or supplemental cards, are secondary cards linked to the primary cardholder’s main credit card account. These cards are typically issued to family members, such as spouses, children, or parents, allowing them to make purchases using the primary cardholder’s credit limit.
Features of Add-On Credit Cards
- Shared Credit Limit: Add-on cards share the same credit limit as the primary card, providing flexibility in managing expenses while ensuring responsible spending.
- Individual Spending Tracking: Despite sharing the credit limit, transactions made with the add-on card are itemized separately on the monthly statement, enabling easy tracking of expenses for each cardholder.
- Enhanced Convenience: Family members can enjoy the convenience of making purchases without the hassle of carrying cash, especially in emergencies or when making online transactions.
- Access to Rewards and Benefits: Depending on the issuer, add-on cardholders often have access to the same rewards, perks and benefits offered to the primary cardholder, multiplying the potential for savings and perks.
Benefits of IndusInd Bank Credit Card as an Add-On Card Option
IndusInd Bank offers a range of credit cards renowned for their exclusive benefits and rewards programs. By opting for an IndusInd Bank Credit Card as the primary card, you can unlock numerous advantages for yourself and for your add-on cardholders:
- Comprehensive Rewards Program: IndusInd Bank Credit Cards feature reward programs tailored to suit various lifestyles, offering discounts and reward points on dining, shopping, travel, and more.
- Exclusive Lifestyle Privileges: From complimentary airport lounge access and concierge services to discounts on dining, entertainment, and shopping, IndusInd Bank Credit Cards provide a plethora of lifestyle privileges for cardholders.
- Travel Benefits: IndusInd Bank Credit Cards offer travel-centric benefits such as complimentary travel insurance, fuel surcharge waivers, rewards on air ticket bookings and much more, making them ideal companions for globetrotters.
- Dedicated Customer Support: IndusInd Bank ensures seamless customer support services, assisting cardholders with queries, grievances, and emergency assistance 24/7.
Conclusion
Add-on credit cards are a convenient and beneficial tool for managing family finances while maximizing rewards and benefits. With IndusInd Bank Credit Cards as your preferred choice, you can elevate your financial management experience and unlock a world of exclusive privileges for yourself and your loved ones. Explore the possibilities today and embark on a journey of convenience, rewards, and financial empowerment with IndusInd Bank Credit Cards.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
