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What is TDS on Fixed Deposit (With Exemption Limit, Calculations, and More)
Posted on Tuesday, May 28th, 2024 |
Like how you’re charged with Tax Deducted at Source (TDS) on your monthly income, you’re also taxed on investment instruments like Fixed Deposits. Your TDS on FD interest may not qualify FDs as a tax-saving tool like a public provident fund (PPF). In case you don’t know, TDS is the amount the sender deducts before…
Read moreSave Tax with Tax-Saver FD: Complete Guide
Posted on Tuesday, May 28th, 2024 |
Fixed Deposits (FDs) have long been considered a reliable investment avenue for individuals seeking stability and assured returns on their savings. Not only do FDs offer a secure way to grow your money, but they also come with the added advantage of tax-saving benefits under Section 80C of the Indian Income Tax Act. What makes…
Read moreUnderstanding Cumulative and Non-Cumulative Fixed Deposits (FDs)
Posted on Tuesday, May 28th, 2024 |
Fixed Deposits (FDs) are one of the most popular choices for consumers looking to earn assured high returns on their savings. FDs give you assured returns with almost no risk. But one important decision to make when investing in FDs is choosing between cumulative and non-cumulative options. So, what exactly are Cumulative and Non-Cumulative FDs?…
Read moreWhat is a Top-Up Fixed Deposit (FD) & What are its Benefits?
Posted on Monday, May 27th, 2024 |
Fixed Deposits (FDs) are investments where people can put a large part of their extra savings and see their wealth grow steadily. It is a popular investment option, but many are unaware that this unique investment option offers yet another feature called the top-up fixed deposit. If you are looking for ways to further enhance…
Read moreWhat is IMPS: How to Transfer Funds Using IMPS?
Posted on Monday, May 27th, 2024 |
In today’s fast-paced digital world, the convenience of instant fund transfers has become a necessity for individuals and businesses. Immediate Payment Service (IMPS) has emerged as a reliable and efficient option among the various available methods. IMPS offers a seamless way to transfer funds instantly, enabling users to send and receive money with ease. In…
Read moreMaximising Your Savings: The Ultimate Guide to Sweep-In Fixed Deposit Mechanisms
Posted on Monday, May 27th, 2024 |
Banks and financial institutions keep innovating their products as per the changing needs of their customers. The concept of sweep-in fixed deposit feature is also a result of innovation, considering the growing need for a savings product that can offer higher returns with easy access to money. This article aims to provide a comprehensive overview…
Read moreWhy is it Important to Maintain Minimum Balance in Savings Account?
Posted on Monday, May 27th, 2024 |
The minimum balance in a savings account refers to the lowest amount of money that account holders must keep in their accounts. Banks establish these minimum balance requirements to ensure account stability and offer specific benefits to customers. The minimum balance varies between banks and types of savings accounts, so account holders must be aware…
Read moreShould You Invest Your Excess Funds in Liquid Funds or Savings Accounts?
Posted on Monday, May 27th, 2024 |
As disposable income increases, individuals often face the dilemma of what to do with excess funds. Return on investment is an essential factor to consider while making an investment choice. However, liquidity shouldn’t be ignored. While a savings account offers liquidity, liquid funds have emerged as a popular investment choice. What are Liquid Funds? Liquid…
Read moreNavigating the World of Credit Card UPI Payments: Benefits, Risks and Best Practices
Posted on Monday, May 27th, 2024 |
In the rapidly evolving world of digital payments, the integration of Unified Payments Interface (UPI) with credit cards marks a significant leap forward. This development not only streamlines transactions but also offers numerous benefits for savvy users. Among the leading options available, the IndusInd Bank Platinum RuPay Credit Card stands out with its impressive features,…
Read moreUnlocking Instant Approval: Tips for Streamlining Your Credit Card Application
Posted on Monday, May 27th, 2024 |
Since the world has gone online, applying for a credit card has never been more convenient. With the advent of online applications and instant approval processes, getting approved for a credit card can be quick and hassle-free. In this blog, we will explore some tips for streamlining your credit card application process, with a spotlight…
Read moreWhat are the Features and Benefits of Add-on Credit Cards?
Posted on Monday, May 27th, 2024 |
Are you looking to enjoy additional perks and rewards every time you spend, but don’t want to apply for a new credit card? Add-on credit cards might just be the solution you’ve been seeking. In this blog, we’ll delve into the features and benefits of add-on credit cards, shedding light on how they can streamline…
Read moreThe Benefits of Taking an Instant Personal Loan for a Destination Wedding
Posted on Monday, May 27th, 2024 |
Destination weddings have a certain allure – the romance of exotic locales, the intimacy of celebrating with loved ones in a picturesque setting, and the opportunity to create unforgettable memories. However, the prospect of funding such an extravagant affair can be daunting. Enter the instant personal loan, a financial tool that can make your dream…
Read moreHow to Check Your CIBIL Score When Applying for a Personal Loan
Posted on Monday, May 27th, 2024 |
When applying for a personal loan, your creditworthiness plays a significant role in determining your eligibility and the terms of the loan. One crucial factor that lenders consider is your CIBIL score, a numerical representation of your credit history and financial behavior. In this blog post, we’ll guide you through the process of checking your…
Read moreFactors to consider when selecting a credit card that suits your needs and lifestyle
Posted on Monday, May 27th, 2024 |
For most individuals, a credit card is an essential financial tool for making purchases. The ideal credit card, however, goes beyond simply offering convenience. It also complements your spending habits, financial goals, and lifestyle preferences. While some cards offer standard features for everyday transactions, others may be crafted exclusively for frequent travellers. In the end,…
Read moreWhat are the Different Types of Cheques?
Posted on Friday, May 24th, 2024 |
Cheques offer a plethora of options that meet several requirements of users. Various cheques are available for different purposes, ranging from bearer cheques to traveller’s cheques. This comprehensive guide explains the different types of cheques, their basic features, their validity, and the intricacies of using them. What is a Cheque? A cheque is a negotiable…
Read moreUnderstanding Term Deposits: A Secure Investment for Your Financial Goals
Posted on Friday, May 24th, 2024 |
Finding secure and profitable investment avenues can be challenging in a dynamic finance world. Term deposits, also known as fixed or recurring deposits, are a popular choice among risk-averse investors seeking guaranteed returns on their investments. The principal amount of a term deposit is committed for a defined maturity period. Access to the funds is…
Read moreUnderstanding All About UPI Transaction Charges
Posted on Friday, May 24th, 2024 |
In the era of digital payments, the Unified Payment Interface (UPI) has proven to be a game-changer, revamping the way Indians transact. UPI has gained huge acceptance because of its accessibility and convenience, facilitating real-time fund transfers through mobile phones with no additional charges. However, a recent notification from the National Payment Corporation of India…
Read moreSwitch to a Smart Way of Investing: Advantages of Digital Fixed Deposits
Posted on Friday, May 24th, 2024 |
Fixed Deposits have been a trusted method of saving in India for decades. The advantages of FDs are well known to everyone. They offer guaranteed returns, making them a popular choice for risk-averse individuals. People have been investing in traditional FDs for a long time now, but the offline and lengthy process might not be…
Read moreUnderstanding the Disadvantages of Late Credit Card Payments
Posted on Friday, May 24th, 2024 |
In the bustling world of finance, credit cards are both a boon and a bane. While they offer convenience and flexibility, they also come with a set of responsibilities that, if neglected, can lead to financial turmoil. One such responsibility is ensuring timely credit card payments. Late credit card payments can have far-reaching consequences, impacting…
Read moreSteps to Successfully Upgrade Your Credit Card
Posted on Friday, May 24th, 2024 |
In the ever-changing world of personal finance, upgrading your credit card can unlock a realm of exclusive benefits and privileges. Whether it is access to premium lounges, enhanced rewards programs, or elevated customer service, upgrading your Credit Cards can pave the way to a more rewarding financial journey. But how can you ensure a seamless…
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