Are IndusInd Bank Credit Cards easily available?
Posted on Wednesday, July 12th, 2023 | By IndusInd Bank
IndusInd Bank offers a wide range of credit cards that cater to the different needs and preferences of customers. Whether you are looking for rewards, cashback, travel, lifestyle, entertainment or dining benefits, you can find a credit card that suits you best. IndusInd Bank credit cards also come with attractive features such as contactless payment, zero forex mark-up, fuel surcharge waiver, insurance covers, lounge access and more.
But how do you apply for an IndusInd Bank credit card? Is it easy or difficult? What are the eligibility criteria and documents required? In this blog post, we will answer all these questions and guide you on how to get an IndusInd Bank credit card. But first you need to keep these 3 things in mind:
Check your eligibility
Before you apply for an IndusInd Bank credit card, you must first check whether you meet the eligibility criteria. The basic eligibility criteria are:
- You must be an Indian resident
- You must be at least 21 years old and not more than 60 years old
- You must be either salaried or self-employed
- You must have a net monthly income of at least ₹20,000 (the actual income requirement may vary depending on the card type)
- You must keep a good credit score
Read more about the eligibility criteria for the IndusInd Bank Credit Cards here.
Choose your IndusInd Bank credit card
The next thing to keep in mind is the credit card that best suits your lifestyle and spending habits. IndusInd Bank offers a variety of credit cards to choose from, such as:
- EazyDiner Credit Card: This card is ideal for foodies who love to dine out and enjoy amazing rewards and discounts.
- Nexxt Credit Card: This card is India’s first interactive card that offers you absolute flexibility when making payments at any merchant store.
- Legend Credit Card: This card is the best for those who love to venture out on weekends. Get 2X reward points on your spending every weekend.
- Platinum Visa Credit Card: This card offers you a comprehensive range of travel, shopping and dining benefits to suit your lifestyle preferences.
- Platinum Aura Edge Credit Card: This card ensures fast, convenient and secure purchases with contactless payments at select merchant stores.
- Club Vistara Explorer Credit Card: This exclusive travel card is designed for the globetrotter in you. Enjoy exclusive perks & privileges on your trip.
Apply online and get an instant approval
You can apply for a credit card from IndusInd Bank in 4 easy steps:
Step 1: Enter your mobile no. and PAN
Step 2: Verify your address
Step 3: Select your preferred Credit Card
Step 4: Complete your Video KYC
You don’t need to submit any physical documents. All you need is:
- Aadhaar and PAN number for a quick approval
- Residential proof if the address mentioned in Aadhaar is different from your current address. Upon the completion of the application, your credit card will get delivered within 2-3 days.
Conclusion
By getting an IndusInd Bank credit card, you can enjoy various benefits and rewards, with some of these cards being lifetime free. You can also grab various offers and discounts on dining, travel, online retail, entertainment and much more. So, what are you waiting for?
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.