Benefits of Fuel Credit Card for Your Next Road Trip

Posted on Wednesday, October 30th, 2024 | By IndusInd Bank

A credit card can be a useful financial tool in various situations. While it is beneficial during international air travel, it can also be a great aid during a road trip around your region or the country. The various benefits of a credit card can be of great use during a road trip, especially for saving on fuel. 

For the uninitiated, credit cards offer features that can help you save on fuel costs while transacting with the card. Are you wondering how this can happen and the benefits you can enjoy in the process? Read on. 

How do Credit Cards Offer Fuel Benefits?

• When you are planning a road trip, a considerable portion of the budget goes towards fuel expenses. One of the primary ways credit cards can help in this aspect is by waiving the fuel surcharge on credit card payments to an extent. 

• When you use a credit card to pay for fuel, a surcharge (usually around 1% to 3%) is added to your bill. However, with a fuel credit card, this surcharge is waived off fully or to a certain extent. This allows you to enjoy the convenience of credit card payments without paying the full surcharge.

• For instance, IndusInd Bank’s Legend Credit Card offers a 1% fuel surcharge waiver, which means you save on every transaction at the pump.

• The fuel surcharge waiver may seem insignificant at first. But, it can add up during a long road trip. 

Benefits of Fuel Credit Card for Your Next Road Trip

Using a fuel credit card during your road trip can provide several advantages, such as:

Fuel Surcharge Waiver

As mentioned earlier, the primary benefit of a fuel credit card is the full or partial waiver of the fuel surcharge on credit card payments. For road trips, where refuelling is frequent, this waiver can lead to significant savings.

Fuel Cashback and Rewards

Many fuel rewards credit cards offer cashback or reward points on fuel purchases. You can redeem these points later for other rewards. This means that every time you refuel, you are not only saving on surcharges but also earning rewards that can be used for future expenses.

Higher Credit Limits

Road trips often come with a variety of expenses. Using a fuel credit card with a higher limit ensures you do not run out of funds when you need them most. When you choose a credit card with generous credit limits, you can cover both your fuel and other expenses with ease.

Other Benefits of Credit Cards for Road Trips

A fuel credit card doesn’t just offer fuel-related perks. It also comes with additional benefits that can elevate your overall road trip experience: 

Dining Discounts

Long road trips often involve making frequent stops for meals. Many credit cards offer discounts or offers at partner restaurants. For instance, the EazyDiner IndusInd Bank Platinum Credit Card offers dining discounts at select restaurants besides a fuel surcharge waiver. This makes it a superb choice for food lovers on the road.

Shopping Perks

A road trip is not complete without some shopping, whether it is for essentials, souvenirs, or travel gear. With the right credit card, like the Platinum Visa Credit Card by IndusInd Bank, you can enjoy rewards on shopping and other expenses. You can enjoy 1.5 reward points for every ₹150 spent with the Platinum Visa Credit Card. This allows you to save even while you spend. 

Ease of Payments

One of the major benefits of credit card usage during a road trip is the convenience of payments. Instead of carrying large amounts of cash, you can simply swipe your credit card for purchases. This ensures safety and makes tracking your expenses easier. 

Emergency Assistance

Road trips come with unexpected challenges. Some credit cards offer roadside assistance or emergency services. For instance, the Legend Credit Card from IndusInd Bank offers auto-assist services. This includes roadside repair service, emergency fuel supply, flat tyre service, battery service, emergency towing, and more. 

Also Read: Mastering Online Shopping- A Guide to Using Credit Cards Wisely

Conclusion

A fuel credit card is an excellent tool for anyone planning a road trip. By partially waiving the fuel surcharge on credit card payments, these cards ensure you get the most out of your road trips. However, the benefits of credit cards go beyond just fuel savings. They provide perks like dining discounts, ease of payments, and even emergency assistance, all of which enhance your road trip experience.

With IndusInd Bank’s range of Credit Cards, you can level up your road trips and enjoy savings and rewards while on the way.

So, Apply Now for an IndusInd Bank Credit Card today! 

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.