Best Airline Credit Cards in India

Posted on Wednesday, July 31st, 2024 | By IndusInd Bank

Whether you are a frequent flyer or an occasional traveller, an airline credit card can unlock a world of benefits for you. From free airline miles, airport lounge access, travel insurance, to exclusive perks, the right airline credit card can offer convenience and luxurious benefits to your air travel experience. 

Let’s explore the key benefits of airline credit cards, what to look for when choosing one, and why IndusInd Bank offers some of the most rewarding credit cards for air travel enthusiasts in India.

Benefits of Airline Credit Cards

Airline credit cards aren’t just about racking up miles—they unlock a world of privileges that make every journey more comfortable and cost-effective. Here’s how:

1. Earning Air Miles

One of the biggest advantages of an airline credit card is the ability to earn air miles or reward points on your everyday spends. These miles can later be redeemed for free flights, seat upgrades, or even hotel stays. The more you use your card, the more miles you accumulate—making every transaction count towards your next getaway.

2. Exclusive Travel Perks

Imagine breezing through airport queues or unwinding at a plush lounge before your flight. Airline credit cards often come with perks like complimentary lounge access, priority check-in, and even concierge services. Some premium cards also offer travel insurance, lost baggage cover, and emergency travel assistance.

3. Partnership Benefits

Many airline credit cards are linked to major airlines or global frequent flyer programs, giving you access to co-branded benefits. From discounted fares to bonus miles when booking with partner airlines, these collaborations enhance your travel experience at every step.

4. Flexible Redemption

Gone are the days when redeeming miles was a hassle. Today, most airline credit cards offer flexible redemption options. You can use your accumulated points or miles to book flights, upgrade to business class, or even redeem them for hotel stays and lifestyle purchases—making it easy to travel on your terms.

How to Choose the Best Airline Credit Card?

With so many options out there, picking the right airline credit card can feel overwhelming. Here’s a quick guide to help you choose the one that fits your travel lifestyle.

1. Rewards Program

Check how the card’s rewards system works. Do you earn miles on all purchases or only on travel spends? Are there accelerated rewards for booking flights or staying at certain hotels? The better the rewards structure, the faster you’ll earn free travel.

2. Annual Fees

Premium cards often come with higher annual fees—but they also offer unmatched benefits. Evaluate whether the perks (like lounge access or bonus miles) justify the fee. Some cards may also offer a fee waiver based on your annual spend.

3. Travel Perks

Look for cards that elevate your travel experience—like complimentary lounge access, priority boarding, free check-in baggage, or airport transfers. These features can save you money and make your journey more enjoyable.

4. Foreign Transaction Fees

If you travel internationally, make sure your card has low or no foreign currency mark-up fees. This can significantly reduce your costs when spending abroad.

Also Read: All You Need to Know About Travel Credit Cards

IndusInd Bank Credit Cards – for Air Travel Aficionados

If flying is your passion, IndusInd Bank offers a suite of credit cards tailored for the travel-savvy Indian. Here are three standout options designed to reward your wanderlust:

1. Legend Credit Card

With the Legend Credit Card from IndusInd Bank, you enjoy the following air travel perks:

• Access to airport lounges across India and the world.
• Travel insurance coverage. 
• Concierge assistance for flight booking, hotel reservations, and sports and entertainment events booking, amongst others.
• Discounted foreign currency markup, and more. 

2. IndusInd Bank Avios Visa Infinite Credit Card

An ultra-premium metal credit card offering world-class exclusive benefits like:

• Power to choose between Qatar Airways Privilege Club or British Airways Executive Club.
• Opportunity to earn up to 50,000 Avios points every year.
• Freedom to redeem Avios points for hotel stays, car rentals, and more.
• Up to 10% discounts on flight bookings (for relevant airlines only).
• Access to domestic and international airport lounges. 
• Meet-and-greet services for smooth check-in, security, immigration, and more.

3. Pinnacle World Credit Card

This airline credit card from IndusInd Bank comes with benefits like:

• VIP access at 700+ lounges across the world (under the Priority Pass programme)
• Concierge assistance for pre-trip information, hotel reservations, flight bookings, exclusive events booking, etc. 
• Travel insurance coverage, and more. 

What’s more? IndusInd Bank also offers lifetime-free credit cards with travel benefits! So, enjoy travel perks without paying joining or annual fees! 

Note that credit card benefits are subject to specific memberships and charges, as well as terms and conditions. Please review these before using your credit card for the same.

Wrapping Up

Whether you’re traveling for work, leisure, or a bit of both, an airline credit card can unlock real value and turn your journeys into rewarding experiences. With the right card in your wallet, every flight, every purchase, and every mile brings you closer to your next adventure.

So fly smarter with an airline credit card that truly works for you. Apply Now!