Best Credit Card for Fuel in India

Posted on Thursday, September 19th, 2024 | By IndusInd Bank

In today’s age, when fuel prices seem to be only going upwards, saving every rupee at the fuel station is a priority for many. By using a credit card for fuel expenses, you can not only make quick transactions at the fuel station but also save on additional charges. 

However, when there is a plethora of options available, how do you choose the best credit card for fuelthat suits your needs? Here’s a guide on the same, along with some top credit card options from IndusInd Bank. 

How to Choose the Best Credit Card for Fuel in India?

Here are some key factors to consider when selecting the best credit card for fuel:

1. Fuel Surcharge Waiver

This is the primary feature to look for. With a fuel surcharge waiver, you do not have to pay the additional charges you may incur when paying through a credit card at the fuel station. This can lead to significant savings over time, especially if you refuel your vehicle often.

2. Cashback or Reward Points

Opt for credit cards that provide cashback or reward points for transactions above a certain amount, such as ₹100 or ₹200. This way, every time you refuel your vehicle above this limit, you earn reward points and offers. 

3. Partnerships with Fuel Stations

Some credit cards have partnerships with specific fuel stations. So, when you use you use your credit card for fuel expenses at those locations, you will enjoy additional discounts or benefits. Check if the card has any partnership with your preferred fuel station.

4. Annual Fee vs. Benefits

Many credit cards come with an annual fee. Evaluate whether the annual fee of the credit card is justified by the fuel-related benefits it offers. Sometimes, a higher fee card can provide better rewards, making it worth the cost.

5. Ease of Redemption

Ensure the reward points or cashback earned on fuel transactions can be redeemed with ease. You should be able to redeem your rewards for future fuel purchases, bill payments, or other expenses.

Also Read: How To Get a Lifetime Free Credit Card With No Annual Fee In India

Top Fuel Credit Card Options from IndusInd Bank

IndusInd Bank offers a range of credit cards for fuelexpenses along with other benefits, to help you maximise your savings. Here are some top picks:

1. IndusInd Bank Platinum RuPay Credit Card

If you have a habit of paying for fuel through UPI, this RuPay Credit Card offers multiple benefits. You enjoy the ease of UPI payments and a 1% fuel surcharge waiver. In addition, you also enjoy 2 reward points for every ₹100 spent on transactions through UPI.

2. IndusInd Bank Legend Credit Card

The Legend Credit Card offers 1 reward point for every ₹100 spent on weekdays and doubles the reward points for weekend spending. With a 1% fuel surcharge waiver, this card ensures you get the most out of your fuel transactions.

3. IndusInd Bank EazyDiner Credit Card

While known for its dining benefits, the EazyDiner Credit Card also offers a 1% fuel surcharge waiver. This makes it a versatile option if you are looking for a card that provides benefits both for dining and fuel.

4. IndusInd Bank Platinum Aura Edge Credit Card

With up to 8X reward points on select categories and a 1% fuel surcharge waiver, this card ensures ultimate savings. Plus, it is a contactless card, which makes paying for fuel and other expenses easier.

5. IndusInd Bank Pinnacle Credit Card

With the Pinnacle Credit Card, you can enjoy fuel surcharge savings up to ₹2,400. What’s more? You can earn up to 2.5 reward points and also enjoy other offers, such as complimentary golf games and lessons, concierge services, and more. So, not only do you save but also upgrade your lifestyle. 

6. IndusInd Bank Tiger Credit Card

Enjoy a 1% fuel surcharge waiver across all fuel stations in India with Tiger Credit Card, along with a host of other benefits. This includes airport lounge access, golf games and lessons, complimentary movie tickets, accelerated reward points, and more.

Conclusion

It is important to research and choose the best credit card for fuel expenses, especially if you drive your car regularly. It can be a game-changer for your monthly budget, helping you increase the savings potential of your credit card and enjoy rewards that suit your needs. 

IndusInd Bank offers a variety of Credit Cards to meet your fuel-related needs, providing both savings and additional perks to improve your overall experience.

Whether you are looking for a card that offers reward points, exclusive lifestyle privileges, travel insurance coverage or other benefits, IndusInd Bank has options that cater to different spending habits and preferences. 

Apply now for a Credit Card with IndusInd Bank today and take control of your fuel expenses! 

Disclaimer:

The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.