Compare Credit Card Offers Before You Buy
Posted on Monday, September 26th, 2022 | By IndusInd Bank
Your choice of credit card should be determined by your personal needs & goals. IndusInd Bank offers a host of credit cards, each with unique offers to meet different lifestyle requirements.
Choosing a credit card is never as simple as it sounds. While every credit card gives the card holder financial freedom and flexibility, all credit cards are not created equal. Credit cards, even those issued by the same bank, have a fairly wide range of differing characteristics. So, your choice of credit card should ideally be based on a careful scrutiny of several factors, including credit card offers or rewards, interest rates, fee, and most of all, your unique personal finance needs. Investing time and energy on choosing the right credit card is important as doing so can help you save money and avail of great cashback offers and rewards.
What to Consider When You Compare Credit Card Offers
Here are 3 key factors you should consider while comparing credit card offers:
- Your Financial Profile: Your credit history and credit score play a role in what type of credit card you can get. A very good credit score can help you acquire a high-end credit card
- Reasons for Getting a Credit Card: The purpose you are looking to fulfil with a credit card is important. For instance, do you travel frequently? Do you often like dining out? Are you a small business owner? Are you just looking to improve your credit score?
- Fees & Penalties: Several credit card-related fees are charged on the basis of your usage. For instance, if you don’t wish to use cash advances or make any balance transfers, a card that charges extra for such services might be right for you
IndusInd Bank Credit Card Offers
IndusInd Bank provides a host of exclusive credit card offersand benefits to help you enjoy the luxury of credit while fulfilling your lifestyle needs and maximizing your savings. You may take your pick from a wide array of credit cards. For easier comparison, enumerated below are the most attractive credit card offers and features provided by IndusInd Bank.
EazyDiner Credit Card Offers | Platinum Aura Edge Credit Card | Legend Credit Card | Club Vistara Explorer Credit Card |
1-Year EazyDiner Prime membership worth INR 2950 | Flexibility to opt for Reward Plans as per your lifestyle | 1 reward point for every INR 100 spent on weekdays and 2 reward points for every INR 100 spent on weekends. | Complimentary Business Class ticket vouchers on achieving milestone spends. |
Complimentary Alcoholic beverages at hundreds of restaurants | Up to 4 times the Reward Points on select merchant categories | Bonus rewards including 4000 additional reward points on spending INR 6 lakhs or more with the card in a year | Zero Foreign Currency Mark-up charges on international spends |
Two free movie tickets worth INR 200 every month when booked on bookmyshow.com | Fuel Surcharge waiver | Wide-ranging Golf Programme including a gamut of golf privileges | Privileges of complimentary Club Vistara Gold membership such as priority boarding, additional baggage allowance, and priority check-in among others. |
Gift Voucher worth INR 5000 at The Postcard Hotel | Unique Contactless feature enabling faster and more convenient transactions | EazyDiner membership benefits including discount offers at top bars and restaurants | Bouquet of concierge services including flight booking, hotel reservation, and flowers & gifts among others |
10 Reward Points on every INR 100 spent on dining, shopping and entertainment | Travel insurance cover under the Travel Plus Programme | Fuel Surcharge Waiver | Priority Pass Programme that includes access to hundreds of international and domestic lounges |
Additional 25% discount up to INR 1000 off every time you book and pay via the EazyDiner app | Total Protect programme which covers the cardholder for unauthorised transactions in case of loss/theft of card and counterfeit fraud | Flexibility of redeeming reward points with an array of redemption options. | No charges on cash advancement and withdrawal facility |
Click here to find out more about the Club Vistara IndusInd Bank Explorer Credit Card: https://www.youtube.com/watch?v=PfwAvicyodg
While all the credit offers are attractive, what you choose should largely – as suggested above – be based on your unique requirements. At IndusInd Bank, it is fairly easy to apply for a credit card online and get instant approval. So, get one today and say hello to financial freedom!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.