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Discover The 10 Key Benefits of Using a RuPay Credit Card for Digital Payments
Posted on Wednesday, October 2nd, 2024 | By IndusInd Bank
Summary: RuPay credit cards are a dependable payment solution due to their low transaction fees, widespread acceptance, enhanced security, and seamless integration with digital wallets.
In today’s world of digital transactions, a credit card provides more than just convenience. Choosing the appropriate credit card can significantly impact your financial security and convenience. Among the many available options, the RuPay credit card stands out as a favourable choice for Indian consumers. It has gained popularity for its widespread acceptance and personalised benefits. This blog-post will further explore RuPay credit cards, including how they work, and the benefits they offer for digital payments.
What is a RuPay Credit Card?
A RuPay credit card is issued by the National Payments Corporation of India (NPCI). It is specifically designed to facilitate electronic payments and financial transfers across India. The RuPay credit card presents a domestic alternative to global payment networks like Visa and MasterCard. It is accepted at various merchant outlets across India, making it convenient for digital transactions.
Benefits of RuPay Credit Cards
Explore the numerous benefits of using RuPay credit cards for digital transactions.
| Wide Acceptance | Accepted widely across various merchant outlets in India, both online and offline, ensuring a convenient payment option for users. |
| Cost-Effective | Since transactions are processed through India’s network, they eliminate the higher costs associated with international credit cards, thereby lowering processing fees. |
| Easy UPI integration | Easily integrate with UPI using the NPCI infrastructure, enabling smooth cross-platform transactions for user convenience. |
| Instant Transactions | Integrating UPI with the credit card allows for instant payments, which is useful for emergencies or time-sensitive transactions. |
| Enhanced Security | With EMV chip technology and OTP verification for every transaction, these cards prioritise the safety and privacy of your financial information. |
| Customised Offers | Offer personalised deals, discounts, and cashback on travel, entertainment, and dining, enhancing the value of each transaction. |
| Reward Points | Offer reward points for each purchase, which can be redeemed for cashback, discounts, merchandise, or travel rewards. |
| Financial Inclusion | Promote financial inclusion by providing digital banking access to people from diverse socio-economic backgrounds, allowing greater financial independence and opportunities. |
| Complimentary Travel Insurance Cover | Ensure stress-free travel with complimentary insurance against baggage loss, delayed flights, and passport loss. |
| Convenient Bill Payments | Enable the user to set up automatic bill payments for utilities and subscriptions to ensure convenient and timely payments. |
Apply Online for a RuPay Credit Card with IndusInd Bank
Unlock the world of privileges with these IndusInd Bank RuPay Credit Cards:
- IndusInd Bank Platinum RuPay Credit Card
- Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card
- Samman RuPay Credit Card (only for Government employees)
Whether you are looking for reward points, travel insurance, or cashback on retail spends, these IndusInd Bank RuPay credit cards have you covered. Some of the exclusive benefits of IndusInd Bank RuPay credit cards are listed below:
- Seamless UPI integration
- Earn reward points for every UPI transaction
- Redeem reward points for airline miles, cash, or pay with rewards
- Travel insurance with coverage for lost or delayed baggage, loss of passport, lost ticket, or missed connecting flight
- Total Protect provides coverage against unauthorised transactions in case of card loss or theft
- Complimentary personal air accident insurance up to INR 25 lakhs
- 1% fuel surcharge waiver at petrol pumps across India
- 1% waiver on railway surcharge on transactions up to INR 5,000
- Buy one movie ticket, get one free on BookMyShow every month worth INR 200
- Milestone Benefit of 3000 reward points on spends of INR 4 lakhs annually
Apply for an IndusInd Bank RuPay credit card online and start enjoying these benefits today!
