FASTag Recharge Through Credit Card

Posted on Monday, September 23rd, 2024 | By IndusInd Bank

In today’s fast-paced world, convenience is paramount. Picture this: you’re driving on a highway, the wind in your hair, the open road ahead. Suddenly, you approach a toll plaza. You check your FASTag balance, only to realise it’s insufficient. The frustration is palpable, and now you’re stuck in a long queue. You must either scramble for cash or rush to recharge on the spot.

This is a scenario many drivers have encountered. FASTags have been adopted widely for seamless toll payments. However, managing the balance can sometimes get overlooked. The solution to this problem is simpler than you might think – FASTag recharge with a credit card.

Discover the Ease of FASTag Recharge Using Credit Cards

FASTag has revolutionised the way people make toll payments. It offers a convenient and cashless solution for drivers across India. Yet, maintaining a positive balance in your FASTag account is crucial to avoid unnecessary delays at toll plazas. Many people are unaware that they can easily recharge their FASTag using a credit card that saves their time.

Benefits of Recharging FASTag with a Credit Card

FASTag recharge is not the first use credit card holders think of. However, it can have these benefits:

·         Immediate Access to Funds

One of the primary benefits of a FASTag recharge using a credit card is the immediacy it offers. Other methods include transferring money from a bank account or loading a prepaid wallet. A credit card provides instant access to funds. This means you can top up your FASTag balance on the go. You do not have to worry about insufficient funds at the toll plaza.

·         Earn Rewards and Cashback

The credit card you choose while recharging FASTag plays a major role. If your credit card is linked with reward programmes, you can earn points or cashback on the transaction. For instance, RuPay credit card offers specific rewards for toll payments or recharges. This turns your routine transactions into opportunities to save or earn more.

·         Security and Convenience

Recharging your FASTag via a credit card is convenient and secure. Credit cards have advanced encryption and security protocols. Hence, credit card transactions help to protect your financial information. Moreover, with real-time transaction alerts, you can ensure that your recharge has been processed successfully.

Choosing the Right Credit Card

It is also crucial to choose the right credit card. Most credit cards can be used for FASTag recharge. However, choosing a card that aligns with your spending habits can enhance the benefits. For example, if you frequently travel on highways, apply for credit card that offers rewards for fuel or travel-related expenses.

Additional perks like fuel surcharge waivers or discounts on travel bookings can also add value to your overall travel experience.

Also Read: The Role of Credit Cards in Personal Finance

How to Recharge FASTag Using a Credit Card?

Now that you know the benefits, let’s walk through the process of a FASTag recharge through a credit card.

1.      Log Into Your FASTag Account

Start by logging into your FASTag account. This is typically managed through the portal or mobile app of the bank or agency that issued your FASTag. Most banks in India, including IndusInd Bank, offer an easy-to-navigate interface.

2.      Select the Recharge Option

Once logged in, navigate to the ‘Recharge’ or ‘Top-Up’ option. This is usually found on the dashboard or in the menu of the FASTag portal or app.

3.      Choose Credit Card as the Payment Method

Under the payment methods, select ‘Credit Card’. You’ll be prompted to input your credit card details such as your card number, expiry date, and CVV.

4.      Enter the Recharge Amount

Next, specify the amount you wish to recharge. You can recharge a higher amount to avoid frequent recharges depending on your travel frequency.

5.      Complete the Payment

After entering the required details, review the information, and proceed with the payment. You will need to authenticate the transaction using an OTP (One-Time Password). This OTP will be sent to your registered mobile number. Once the payment is authenticated, your FASTag balance will be updated instantly.

6.      Confirmation and Receipt

After the payment is successful, you will receive a confirmation message along with a receipt of the transaction. It’s advisable to save this receipt for your records.

Conclusion

Recharging your FASTag with a credit card is a smart and convenient option that offers numerous benefits. From instant access to funds and rewards to the security of transactions, this method simplifies the process and enhances your driving experience.

If you haven’t yet linked your credit card to your FASTag account, now is the perfect time to do so. And if you’re looking for a credit card that offers great rewards and perks for your travel needs, Apply now for a RuPay credit card from IndusInd Bank.

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.