How can I apply for a Credit Card online without visiting a bank branch?
Posted on Wednesday, June 28th, 2023 | By IndusInd Bank
If you are looking for a convenient and hassle-free way to get a credit card, you might be wondering if you can apply for one online without visiting a bank branch. The answer is yes, you can! IndusInd Bank offers a 100% paperless online application process with instant approval for its range of lifetime free credit cards. You can choose from a variety of cards that suit your lifestyle and spending habits, and enjoy exclusive benefits such as rewards that never expire, discounts on dining, travel, entertainment and more.
But before you apply, check your eligibility for an IndusInd Bank Credit Card here:
- Residential status: You should be a resident of India to apply for a credit card in India.
- Age: You should be at least 18 years old and not more than 75 years old to apply for an IndusInd Bank credit card.
- Income: You should have a stable monthly or annual income, either as a salaried or self-employed person. The minimum income requirement for an IndusInd Bank credit card is ₹20,000 per month. However, some cards may have higher income requirements than others.
- Occupation: You can apply for an IndusInd Bank credit card if you’re self-employed or a salaried employee.
Here are the steps to apply for a credit card online with IndusInd Bank:
Step 1: Enter your mobile no. and PAN
Step 2: Verify your address
Step 3: Select your preferred Credit Card
Step 4: Complete your Video KYC
Plus, there is no need for physical documents. All you need is:
- Your Aadhaar and PAN number to speed up the application process
- Your residential proof if the current address mentioned in Aadhaar is different
That’s it! You have successfully applied for a credit card online without visiting a bank branch. Your new IndusInd Bank credit card will be delivered to you in 2-3 days. Once you receive your card, you can activate it via the IndusMobile app or the IndusNet online banking portal.
Some of the benefits of applying for a credit card online with IndusInd Bank are:
- You save time and effort by avoiding physical visits to the bank branch and submitting documents.
- You get instant approval and faster delivery of your card.
- You can choose from a wide range of credit cards that offer best in class benefits and have a 100% digital application process.
- You can enjoy lifetime free credit cards with no annual or joining fees.
- Enjoy never expiring reward points on your credit card. In fact, you can use these points as cash credit to clear your outstanding bill.
So what are you waiting for? Apply for a credit card online with IndusInd Bank today and enjoy a seamless payment experience. For more information, visit our website or call our customer care number.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.