{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.indusind.com\/iblogs\/credit-card\/how-can-i-save-money-on-credit-card-joining-and-annual-fee-with-indusind-bank\/#BlogPosting","mainEntityOfPage":"https:\/\/www.indusind.com\/iblogs\/credit-card\/how-can-i-save-money-on-credit-card-joining-and-annual-fee-with-indusind-bank\/","headline":"How Can I Save Money On Credit Card Joining and Annual Fee with IndusInd Bank?","name":"How Can I Save Money On Credit Card Joining and Annual Fee with IndusInd Bank?","description":"As a leading Indian private sector bank, IndusInd Bank offers an assortment of credit cards designed to support and elevate the lifestyle of its diverse set of customers. From exclusive dining memberships to unbeatable travel benefits, the bank\u2019s lifestyle credit cards offer an experience unlike any other. While most banks charge a joining and annual...","datePublished":"2023-10-29","dateModified":"2024-08-28","author":{"@type":"Person","@id":"https:\/\/www.indusind.com\/iblogs\/author\/indusind\/#Person","name":"IndusInd Bank","url":"https:\/\/www.indusind.com\/iblogs\/author\/indusind\/","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8169561f34fb61e737060f1a537a86e2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8169561f34fb61e737060f1a537a86e2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"IndusInd","logo":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","width":201,"height":86}},"image":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/save-money.jpg","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/save-money.jpg","height":400,"width":1060},"url":"https:\/\/www.indusind.com\/iblogs\/credit-card\/how-can-i-save-money-on-credit-card-joining-and-annual-fee-with-indusind-bank\/","about":["Credit Card"],"wordCount":1437,"keywords":["apply for a new credit card","credit cards online","get credit card"],"articleBody":"As a leading Indian private sector bank, IndusInd Bank offers an assortment of credit cards designed to support and elevate the lifestyle of its diverse set of customers. From exclusive dining memberships to unbeatable travel benefits, the bank\u2019s lifestyle credit cards offer an experience unlike any other. While most banks charge a joining and annual fee on their credit cards, IndusInd Bank commits to unequivocal customer focus with a range of lifetime free credit cards.Whether you want cashback, discounts on premium brands, lounge access, or free movie tickets, you can enjoy them all with IndusInd Bank\u2019s lifetime free credit cards.Understanding Credit Card FeesA credit card usually comes with a joining and annual fee based on the issuer\u2019s policies and the card’s features. The joining fee is a one-time charge levied by the bank when you apply for a new credit card. The annual fee is a recurring amount you pay every year to continue using your card and enjoying its benefits.However, these fees are waived on lifetime free credit cards, helping you save even more on credit card usage. IndusInd Bank offers several credit cards that are packed with benefits and charge no joining or annual fee. Apply for one of the below-mentioned credit cards online from IndusInd Bank to save money on credit card joining and annual fees.Lifetime Free Credit Cards by IndusInd Bank1. Legend Credit CardThis lifetime free credit card by IndusInd Bank gives you access to world-class privileges on travel, dining and shopping. Take a look at the Legend Credit Card\u2019s salient features:2 reward points for every INR 100 spent on weekendsDiscounted foreign currency mark-up of 1.8%1% fuel surcharge waiverRewards programmeThe Legend Credit Card also features an excellent rewards programme, allowing you to earn on shopping, payments, and other spends.Weekday spendsINR 100 spent = 1 reward pointWeekend spendsINR 100 spent = 2 reward pointsAdditionally, you earn 4,000 bonus reward points on spending INR 6,00,000 or above within a year from the card\u2019s date of issue.These reward points can be redeemed in the following ways:IndusMomentsAirline miles on InterMilesAirline miles on VistaraCash credit2. Platinum Visa Credit CardThis lifetime free credit card by IndusInd Bank gives you access to an exclusive lifestyle with world-class privileges on your travel, dining, and shopping experiences. Some of the Platinum Visa Credit Card\u2019s salient features are as follows:1.5 reward points for every INR 150 spentBunch of comprehensive insurance benefitsFuel surcharge waiverRewards programmeThe Platinum Visa Credit Card comes with a great rewards programme. As mentioned above, you earn 1.5 reward points for every INR 150 spent using the IndusInd Bank Platinum Visa Credit Card.These reward points can be redeemed in the following ways:IndusMomentsAirline miles on InterMilesAirline miles on VistaraCash credit3. Platinum Aura Edge Visa\/Mastercard Credit CardThe IndusInd Bank Platinum Aura Edge Visa\/Mastercard Credit Card is a contactless card that enables fast, convenient, and secure purchases. Crafted for high-achievers, this feature-rich credit card comes with some of the best-in-class privileges in travel, dining, shopping, and more. Here\u2019s a look at the Platinum Aura Edge Visa\/Mastercard\u2019s salient features:Flexibility to choose from 4 reward plans tailored to suit varying lifestyle needsOpportunity to earn up to 8x reward points on select merchants1% fuel surcharge waiverRewards programmeThis lifetime free card by IndusInd Bank features an exceptional rewards programme. Besides a chance to earn up to 8x reward points for every INR 100 spent on select merchant categories, you could choose a reward plan that is in sync with your lifestyle:Platinum Aura Edge Shop PlanPlatinum Aura Edge Home PlanPlatinum Aura Edge Travel PlanPlatinum Aura Edge Party PlanReward points can be redeemed in the following ways:IndusMomentsAirline miles on InterMilesAirline miles on VistaraCash creditMaximize Your Savings with IndusInd Bank’s Lifestyle Credit CardsUnlike other credit card issuers, IndusInd Bank offers a range of lifestyle credit cards with zero joining and zero annual fees. Regardless of whether you are a shopaholic or a hodophile, you can get a credit card that meets all your needs.  Additionally, IndusInd Bank has a 100% paperless, digital application process marked by instant credit card approval online, making it easy and convenient to get your credit card in a matter of a few clicks.Visit the bank\u2019s website to get a lifetime free credit card that complements your lifestyle today.Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct\/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. Share This:"}