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How to Apply For An Instant Credit Card In An Easy Way?
Posted on Wednesday, October 25th, 2023 | By IndusInd Bank
Applying for an IndusInd Bank instant credit card is a quick and hassle-free process. An IndusInd Bank instant credit card comes with a bouquet of benefits, including reward points, free access to airport lounges and attractive cashback offers on shopping, dining and flight tickets among others.
The Reserve Bank of India’s statistics show that credit card usage has been steadily surging in India, with a 20% annual growth rate. In 2022 alone, the number of credit card users increased by 11 million. Credit cards provide unmatched convenience and flexibility, which are essential for managing expenses and building a solid credit history. The conventional method of applying for a credit card may be a bit of a hassle, involving a long waiting period, credit checks, and tedious paperwork. However, the banking industry has, of late, embraced a quicker and more convenient digital approach.
IndusInd Bank has taken the initiative to streamline the credit card application process even further to cater to the needs of modern customers. Keep reading to learn how to apply for an IndusInd Bank instant credit card online in detail.
Steps to Apply for an IndusInd Bank Instant Credit Card
Here is a step-by-step guide for applying online for an IndusInd Bank instant credit card:
Step 1: Visit https://induseasycredit.indusind.com/customer/credit-card/lead and fill out the required details, including your mobile number, PAN card number, email ID, and PIN code.
Step 2: After providing your details, you have to verify your address.
Step 3: Choose a credit card that best meets your needs and preferences.
Step 4: Complete your application with an instant video KYC (Know Your Customer) process.
Step 5: The card will be delivered to your address within 2-3 days.
Eligibility Criteria & Documents Needed for an IndusInd Bank Instant Credit Card
Here is a list of the general eligibility requirements and necessary documents for applying for an IndusInd Bank instant credit card:
Eligibility Criteria
- Age: You must be at least 21 years of age and no older than 60
- Income: You should have a minimum net monthly income of INR 20,000
- Occupation: You may apply whether you are a salaried or self-employed individual
- Credit Score: You must have a reasonably high CIBIL score
Documents Required
- No physical documentation is required
- Keep your PAN and Aadhaar number ready to speed up the application process
- You must provide proof of residence if your current address differs from the one shown in your Aadhaar
Why Choose an IndusInd Bank Instant Credit Card?
Designed with your convenience in mind, IndusInd Bank instant credit cards empower you to take control of your finances. IndusInd Bank offers a range of instant credit card options, each tailored to a specific set of lifestyle preferences and requirements. Here are some of the salient benefits that come with IndusInd Bank instant credit cards:
- Reward points on every purchase and bonus reward points after reaching certain spending milestones
- Reward points can be redeemed or converted to cash to pay credit card bills
- Option of choosing from a range of credit cards with zero joining and annual fees
- Complimentary access to airport lounges at several domestic and international airports
- Waived fuel surcharges at all petrol pumps across India
- Attractive cashback deals and offers on shopping, flight booking, movie tickets, dining at restaurants, groceries and much more
Unlock financial freedom instantly with an IndusInd Bank credit card. Apply for an instant credit card online to get hassle-free access to credit now!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
