How to apply online for a credit card in India 2023 from home?

Posted on Wednesday, June 21st, 2023 | By IndusInd Bank

Apply for credit card through a 100% paperless process with IndusInd Bank. Choose the credit card you need, apply online, and get instant approval – all without leaving your home. IndusInd Bank’s instant credit cards suit your lifestyle needs and offer a plethora of remarkable benefits, including reward points, exclusive memberships, attractive discounts, and many more.

Credit cards have come a long way from being underutilised to becoming one of today’s most essential financial tools. By 2026, an estimated 200 million credit cards will be issued. In today’s digital age, applying for a credit card no longer requires you to take off from work on a weekday and be physically present for the process. Most major banks and financial organisations now offer users the option to search for credit cards, apply for the one(s) they like, and get approval – through a few clicks on their website. No matter what you need a credit card for, you don’t need to queue up at a bank. But how do you apply for a credit card online? Let’s find out.

How To Apply For Credit Card From Your Home?

Applying for a credit card online in India (regardless of the kind of card you select) is easy. Here are the following key steps you should follow:-

Do your research:

Like other financial instruments, credit card options in India are virtually limitless. Each card offers unique benefits and features. Compare benefits and features between the cards and consider factors like eligibility criteria, annual fees, APR (annual percentage rate), rewards, membership programmes, and your own lifestyle preferences to find the most suitable card for yourself.

Gather the required documents:

Most credit cards require the applicant to provide some paperwork. These include (but are not limited to) Aadhar card, PAN card, proof of residence, and other specific documents required by the bank. Gather digital copies of the necessary documents to upload to the card-issuing authority while applying online.

Complete the online application form:

Next, and most importantly, you must complete the credit card application form online. The application usually involves giving basic information alongside providing aforesaid documents.

Get approval:

Some credit cards come with instant approval, while others take time to be approved. Either way, once your credit card gets approved, you will receive it in less than a week. The kit contains the physical plastic or metal credit card alongside usage instructions.

IndusInd Bank’s Credit Cards – An All-Digital Offering

IndusInd Bank offers a 100% paperless credit card application and approval process. Opt for IndusInd credit cards to get a wide range of benefits. Perks include – reward points on every transaction, and bonus rewards on achieving spending milestones; zero joining and annual fees on a select range of credit cards; benefits like airport lounge access, cashback with select retailers, fuel surcharge waiver at petrol pump across India, and more! Even better, reward points earned on IndusInd Bank credit cards do not expire – so you can use them, or have them converted into cash, whenever you wish.

To successfully apply for an IndusInd Bank credit card, you must:

1. Be aged between 18 – 75
2. Have a net monthly income of at least INR 20,000
3. Have a fairly high CIBIL score
4. Be either salaried or self-employed

You can start the online application process with only your Aadhaar Card or PAN card number. With IndusInd Bank credit cards, you do not need any physical documents!

Get the IndusInd Bank instant credit card, with just these three basic steps:

• Visit the IndusInd Bank website’s credit card page and input your details.
• Choose the best credit card for yourself based on your lifestyle needs and preferences.
• Finish the application online with an instant video KYC. You do not even need to physically sign your application; just a digital signature – it is 100% paperless!

Get instant approval and doorstep delivery of the card in 24-48 hours.

Unlock multiple possibilities with IndusInd Bank’s range of credit cards. Apply for a credit card online and elevate your lifestyle today!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.