Travel Hacks – Making the Most of Your Credit Card Rewards and Benefits for Travel

Posted on Monday, August 21st, 2023 | By IndusInd Bank

Traveling is one of the best ways to explore new places, cultures, and experiences. But it can also be expensive and stressful if you don’t plan ahead and use the right tools. That’s why travel hacking is a smart and savvy way to make your travel dreams come true without breaking the bank. 

Travel hacking involves earning frequent flyer miles or points and redeeming them for nearly-free travel. The most common travel hacks include leveraging credit card benefits for discounted flights. But travel hacking is not just about earning and redeeming points. It’s also about using your credit card benefits and perks to enhance your travel experience and save money. In this blog, we will share some of the best travel hacks that you can use with your credit card rewards and benefits for travel. Whether you are a beginner or a pro, these tips will help you travel more for less. 

Choose the right credit card for your travel goals 

The first step to travel hacking is to choose the right credit card for your travel goals. To choose the right credit card for your travel goals, you need to consider several factors, such as: 

• Your preferred travel destinations and frequency 
• Your preferred travel partners and loyalty programs 

• Your spending habits and budget 
• Your credit score and income 
• Your desired rewards and benefits 
   

Maximize your credit card welcome bonus 

One of the best ways to earn a lot of points or miles in a short time is to sign up for a new credit card that offers a generous welcome bonus. A welcome bonus is a lump sum of points or miles that you can earn either on signup or after meeting a certain spending requirement within a certain time frame. For example, the IndusInd Bank Club Vistara Explorer Credit Card offers Club Vistara Gold membership with complimentary business class ticket voucher and gift vouchers worth ₹25,000 as signup bonus. 

Utilize your credit card benefits and perks 

Besides earning points or miles, your credit card can also offer you various benefits and perks that can enhance your travel experience and save you money. Some of the common credit card benefits and perks for travel are: 

• Travel Reward Points: These are reward points that get accrued once you use the credit card for traveling purposes. For example, the IndusInd Bank Club Vistara Explorer  Credit Card offers 8 Club Vistara points for every ₹200 spent. 
• Lounge access: This is access to airport lounges where you can enjoy free food, drinks, Wi-Fi, showers, and other amenities. For example, the IndusInd Bank Club Vistara Explorer Credit Card gives you 1 complimentary domestic lounge access every quarter in a calendar year.  
• Hotel Perks: Travel cards often provide hotel benefits, privileges and more at participating hotels. For example, the IndusInd Bank Club Vistara Explorer Credit Card gives you welcome gift vouchers from the Oberoi Hotels for an exciting and luxurious stay. 

• Travel insurance: This is insurance that covers you for losses or damages due to unforeseen events during your travel, such as trip cancellation, trip delay, baggage loss, medical emergency, etc. For example, the IndusInd Bank Club Vistara World Credit Card offers personal air accident insurance cover of up to ₹2.5 Cr.  
   

Planning well before you travel with your credit card is not only convenient, but also necessary. To utilize your credit card benefits and perks, you need to: 

• Know what benefits and perks your credit card offers and how to activate and use them 
• Compare the value of the benefits and perks with the cost of the annual fee and other charges 
• Plan your travel itinerary and bookings around your benefits and perks 

• Keep track of your usage and expiry of your benefits and perks 

 
Conclusion 

Travel hacking is a fun and rewarding way to make your travel dreams come true without spending a fortune. By using your credit card rewards and benefits for travel, you can earn more points or miles, redeem them for amazing deals, and enjoy more perks and privileges along the way. 

If you are looking for a credit card that offers great rewards and benefits for travel, check out the IndusInd Bank Club Vistara Credit Card. This card is designed to give you the best of both worlds – a rewarding loyalty program from India’s finest full-service carrier Vistara and a premium banking experience from IndusInd Bank. 

With this card, you can earn CV Points on every purchase, redeem them for flights across Vistara’s domestic and international network, enjoy complimentary lounge access, priority services, travel vouchers, travel insurance, and more. 

So, what are you waiting for? Apply for an IndusInd Bank Club Vistara Credit Card today and start your travel hacking journey with us. 

Apply Now 

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.