Unlock Amazing Savings and Rewards with RuPay Credit CardEstimated reading time: 4 minutes

Unlock Amazing Savings and Rewards with RuPay Credit Card

Posted on Wednesday, September 4th, 2024 | By IndusInd Bank

Many often find it difficult to manage their savings and maximise rewards with credit cards because of high fees, limited reward options, restrictive spending categories, and inflexible payment terms. The IndusInd Bank Platinum RuPay Credit Card directly addresses these issues and simplifies your financial life significantly.

Find out how this exclusive RuPay credit card unlocks amazing savings and premium rewards that can transform the way you handle your financial transactions.

Lifetime Free Credit Card

One of the most attractive features of the IndusInd Bank Platinum RuPay Credit Card is that it comes with no joining or annual fees. This means you can enjoy all the benefits of credit cards, like reward points, insurance coverage, and fuel surcharge waivers, without worrying about recurring costs. 

UPI Compatibility

Another standout feature of this RuPay credit card is its compatibility with Unified Payments Interface (UPI). 

The process of linking your credit card with UPI is quite simple. All you need to do is open a UPI app, select the option to add or link a credit card, choose IndusInd Bank as the issuer, and follow the prompts to generate a UPI PIN. This simple process increases user convenience and encourages the adoption of digital payments.

Enhanced Rewards Program

The rewards program of the IndusInd Bank RuPay Credit Card is generous. You earn 2 reward points for every ₹100 spent on UPI transactions. For transactions outside the UPI system, you earn 1 reward point for every ₹100 spent. This incentive encourages the use of digital payments and provides an additional value for everyday purchases.

Diverse Redemption Options

The RuPay credit card reward points provide high flexibility in redemption. You can convert the earned points into cash credits or airline miles or use them for various vouchers through IndusMoments​. Every point you earn can be customised to suit your preferences and needs. 

This makes the IndusInd Bank Platinum RuPay Credit Card a useful tool for spending and also a companion for saving​.

Fuel Surcharge Waiver

This credit card offers a 1% fuel surcharge waiver, which applies to transactions made at all petrol pumps across the country. This benefit results in direct savings every time you fuel up and contributes to the card’s overall value proposition in daily use.

Travel Insurance Cover

This card not only speeds up your reward collection but also covers you with a broad insurance plan when you travel. This includes coverage for:

Insurance CoverSum Assured (up to)
Lost baggage₹1,00,000
Delayed baggage₹25,000
Loss of passport₹50,000
Lost ticket₹25,000
Missed connection₹25,000

Simply put, this credit card offers you the best of both worlds, i.e., financial gains with security features.

Also Read: First-Time Credit Card Applicant: 10 Things to Know Before Applying for Your First Credit Card

How to Apply for the IndusInd Bank Platinum RuPay Credit Card?

Applying for the IndusInd Bank Platinum RuPay Credit Card is convenient for both existing customers and new applicants, as the entire process is 100% digital. Click on the ‘Apply Now’ option available on the website to get started.

This fully digital approach simplifies the application process and allows you to gain access to the card’s benefits without the hassle of paperwork.

To Sum Up

The IndusInd Bank Platinum RuPay Credit Card offers a wealth of benefits that makes it an excellent tool for both spending and saving. You enjoy UPI compatibility, flexible reward points, no joining or annual fees, fuel surcharge waivers, and comprehensive insurance coverage. Every feature is designed to help you get maximum value from your transactions. 

Ready to unlock a world of convenience, savings, and exclusive rewards? Apply Now

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.

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