How to Apply for a New Current Account Cheque Book Easily?

Posted on Thursday, August 22nd, 2024 | By IndusInd Bank

A well-structured current account is a cornerstone of efficient business operations. One crucial facility provided by a current account is the cheque book. It is a handy tool to execute payments, manage cash flow, and ensure record-keeping. 

Requesting a new cheque book is easier than ever, thanks to modern banking conveniences. In this article, we will walk you through the steps to apply for a new current account cheque book. 

Applying for a Current Account Cheque Book: A Guide

You can apply for a new cheque book through online banking mobile apps, ATMs, or by visiting the bank branch.

Online Banking

Many banks have user-friendly net banking portals where account holders can request a new cheque book. Here’s how you can do it:

1. Log into your bank account through the online banking portal using your username and password.
2. Navigate to the ‘Services’ or ‘Requests’ or ‘Cheque book’ section. The terminology varies among banks. 
3. Find the option to request a cheque book, select it, and follow the on-screen instructions to complete your request.
4. You will receive a confirmation message after you have submitted the request. The bank will process your request. The cheque book gets dispatched to your registered address once processed.

Mobile Banking

If you prefer using your smartphone to order a new cheque book, follow these steps:

1. Ensure you have the bank’s official banking app installed on your phone.
2. Log into the app using your credentials.
3. Navigate to the ‘Services’ or ‘Requests’ section.
4. Select the ‘Request cheque book’ option and follow the instructions.
5. You will receive a notification confirming your request. The cheque book gets dispatched to your registered address within a few days’ time.

ATM

You can also raise a request for a new cheque book via an ATM. Here’s how you can do it:

1. Go to the nearest ATM (where your bank’s debit card is valid).
2. Insert your debit card in the ATM and enter your PIN.
3. Select the ‘Services’ or ‘Other Services’ option from the menu.
4. Choose the ‘Request cheque book’ option and follow the prompts.
5. Once you submit the request, you get a confirmation slip. The cheque book gets delivered to your address.

Branch Visit

Visiting your nearest bank branch is another option to apply for a new cheque book. Here’s what to do:

1. Go to your nearest IndusInd Bank branch.
2. Ask for a cheque book request form and fill the required details.
3. Submit the completed form to the bank representative.
4. The bank will process your request. The cheque book will be delivered to your registered address within the given time frame. 

Also Read: Best Practices to Secure Your Current Account

What Are the Benefits of a Current Account Cheque Book?

When you order a new cheque book and utilise it, you enjoy the following benefits:

1. Ease of Payments

Cheque books allow seamless payments to suppliers, employees, and other stakeholders.

2. Record Keeping

Each cheque you issue is a record of that transaction. This helps maintain accurate financial records.

3. Security

Cheques provide a secure way to make large payments without carrying cash.

4. Acceptance

Cheques are a versatile payment method widely accepted by businesses and government entities. 

Conclusion

Applying for a new cheque book for your current account is a straightforward process that can be done in various ways. You can manage your business finances in a better way with a new cheque book.

For better financial management, choose a banking partner that provides useful cheque book features and services that improve your business banking operations. 

IndusInd Bank offers an innovative feature called ‘Check on Cheque’ to help you manage your issued cheques. With IndusInd Bank NetBanking, you can access images of cleared cheques anytime. These scanned images are also included in your monthly e-statement so that it is easier than ever to keep track of your transactions.

Open a Current Account online with IndusInd Bank today to enjoy more such features! 

Disclaimer:The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.