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The Impact of Inflation on Fixed Deposits
Posted on Friday, February 2nd, 2024 |
Inflation is an inevitable reality, reflecting the gradual increase in prices over time. In 2023, this trend was evident in India, where the inflation rate fluctuated around 5.5%. This increase affects various aspects of life, such as daily expenses, housing costs, education fees, healthcare, and travel. In this mix of impacts, investments such as fixed…
Read moreSmart Ways to Diversify your Portfolio with Fixed Deposits
Posted on Wednesday, January 31st, 2024 |
Who doesn’t wish to grow their money with minimal risks? Everyone appreciates those extra gains. However, each investment carries some risks. While the expectations of high returns often come with the risk of equally high losses, there is an investment option that promises stability and predictability: fixed deposits. Fixed deposits let you invest your funds…
Read moreSenior citizens and fixed deposits: Benefits and considerations
Posted on Wednesday, January 31st, 2024 |
For senior citizens who have spent a lifetime working hard, saving, budgeting, and investing, it’s now time for relaxation. However, relaxing doesn’t mean leaving your hard-earned money untouched or sitting idle. It’s about finding the right balance between earning returns and ensuring the security of your funds. After all, as you approach a peaceful retirement,…
Read moreFixed deposit myths debunked: What you need to know
Posted on Wednesday, January 31st, 2024 |
Fixed Deposits(FDs) are an essential part of a smart savings strategy. They earn interest while keeping your savings secure and protect your hard-earned money from unnecessary withdrawals, market risks, and impulsive spending. Fixed deposits are known for their lower risk, simplicity, and assurance. But common myths relating to this instrument tend to hold some individuals…
Read moreFixed Deposit Interest Rates and Financial Planning: Crafting a Well-Balanced Portfolio
Posted on Friday, December 29th, 2023 |
In the ever-evolving realm of finance, constructing a robust financial plan that prioritizes stability, growth, and security is paramount. Among the myriad investment options, Fixed Deposits (FDs) have proven to be a steadfast choice for risk-averse investors. This article explores the significance of Fixed Deposit interest rates in financial planning and their integral role in…
Read moreOptimizing Returns with Fixed Deposits: A Strategic Investment Approach
Posted on Friday, December 29th, 2023 |
In the dynamic landscape of today’s financial world, selecting the right investment avenue to foster savings growth is paramount. Fixed Deposits (FDs) have consistently been the choice of risk-averse investors seeking stability and reliable returns. This article explores the art of maximizing returns on Fixed Deposits, offering insights to help you optimize your hard-earned money….
Read moreHow Does the FD Minimum Period Differ Across Various FD Types?
Posted on Saturday, October 28th, 2023 |
The minimum periods and FD interest rates vary based on the specific FD type and terms provided by the bank or financial institution. According to data from the RBI, there are 24.23 million FDs in India, valued at more than INR 103 trillion. This exceeds the total amount of INR 59.7 trillion held in savings…
Read moreFixed Deposit Calculators: Convenience at Your Fingertips
Posted on Thursday, October 26th, 2023 |
Online fixed deposit calculators are an excellent tool for financial planning. They help you calculate your potential FD returns instantly, offering benefits such as accuracy, efficiency, and improved decision-making. All you need to do is enter the principal amount, interest rate, and desired tenure to determine your fixed deposit returns. Fixed deposits (FDs) have long…
Read moreWhat Factors Does a Bank Consider When Fixing FD Interest Rates?
Posted on Thursday, September 28th, 2023 |
Fixed Deposits (FDs) are popular with individuals seeking a secure and steady way to grow their savings. To fix fixed deposit interest rates, banks consider a multitude of factors – repo rate, liquidity needs, maturity, and investment tenure. IndusInd Bank’s commitment to providing competitive FD interest rates, along with flexible investment choices, gives customers the…
Read moreIs It a Good Time to Invest in Fixed Deposits In 2023
Posted on Thursday, September 14th, 2023 |
Summary: From guaranteed yields and flexible tenure to easy reinvestment, fixed deposits offer a range of benefits that make them the best investment avenue in 2023. Investing your hard-earned money involves a systematic approach where you must strategise your investments, and make crucial decisions at key stages. In 2023, since the global economy is still…
Read moreHow to Adjust Your FD Ladder to Maximize Returns
Posted on Monday, September 11th, 2023 |
Fixed Deposits (FDs) have long been a popular choice for risk-averse investors seeking stable returns. One effective strategy to optimize your FD investment is by creating an FD ladder. This technique allows you to strike a balance between liquidity and higher returns. In this blog, we’ll explore what an FD ladder is, how to build…
Read moreWhy Banks Offer Higher FD Rates to Senior Citizens
Posted on Thursday, September 7th, 2023 |
Fixed Deposits (FDs) have long been a popular investment option for individuals seeking stability and consistent returns. While FDs are available to people of all ages, many banks provide senior citizens with the incentive of higher FD interest rates. In this blog, we’ll delve into the reasons behind this practice and explore the advantages it…
Read moreFixed Deposit: How Does Compounding Frequency Affect Returns?
Posted on Tuesday, August 29th, 2023 |
SUMMARY: Investors earn interest on both the principal fixed deposit amount as well as the interest accrued through the power of compounding. The longer and more frequent the compounding, the higher the returns. Save more with IndusInd Bank’s online fixed deposits. Use the IndusInd Bank fixed deposit interest calculator to calculate your maturity amount to…
Read moreTDS On Interest On FD: Exemptions and Limits
Posted on Monday, August 28th, 2023 |
Summary: The taxation of fixed deposit interest varies based on factors like annual income and FD returns. Choose IndusInd Bank FDs to optimise investments and secure your financial future! Fixed Deposits (FDs) have long been the preferred option for reliable investment due to their consistency and predictable returns. If you prefer low-risk investments, you may…
Read moreUnlocking Financial Freedom: Long-term Benefits of Choosing Fixed Deposits
Posted on Tuesday, August 22nd, 2023 |
In the pursuit of financial freedom, making wise investment decisions becomes paramount. Among the myriad options available, Fixed Deposits (FDs) have emerged as a tried-and-true choice, offering stability, security, and attractive long-term benefits. Let’s delve into the reasons why choosing Fixed Deposits can pave the way to financial liberation 1. Reliable Returns Fixed Deposits are…
Read moreAchieve power of stability: 5 Reasons to consider booking a Fixed Deposits
Posted on Tuesday, August 22nd, 2023 |
In a world of constant financial fluctuations, finding stability for your hard-earned money is a priority. While investing in various avenues can yield different returns, there’s one option that has stood the test of time – Fixed Deposits (FDs). Let’s delve into the compelling reasons why considering a Fixed Deposit might be a smart move…
Read moreDifference Between Fixed Deposit Vs Recurring Deposits
Posted on Friday, August 18th, 2023 |
In the realm of financial planning, fixed deposits (FDs) and recurring deposits (RDs) are two popular instruments that provide individuals with secure avenues to grow their savings. Each of these options carries its own set of advantages, making them suitable for different financial goals and preferences. In this blog, we will delve into the differences…
Read moreHow to calculate FD Interest Using Online FD Interest Calculators?
Posted on Thursday, August 17th, 2023 |
In an increasingly dynamic financial landscape, the importance of savings and investments cannot be overstated. These avenues pave the way for financial security and the realization of long-term goals. Among the plethora of investment options available, fixed deposits (FDs) stand out as a secure way to earn guaranteed returns. In this blog, we will explore…
Read morePlanning for the Future: Achieving Financial Goals with Fixed Deposits
Posted on Sunday, July 30th, 2023 |
As we journey through life, it is vital to have a clear vision of our financial goals. Whether it’s purchasing a dream home, funding your child’s education, planning for a comfortable retirement, or embarking on that dream vacation, achieving these goals necessitates smart financial planning. One of the most reliable and secure investment options available…
Read moreMaximizing Your Returns on Fixed Deposits: A Smart Investment Choice
Posted on Thursday, July 27th, 2023 |
In today’s ever-changing financial landscape, finding the right investment avenue to grow your savings is crucial. Fixed Deposits (FDs) have been a preferred choice for risk-averse investors seeking stability and consistent returns. In this blog, we will explore the art of maximizing your returns on Fixed Deposits, helping you make the most of your hard-earned…
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