Get a Hassle Free Two Wheeler Loan
Posted on Friday, March 17th, 2017 | By IndusInd Bank
Have you been thinking of buying a two-wheeler? At IndusInd Bank, it is a simple process to get a loan for a two-wheeler of any brand, with attractive interest rates and easy repayment options as additional benefits.
Keeping these things in mind, get a fast and easy loan in no time:
- An easy online application process
- Instant approval
- Flexible repayment options
- Quick loan processing
- Simple documentation
- Attractive interest rates for all new and existing IndusInd Bank account holders
How to Apply:
- A two-wheeler loan can be applied for in minutes. Even if you are not an IndusInd Bank account holder, you will not face any difficulties.
- The loan offer is subject to field verification and submission of KYC documents by the customer.
- A bank loan officer would contact you shortly after the submission of your documents.
What is the Eligibility?
For Salaried Customers:
- Minimum age – 21 years (at the time of applying for the loan) and maximum age – 60 years (at the time of loan maturity)
- Minimum gross income of INR 10,000 per month
- A minimum of 1 year of total experience. Completion of a minimum of 6 months’ service in current employment at the time of application
For Self-Employed Customers:
- Minimum age – 21 years (at the time of applying for the loan) and maximum age – 60 years (at the time of loan maturity)
- A minimum net profit of INR 1,00,000 per annum
- A minimum of 3 years in business and 1 year in the same business
What Documents Does One Need?
For Salaried Customers:
- Borrower Identity – 1 Passport size photo
- Proof of Identity – Photocopy of Driving License/ Passport/ Voters ID / Aadhaar Card/ PAN Card
- Proof of Residence – Photocopy of any one of Driving License/ Passport / Voters ID /Aadhaar Card
- Bank statement of the last 3 months
- Income Proof – The previous month’s salary slip with regular salary credits seen in the bank statement
For Self-Employed Customers:
- Borrower Identity – 1 Passport size photo
- Proof of Identity – Photocopy of Driving License/ Passport/ Voters ID / Aadhaar Card/ PAN Card
- Proof of Residence – Photocopy of any one of Driving License/ Passport / Voters ID /Aadhaar Card
- Bank statements of the last 3 months
- Income tax returns of the immediate preceding financial year along with the computation of income for the assessment year
While applying for your two-wheeler loan from IndusInd Bank, a hassle-free and positive experience is guaranteed.