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How to Generate IndusInd Bank Credit Card Pin?
Posted on Friday, January 20th, 2023 | By IndusInd Bank
The credit card PIN plays a crucial role in ensuring the safety of your credit card. IndusInd Bank lets you set/reset and generate your credit card PIN via several online and offline options with ease.
Credit cards have fairly robust fraud protections that are often regarded as superior to those that come with debit cards. One of the critical elements of a credit card’s security features is its personal identification number PIN. In simple words, a credit card PIN is a four-digit code allotted to you or selected by you after you open your credit card account. This PIN is used to verify your identity as the owner of your credit card, thereby protecting you against fraud. In India, entering the credit card PIN is mandatory for completing any POS or ATM transaction.
How Does a Credit Card PIN Work?
Whenever you use your credit card, you are required to enter your PIN to authorise the transaction. The moment you enter your PIN, the payment system is automated to match it with your user ID and enable the transaction. This way, banks ensure that every transaction made using your credit card is authorised by you, the credit card owner, and not anybody else. This is why you are constantly advised not to share your credit card PIN with anyone, not even bank officials.
How to Generate IndusInd Bank Credit Card Pin?
There are several online options you could use to instantly generate your choice of credit card PIN. These, and the steps they entail, have been listed in the table below.
| IndusInd Bank website | IndusMobile App | IndusNet Online Banking | |
| 1. | Navigate to ‘Quick Links’ on the right side | Log in to the App | Log in to IndusNet |
| 2. | Click on ‘Credit Card Related’ | Navigate to Service Request | Go to Service Requests |
| 3. | Next, click on ‘Generate Credit Card PIN’ | Go to Card Related Requests | Select Credit Card Requests |
| 4. | _ | Click on Set/Reset Credit Card PIN | Click on Credit Card ATM PIN Request |
The PIN Generate or Set/Reset form requires you to enter the last 4 digits of your Credit Card number, registered mobile number & captcha code. After submission, a ‘One Time Password’ OTP will be sent to your mobile. You will have to enter this OTP to set the PIN for your Credit Card requested on the screen.
IndusInd Bank also offers offline methods to generate your credit card PIN.
| Phone | ATM | Bank Branch | |
| 1. | Please call 18602677777 | Insert your credit card into the ATM machine | Visit your nearest IndusInd bank branch |
| 2. | Generate a PIN instantly on IndusInd Bank’s Interactive Voice Response system | Click on the option ‘change PIN’ or ‘Create PIN using OTP’ | File a request for PIN generation of your credit card |
| 3. | _ | Enter the OTP received on your registered mobile number | Your request will be processed promptly after verifying your details |
| 4. | _ | Enter any 4-digit PIN of your choice. Re-enter it for confirmation & click on ‘submit’ | _ |
For renewal/replacement credit cards, the PIN for your new card remains the same as that of your previous card. However, you may still choose to change the PIN for the newly arrived card, if you like.
The safety and security of customer banking experiences is of utmost importance to us at IndusInd Bank. Consequently, the 256-bit Secure Socket Layer SSL technology has been implemented to safeguard your information online. There is also a variety of internal control processes and measures to keep your credit card secure. Nonetheless, you may further ensure the security of your IndusInd Bank credit card by memorising your PIN, destroying any PIN-related physical documents, and changing the PIN on a regular basis via any of the methods described above.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
