Personal Loan vs. Zero-Cost EMI: What to Choose and When?
Posted on Thursday, June 27th, 2024 |
![Personal Loan vs Zero-Cost EMI](https://www.indusind.com/iblogs/wp-content/uploads/PL_393.jpg)
In today’s dynamic financial landscape, consumers have a myriad of options when it comes to funding their purchases. Two popular choices are personal loans and zero-cost EMIs (Equated Monthly Installments). Both options offer unique advantages and can be suitable for different financial situations. In this blog, we’ll delve into personal loans and zero-cost EMIs, exploring…
Read more5 Ways to Spot Fake Loan Apps and Protect Your Finances
Posted on Thursday, June 27th, 2024 |
![Spot Fake Loan Apps](https://www.indusind.com/iblogs/wp-content/uploads/PL_392.jpg)
In today’s digital age, the convenience of applying for loans through mobile apps has become increasingly popular. However, with the rise of legitimate loan apps, there has also been a surge in fraudulent apps designed to exploit unsuspecting borrowers. These fake loan apps often promise quick and easy money but can lead to significant financial…
Read more5-Point Personal Financial Checklist for Your 30s
Posted on Thursday, June 27th, 2024 |
![Financial Checklist for Your 30s](https://www.indusind.com/iblogs/wp-content/uploads/PL_391.jpg)
Entering your 30s often marks a pivotal phase in life. This decade typically brings greater stability in your career, significant life milestones like buying a home or starting a family, and a growing focus on long-term financial goals. To navigate these changes successfully, it’s crucial to have a robust financial plan. Here’s a comprehensive 5-point…
Read more6 Travel Expenses You Can Cover with a Personal Loan
Posted on Thursday, June 27th, 2024 |
![personal loan for travel](https://www.indusind.com/iblogs/wp-content/uploads/PL_390-1.jpg)
Traveling offers enriching experiences and lasting memories, but it can also come with a hefty price tag. Whether you’re planning a lavish international getaway, a family vacation, or a solo adventure, financing your trip can sometimes be a challenge. This is where a personal loan can be incredibly useful, providing you with the funds to…
Read moreUnderstanding NPA (Non-Performing Assets): Meaning and Types
Posted on Thursday, June 27th, 2024 |
![Non-Performing Assets (NPA)](https://www.indusind.com/iblogs/wp-content/uploads/PL_389.jpg)
Non-Performing Assets (NPA) have been a significant concern for banks and financial institutions globally. But what exactly are NPAs, and why do they matter? Let’s dive into the meaning and types of NPAs to better understand their impact on the financial system. What is a Non-Performing Asset (NPA)? An NPA is a loan or advance…
Read moreUnderstanding Paperless Personal Loans
Posted on Thursday, June 27th, 2024 |
![Paperless Personal Loans](https://www.indusind.com/iblogs/wp-content/uploads/PL_388.jpg)
In today’s digital age, almost every aspect of our lives has been transformed by technology, and personal loans are no exception. Enter the era of paperless personal loans—where the confusing paperwork is replaced by swift, online processes that promise convenience and speed. But what exactly are paperless personal loans, and how do they benefit borrowers?…
Read moreHow to Secure a Digital Personal Loan from the Comfort of Your Home
Posted on Tuesday, June 25th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/comfpet-ofhome.jpg)
Digital banking has made it easy to apply for a personal loan. Gone are the days of lengthy paperwork and multiple visits to the bank. Today, you can apply for and receive a digital personal loan from the comfort of your home. Digital personal loans can offer convenience, speed, and flexibility. It makes them an…
Read moreWhat is Revolving Credit and How Does it Work?
Posted on Tuesday, June 25th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/revolving-credit.jpg)
Revolving credit is a type of credit that includes credit cards and other lines of credit. With revolving credit, you can borrow up to a predetermined limit, repay it, and borrow again as needed. Revolving credit is different from instalment credit. With instalment credit, you borrow a set amount and pay it back in fixed…
Read moreSmart Money, Anywhere: The Advantages of Using Forex Cards for Travel
Posted on Monday, June 24th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/smartmoney_blog.jpg)
Summary: Using Forex cards while travelling abroad provides numerous benefits, including global acceptance, easy reloading options, competitive exchange rates, and budget control. If you are a frequent traveller, you understand the value of planning and preparation. From arranging flights and accommodation to researching destinations, every aspect helps to ensure a smooth and memorable journey. However,…
Read moreUnleashing the Power of Multicurrency Forex Cards
Posted on Friday, June 21st, 2024 |
![The Power of Multicurrency Forex Cards](https://www.indusind.com/iblogs/wp-content/uploads/multicurrency-power.jpg)
Summary: The Indus Multicurrency Forex Card offers a secure and convenient way to manage finances while in a foreign land. It offers a suite of benefits like loading up to 14 currencies on a single card, seamless online tracking, international ATM withdrawals, and instant hotlisting in case of a lost or stolen card. Travelling internationally…
Read moreHow Does Credit Card Balance Transfer Affect Your Credit Score?
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/Balance-Transfer-Affect.jpg)
If you are struggling to clear your credit card dues, you can consider the ‘balance transfer facility’. It is the process by which you can shift the pending balance from one credit card to another. Balance transfers on credit cardscan help manage your credit card debt. However, knowing the effect they can have on your…
Read moreWhat is Credit Card Delinquency?
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/delinquency.jpg)
When you sign up for a credit card, you agree to pay back the money you owe. The card-issuing bank funds your credit card spending. Hence, you are responsible for paying them back what you owe on time. If you fail to pay the minimum amount due on your credit card by the due date,…
Read moreWhat Is a Chargeback? Definition, How to Dispute, and Example
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/chargeback.jpg)
Credit cards offer a variety of benefits, including measures to safeguard the cardholder’s finances. One such crucial benefit is the chargeback feature. A chargebackis a process where the cardholder disputes a credit card transaction that results in a return of the payment to their credit card. Let’s learn what a chargeback is, how to dispute…
Read moreWhat to do When You Receive an Incorrect Credit Card Bill?
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/what-to-do-when.jpg)
Receiving an incorrect credit card bill can be stressful. You may notice a transaction you had not carried out or a charge you did not make. It impacts the amount you owe to the bank. Hence, it is crucial to correct the mistake by flagging any incorrect credit card transaction shown in the bill immediately….
Read moreWhat is Credit Card Insurance? A Detailed Guide
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/what-is-credit-detailed.jpg)
A credit card offers benefits such as instant access to credit, rewards and offers, privileges, and much more. But did you know that credit cards also offer insurance coverage? It is possible to avail financial protection against theft and loss of credit card. Coverage is also available for unfortunate events during travels. IndusInd Bank Credit Card…
Read moreWhat is Unbilled Amount in Credit Card?
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/what-is-credit-card.jpg)
If you have gone through a credit card statement, you may have come across the term ‘unbilled amount’. After you complete a transaction on the credit card, its history can be seen under the ‘unbilled amount’ category. So, what is the unbilled amount on a credit card? It refers to the transactions from the credit card…
Read moreThe Rise of Peer-to-Peer Payment Platforms
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/the-rise-of.jpg)
India has experienced rapid growth in digital payments. The UPI (United Payments Interface) network processed 1,344 crore transactions in March 2024. In comparison, there were 1,220 crore UPI transactions in January 2024. With access to smartphones and the internet, people prefer the easier money transfer way, i.e., the online way. One of the popular online…
Read moreSave Money on International Money Transfers: Top Tips & Tricks
Posted on Wednesday, June 19th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/savemoney_blog.jpg)
Selecting a reliable money transfer service to carry out international transactions might seem simple. However, several vital considerations, including international money transfer fees, need to be made beforehand. This means that before starting an online money transfer, it’s essential to watch the volatile foreign currency rates carefully and be aware of all associated costs. Doing…
Read morePayWear Merchant Comprehensive Card Payment Solution
Posted on Monday, June 17th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/indusind-paywear.jpg)
Summary: Indus PayWearis an innovative payment solution that ensures smooth payments. It gives you complete control over your transactions, allowing you to switch between IndusInd Bank payment cards and track your expenditures. Carrying wallets stuffed with cash and cards is a thing of the past. With the evolution of digital wallets, contactless cards, and wearable…
Read moreForex Card Myths Debunked: Separating Fact from Fiction
Posted on Friday, June 14th, 2024 |
![](https://www.indusind.com/iblogs/wp-content/uploads/forex_blog.jpg)
Nowadays, there are multiple financial transactions that any individual has to perform every day. Whether they are making payments within the country or buying something on a trip abroad, a seamless payment mode is required. Especially, while traveling to a different country, the shift between currencies and appropriate payments can become quite laborious. It’s here…
Read more