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Precaution is better than cure, and that is equally relevant to our Personal Loan!
Posted on Monday, December 5th, 2022 | By IndusInd Bank
The adage, ‘prevention is better than cure’ has never been truer than in the case of home repair. If you wait long enough, you could see your house crumble in front of your eyes. The first sign of leakage, dampness in the wall, or the drainage system not working in one of the bathrooms – it could be one or many. So, is it wise to wait until you save up enough to fix your home? Do you think that in a few months, things will hold or get worse?
Seema knew better. She had seen her friend make the same mistake last year of waiting to save up to fix her home, and it eventually cost her much more than it would have had she taken a personal loan and saved on extra home repair costs.
Seema spotted dampness in her bathroom walls and knew she couldn’t wait before it took over all the walls and ruined the paint. She knew home repairs cost a lot of money, but the same didn’t deter her from fixing her home right away. With IndusInd Bank as her trusted financial partner, she got immediate funds for home repair. She can now relax and not worry about her house crumbling further come many monsoons!
With IndusInd Bank, you can apply for a personal loan online in easy steps and get funds instantly. Our personal loans ensure that you do not sacrifice safety because of any budgetary constraints. Whether it’s as low as INR 30,000 or INR 50L, you can avail of a personal loan for the amount you need.
Whether it’s a paint job of INR 1 Lakh or a simple drainage issue worth INR 80,000, needing technical expertise and more labor. There are a few things you need to look at before you apply for a personal loan for home repair.
Waterproof: As underrated as it may sound, waterproofing your home will save you money. It ensures that you and your family are protected from extreme weather conditions. This is also a proactive measure that ensures that your house structure stays intact and doesn’t get weakened especially when it rains.
Fix leaks in walls: Seema didn’t turn a blind eye to leaks in her walls – when it’s not raining. When the monsoon arrives next year, a small leak now can turn into a headache. Your costs, which are minor now, will escalate if the issue gets worse. Therefore, a personal loan now for precautionary measures is a wise move.
Fix your drainage system: If there is a minor problem with your drainage system, in the coming weeks, it will get worse. Don’t wait for your new year bonus to arrive and fix the problem now to save paying additional money for an escalated problem. Bad drainage could result in unsanitary conditions for your family and can get expensive really soon to fix.
IndusInd Bank’s personal loans are available to eligible applicants at a low-interest rate of 10.49%*. With us, you can enjoy a 100% online process with a quick disbursal process. The repayment tenure ranges from 12 to 72 months, so you can choose easy EMIs as per affordability. Take precautions now and get in touch with us today.
