Make your Christmas a grand one this year with an instant personal loan from IndusInd Bank

Posted on Friday, December 23rd, 2022 | By IndusInd Bank

Christmas is the season of celebration and joy. Not only Christians, but people from different religions celebrate this festival with their loved ones in equal fervor. The festival is known for becoming your loved ones’ personal Santa. So, this Christmas, the stars are aligning in your favour, and Mercury is no longer in retrograde.

With a big festival coming up, brands also start giving massive discounts on various products and services. So, if you are thinking of gifting the Smith machine to your friends for their home-based workouts, or a fine piece of jewelry to your wife or smartwatch to your partners, or even pet tracking devices and an auto food dispenser for your furry babies – its’ the season for you!

If you are still puzzled about how to tide over the festivities without dipping into your emergency funds, then read on. Keeping up with the Christmas celebrations and ensuring a joyful time for your family and friends can quickly pile up bills. So, instead of exhausting your savings, it’s better to apply for a personal loan to finance your big and small ticket purchases alike.

Here are the top ways you can make your Christmas a grand celebration

1. Home makeover

Have you been putting off home repairs for months? Are you inspired by all the architectural and décor ideas on Instagram? Do you wish your home reflected your personality so that you could invite friends and family to your home for a grand Christmas dinner? The best part about festivals is that they provide motivation to improve/upgrade all of this personal to you. An instant personal loanfrom IndusInd Bank helps you revamp your home without burning a hole in your pocket. We, at IndusInd Bank, provide personal loans at interest rates as low as 10.49% with no collateral and flexible repayment options.

2. Festival Shopping

New clothes, gadgets, precious jewels, etc. for loved ones are an important part of any festive celebration. But spending on multiple things at the same time can burn a hole in your pocket. Moreover, the festive season becomes an ideal time to indulge in self-care too, with multiple vendors offering massive discounts, so shopping for one and all makes sense. Therefore, it is easier to manage big-ticket purchases during the festive time with a personal loan. 

3. Buying jewelry

India is a gold mine – literally. Gold consumption has increased in India to 797.3 tonnes in 2021 as both India and China control the gold jewelry market in the world. It’s not just a piece of jewelry for us, but an investment – an asset for the future. So, a festive time like Christmas is also an ideal time to invest in fine pieces of gold jewelry for your loved ones, or simply for investment purposes. You can apply for a personal loan to invest in gold coins or jewelry to use later on. 

4. Paying off debt

Christmas represents new hope, a new beginning, and is synonymous with thankfulness. So why not clear off all your high-interest current debts and bills to start the new year afresh? This will help you take control of your finances and give your financial health a boost. Use an instant personal loan to consolidate all your high-interest debts and make one EMI towards one personal loan. 

A personal loan is a great way to clear your debts as it provides flexible end-use and needs no collateral. You can also select a repayment tenure as per your affordability.

The Bottom Line

From sprucing up your home to indulging in travel, an instant personal loan is your one-way ticket to stress-free Christmas shopping this year. With IndusInd Bank, you can enjoy interest rates as low as 10.49%, flexible repayment tenure, no physical documentation and a complete digital application process.

Visit our website today to apply for a personal loan from the convenience of your home.

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.