Masked Aadhaar Cards: Their Meaning, Uses, and Download Instructions

Posted on Wednesday, September 25th, 2024 | By IndusInd Bank

Have you ever heard of a masked Aadhaar card? What is it and why must you care? In the present day’s digital era, protecting your information is essential. The masked Aadhaar card provides a secure way to use your Aadhaar details without compromising your privacy. 

This simple yet powerful document ensures your data stays safe while still enabling you to enjoy the benefits of having an Aadhaar card. Let’s discuss what a masked Aadhaar card is, its uses, and how you can download it.

What is a Masked Aadhaar Card?

A masked Aadhaar card is a version of your Aadhaar card where the first eight figures of your Aadhaar number are replaced with asterisks (*) while only the last four figures are visible. This helps in keeping your Aadhaar number secure while you use it for authentication. By being aware of the masked Aadhaar card meaning, you can maintain privacy and security.

Masked Aadhaar cards are especially useful in scenarios where you need to provide identity proof but do not want to reveal your complete Aadhaar details. This lowers the risk of identity theft and misuse of your details.

Uses of a Masked Aadhaar Card

1) Identity proof

A masked Aadhaar card can be utilised as identity proof for distinct services such as getting a new phone connection, opening a bank account, or any service that needs identity verification. It maintains the integrity of your personal details by hiding most of your Aadhaar number.

2) Safe Transactions

When performing transactions that require Aadhaar verification, using a masked Aadhaar card ensures your complete Aadhaar number is not exposed, adding a security layer.

3) Preventing Identity Theft

By masking your Aadhaar number, you lower the risk of identity theft. This is especially vital when your Aadhaar card is used in multiple places.

When are You Required to Submit Unmasked Aadhaar Card Details?

In certain cases, you may be required to submit your unmasked Aadhaar card or full Aadhar Card number. For instance, when applying for an online personal loan. Why? This is because the Aadhar Number when verified with otp provides the lender with full details, ensuring a higher level of security and authenticity in the verification process.

To avail a suitable personal loan, consider IndusInd Bank. Instant Personal loans by IndusInd Bank offer a 100% paperless application process, a flexible repayment tenure ranging between one and four years, and loan proceeds from ₹30,000 to ₹5 lakh. For a smooth KYC (Know Your Customer) process, provide your unmasked Aadhaar card details.

Note that before applying for a personal loan, you must use an online personal loan EMI calculator. Using an EMI calculator helps you to estimate your monthly repayments and overall interest costs, enabling better financial planning and ensuring the personal loan terms are manageable within your monthly budget.

Also Read: How To Improve Your Chances of Getting a Personal Loan?

Download Instructions for Masked Aadhaar Card

Follow the instructions given below to download your masked Aadhaar card for added security and privacy:

1) Visit the official UIDAI site

Go to the Unique Identification Authority of India (UIDAI) official site.

2) Choose “Download Aadhaar”

Under the section “My Aadhaar,” go to the “Get Aadhaar” section and click on the option “Download Aadhaar.”

3) Input Your Details

Input your Aadhaar number, Enrolment ID (EID) number, or Virtual ID (VID) number. Enter the captcha. Hit on send OTP. Next, tick the option “Do you want a masked Aadhaar?” Enter the OTP.

4) Authenticate and Download

Finish the OTP authentication sent to your registered mobile number. Once authenticated, you can download your masked Aadhaar card in PDF format. The file will be protected by a password, with the password being the first four letters of your name (in uppercase) followed by your birth year.

Ending Note

A masked Aadhaar card is a secure and smart way to use your Aadhaar card details without compromising your privacy. It can be utilised for identity verification, safe transactions and preventing identity theft. You can easily download a masked Aadhaar card through the official UIDAI website.

However, with a personal loan application, unmasked Aadhaar card details may be required. This is necessary to complete proper identity verification and ensure the authenticity of the loan seeker. It also allows the lender to comply with regulatory requirements and prevent fraud.

So, if you need a personal loan, ensure to keep your Aadhaar details handy for smooth authentication. Apply for the IndusInd Bank Instant Personal Loan and experience the convenience of a 100% paperless process with utmost security! 

Apply now!

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.