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Blog Collection

What is the Meaning of FOIR in Banking & How it is Calculated

Posted on Monday, February 12th, 2024 | By

What is the Meaning of FOIR in Banking & How it is Calculated

Financial institutions like banks have specific eligibility criteria that must be fulfilled to avail personal loan. One important factor considered is the Fixed Obligation to Income Ratio, commonly referred to as FOIR. FOIR plays a key role in determining how much loan amount an individual can afford to repay based on their income level. This…

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Category : Personal Loan

Enhancing Credit Scores through Personal Loans: Myth or Reality?

Posted on Monday, February 5th, 2024 | By

Enhancing Credit Scores through Personal Loans: Myth or Reality?

A credit score is an important determinant of an individual’s financial health. It’s a rating given to an individual based on how effectively they manage their borrowings and finances. And depending on this score, banks and credit providers approve or reject loan applications. As people are accustomed to the importance of creditworthiness, there is a…

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Category : Personal Loan

Guide for Beginners: Navigating Low-Interest Personal Loans

Posted on Friday, February 2nd, 2024 | By

Guide for Beginners: Navigating Low-Interest Personal Loans

Personal loans are an effective way to meet short-term financial needs like home repairs, medical emergencies, wedding expenses, education costs, etc. However, it is important to take a personal loan with the lowest possible interest rate. Read on to understand more about personal loan interest rates and different factors to consider when choosing a low-interest…

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Category : Personal Loan

Easing Financial Strain with Extended Tenure Personal Loans

Posted on Friday, February 2nd, 2024 | By

Easing Financial Strain with Extended Tenure Personal Loans

Securing a personal loan can act as a lifeline during times of financial strain. Being collateral-free and easily accessible, personal loans are the most preferred way of getting instant funds. However, one significant aspect that borrowers often struggle with is loan tenure. Finding a suitable tenure can help you with better planning and ease your…

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Category : Personal Loan

Instant Personal Loans: A Convenient Answer to Your Financial Requirements

Posted on Friday, February 2nd, 2024 | By

Instant Personal Loans: A Convenient Answer to Your Financial Requirements

Emergency financial needs can arise without notice and individuals often find themselves in need of quick and accessible solutions to meet their requirements. In such scenarios, instant personal loans become the most practical and convenient choice. Unlike other types of loans, the process of obtaining funds through instant loans is quicker and streamlined and proves…

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Category : Personal Loan

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