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Turn your Dreams into Reality with IndusInd Bank Personal Loan
Posted on Thursday, January 5th, 2023 | By IndusInd Bank
Whether you are planning a destination wedding in Jaipur, buying a home by next year, or looking forward to going on your European sojourn – a personal loan can help you achieve all that you desire.
When you apply for a personal loan, you get financial assistance and support for your personal desires without disturbing your emergency corpus or hard-earned savings.
It is easy to get a personal loan in a few days, and since it is unsecured, you don’t need any assets to get approval for it. Let’s see an example of a situation in which availing a personal loan would work out –
Nishtha is a fashion designer working for an MNC in Chandigarh. Her father is a retired government employee and plans to buy a retirement home in Chandigarh to stay close to his daughter. The land costs INR 12L and Nishtha’s father is short INR 5L. Nishtha knew that she could easily get a personal loan as she was well-placed at her firm with a monthly salary of INR 68,000, so she asked her father to proceed with the purchase.
Nishtha could afford to create a budget of INR 11,000 per month for the next 5 years – which meant she could easily pay back the EMI to IndusInd Bank at a low-interest rate of 10.49%*. With this personal loan, Nishtha could help out her father buy his dream land and build their first family home together.
What makes IndusInd Bank’s personal loan special?
Quick disbursal:
The main USP of a personal loan is the fast disbursal process. It takes a few hours for the amount to get credited to your account once the KYC and verification process has been done.
Online application
You can apply for a personal loan online with us using computers or smartphones. It takes a few clicks to apply. Our application process is 100% online which hastens the approval process for an instant personal loan.
No documents
You don’t need to submit any documents. Just share your Mobile no, PAN card and Aadhaar card details to apply for a personal loan.
Quick processing
The processing part of the personal loan application happens online. This makes it possible for us to verify, approve and disburse funds into your bank account within a few hours so that you can take care of any urgent needs at your end without worrying about the next day.
Easy EMIs: With us, you can get loans from INR 30,000 to INR 50L, with a maximum tenure of 72 months for easy repayments. Our personal loan EMI calculator can help you ascertain your EMIs for a combination of loan terms. Choose an EMI structure that matches your financial requirement and affordability.
Why take personal loans with IndusInd Bank?
IndusInd Bank is known for its customer-friendly financial resources. Our personal loans are designed to fulfill the needs of every user. With us, you get a fast online process, instant approval, quick disbursal, easy EMIs, and attractive interest rate of 10.49%*. The maximum loan that can be taken online is 5 lakhs, with a maximum tenure currently available at 48 months.
So, don’t wait for your dreams, make them happen as Nishtha did for her father. Get in touch with us today to get the best offers on personal loans.
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
