How to Check NEFT Transaction Status with Reference Number?Estimated reading time: 4 minutes
How to Check NEFT Transaction Status with Reference Number?

How to Check NEFT Transaction Status with Reference Number?

Posted on Wednesday, September 18th, 2024 | By IndusInd Bank

National Electronic Funds Transfer (NEFT) is a secure and popular way to transfer funds. After performing a NEFT transfer, knowing how to track your transaction can save you plenty of time and provide peace of mind. Now, you may be wondering things like, “How to check NEFT transaction status with reference number?” and “How much time does NEFT take?”

To check NEFT transaction status with a reference number, sign in to your online banking account and go to the ‘fund transfer’ or ‘transaction history’ section. Input the reference number to check the status. NEFT transfer time is typically not much, as the transfer is usually processed within two hours.

To know more about how to track your NEFT transaction using the reference number, continue reading.

How to Check NEFT Status with Reference Number?

1) Bank’s Net Banking Portal

To check your NEFT transaction status via your net banking portal –

  • Sign in to your bank’s net banking portal using your credentials
  • Browse to the “funds transfer” section
  • Choose NEFT and then “transaction status”
  • Input the NEFT reference number to check the transaction status

This method is quick and convenient, enabling you to track your transactions easily.

2) Mobile Banking App

You can even use your mobile banking app to check your NEFT transactions –

  • Open your mobile banking app and sign in with your credentials
  • Go to the ‘transactions or ‘history’ section
  • Input your NEFT reference number to view the transaction status

Mobile banking apps are user-friendly and provide quick access to your transaction details, making it simple to track your NEFT status on the go.

3) SMS Alerts

Many financial institutions send an SMS confirmation with the NEFT transaction status and details –

  • Once you initiate an NEFT transfer, check your SMS for a confirmation message from your financial institution
  • This SMS typically includes the NEFT reference number as well as the transaction status

Using SMS alerts is a hassle-free way to remain updated on your transaction status without the need to sign in to any online platforms.

4) Email Confirmation

You can check the NEFT transaction status via email –

  • If you have registered your email ID with the financial institution, look for an email confirmation in your inbox
  • This email will include the NEFT reference number and transaction status

Email confirmations are another convenient way to check your transaction details without the need to sign in to your mobile or internet banking portal.

Go for Indus Select Savings Account by IndusInd Bank

Having a savings account is crucial for the NEFT transfer process as it serves as the necessary platform for initiating and receiving electronic fund transfers securely. Here is where Indus Select Savings Account by IndusInd Bank fits in well.

The Indus Select Savings Account offers multiple privileges and lifestyle benefits. It is tailored to provide a superior banking experience, combining convenience and luxury. A few key features of Indus Select Savings Account include –

Free zero-balance account for your familyGroup accounts of up to four family members and enjoy relationship benefits across all grouped accounts
Complimentary insuranceEnjoy complimentary insurance cover of ₹35.5 lakh with your Signature Select Debit Card
Discount on lockerGet 50% off on small/medium lockers for the first year and 35% off from the second year onwards
Free demat accountEnjoy AMC waiver on your IndusInd Demat Account for one year

Also Read: The Importance of a Savings Account in Today’s World

Ending Note

Checking your NEFT transaction status is easy and can be done using the reference number through net banking, mobile banking, SMS alert, or email confirmation. For performing your NEFT transaction, the Indus Select Savings Account can be considered. Its premium features make it an excellent choice for those seeking more than just a standard savings account.

So, do not delay; open an IndusInd Bank Savings Account online and make the most out of the premium banking services offered! Apply now!

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information

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