Digital account opening: Embracing the future of banking

Posted on Wednesday, January 31st, 2024 | By IndusInd Bank

It’s a digital world today where technology touches almost every part of our lives. People buy things online, chat with friends across oceans, handle office responsibilities and even learn new skills from the screens. You can easily tell that daily routines and habits are influenced by the convenience that technology offers. One task that has highly changed in the digital era is the process of opening a bank account.

People now prefer banking services that are quick, available 24/7, and fit easily into their digital lifestyle. This trend is why more and more are choosing to open bank accounts online. They expect the same level of convenience and efficiency they get from other online services.

Keep reading to understand the simple process of opening a digital account with IndusInd Bank, showing how online banking is not just meeting but embracing the future of banking.

Steps to open a digital account with IndusInd Bank

The online account opening process of IndusInd Bank is simple and user friendly. You don’t have to stress about repeated bank visits during work hours, lots of paperwork, or tiring processes. Just a few taps and you can open an account from your home or any other location. The steps are –

• Choose the type of account: First, decide the type of savings account you want to open. You can select from the kids’ savings account, senior citizens account, joint savings account, and so on.
• Submit the form: The next step is completing an application form. Provide your personal information like name, address, mobile number, date of birth, and other details.
• Complete video KYC: The video KYC process helps you with a secure and personalised onboarding experience. To start this step, simply schedule your video KYC with a bank representative. Choose a time that fits your schedule and a team will be available to help you. Make sure you have your Aadhaar and PAN cards ready. Also keep a pen and a blank paper in case you need to provide signatures.
• Fund your account: Once your bank account is set up, add funds.

And that’s it. You can open a savings account online with IndusInd Bank that easily. No more hassle or lengthy documentation. Just a quick process and peace of mind!

Spend, save, invest, borrow, and more | Digital savings account perks

Here are some exclusive benefits common to all IndusInd Bank’s digital savings accounts –

• Complete the entire online bank account opening process from your phone or laptop at any time.
• Customise your bank account number. You can choose your lucky number, birth date, a special date, or be more creative.
• Cashback and discounts on debit card purchases.
• Shop, book cabs, order food, and pay bills within seconds through the mobile banking app. Automate regular payments with the e-mandate facility and manage recurring expenses without worrying about missing deadlines.
• Attractive interest rate of up to 6.75%.
• Enjoy video communication with relationship managers, branch managers, and branch executives. This feature is not only helpful to open a bank account online but also useful for discussing complex issues or getting personalised advice.
• The use of fingerprint scanning through mobile apps ensures high security. It protects your account from unauthorised access.
• Get discounts on locker charges and choose cash withdrawal denominations.
• Receive all the banking notifications and alerts on your WhatsApp.

Click, confirm, connect: The perks of digital accounts

The online saving account opening process is a huge convenience for banks and customers. This evolution reflects the digital-first world, where speed and accessibility are priorities. IndusInd Bank’s digital savings account embraces this innovation. You get a banking experience that’s fast, safe, and available 24/7 at your fingertips. Access best interest rates, minimal paperwork, exciting offers on big brands, and omnipresent banking.

Don’t wait any longer! Open your IndusInd Bank Online Savings Account today! Enjoy an unmatched online banking experience.

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.