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How Can we Redeem Debit Card Cashback Points?
Posted on Tuesday, November 1st, 2022 | By IndusInd Bank
Several debit cards offered by IndusInd Bank come with attractive rewards and cashback programmes. These reward points can subsequently be redeemed for exciting gifts and cashback.
There was a time when rewards and cashback offers were associated only with credit cards. However, certain debit cards nowadays do come with reward points and cashback programmes. IndusInd Bank Debit Cards come with several exciting cashback and discount offers. Moreover, you have the chance to earn accelerated reward points every time you use your card for shopping. These reward points can later be redeemed for exciting gifts and cashback.
Cashback Programmes on IndusInd Bank Debit Cards
IndusInd Bank has a special loyalty programme under which you are rewarded for all types of spends and purchases using your IndusInd International Debit card. You can swipe your card at a merchant establishment, or use NetBanking or Mobile Banking, to avail yourself of the benefits under this programme. The term cashback may be used interchangeably with the merchandise or gifts redeemed.
Here is a brief look at some of the best reward points and cashback programmes that come exclusively with IndusInd Bank debit cards:
| Platinum Premier Visa Debit Card | Visa Signature Debit Card | Pioneer Visa Infinite Debit Card | Platinum Exclusive Visa Debit Card |
| With this card, you may avail of the benefits of the 6x reward programme. Earn 2 reward points on every INR 200 for monthly spends up to INR 5000 and 3 reward points on every INR 200 for monthly spends between INR 5,001-10,000. If the monthly spend exceeds 40,001, earn 6 reward points for every INR 200 spent. | Earn up to 6 times the reward points for every INR 200 spent under the 6x reward programme. Enjoy the benefits of the XtraSmiles rewards programme in which points are loaded on partner portals – such as Amazon & Myntra –for redemption. | Points earned on this card can be redeemed by shopping on IndusMoments with 1 Point equivalent to INR 1. There is no upper limit on the number of points that can be earned or redeemed in a month. | Enjoy the benefits of the 5x reward programme. Earn 1 reward point on every INR 200 for monthly spends up to INR 5000 and 2 reward points on every INR 200 for monthly spends between INR 5,001-10,000. If the monthly spend exceeds 40,001, earn 5 reward points for every INR 200 spent. |
It must be noted that you don’t need to apply for a Visa debit card as you are entitled to one at the time of opening a savings or current bank account. But in case you wish to change or upgrade your existing debit card to any of the above-mentioned IndusInd Bank Visa debitcards, you have to fill out an application for the card.
Redeeming Cashback Points
You can now use a dedicated e-commerce website launched by IndusInd Bank named www.indusmoments.com for redeeming your debit card and credit card reward points as well as for fulfilling your shopping needs. More than an online shopping store, IndusMoments is a great place for redeeming your reward points by shopping across sweeping categories of products. You may always use a combination of reward points and Card to buy products or merchandise of your choice.
Once a request is placed for redeeming points accumulated by the cardholder against Cashback, the number of points requested to be redeemed will be immediately deducted from the accrued number of points on that date.
Get an IndusInd Bank debit card and start reaping the rewards today!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
