How To Check Bank Balance

Posted on Monday, April 29th, 2024 | By IndusInd Bank

No more waiting in queues or waiting for your bank statement to arrive by mail just to know your bank balance. In today’s era, finding your bank balance has become much more convenient, just like how easy it is to open a bank account online. There’s a way to suit everyone’s preferences, be it traditional methods or the most advanced technological methods. Let’s explore some easy ways to check your bank balance without the fuss of visiting the bank. 

1. Use The Missed Call Services 

The simplest and most effective way to check bank account balance is by using the missed call services without even having to access the internet. The only requirement here is to have active registered contact details. 

Dial the toll-free number from your registered mobile number and you’ll receive an SMS with your bank balance shortly. This is a hassle-free way to stay informed about your financial status. To check your IndusInd bank account balance, give a missed call on 18002741000 from your registered contact number. 

2. Use The SMS Banking Services 

Another easy option is to send an SMS to the bank’s designated number. Use the correct keyword provided by your bank and you’ll receive an immediate response with your bank account balance within seconds, at your fingertips. 

IndusInd’s SMS banking feature offers many benefits and just requires sending a text message from the registered contact number. Send ‘BAL’ to 92122 99955 to know your IndusInd bank account balance. Similarly, users can avail of SMS services like checking the last three transactions, recharging their or others’ mobile numbers, recharging a DTH connection, or generating an MMID. This is another way to perform an account balance check without using the internet or visiting the bank. 

3. Utilise UPI Apps 

How to check your bank balance with Unified Payment Interface (UPI) apps? 

UPI apps help users to access their bank account with a few simple taps. If you’re new to UPI apps, follow these quick steps: 

• Download and install a UPI app (BHIM, Google Pay, etc) on your device. 

• Validate your registered contact number. An SMS will be sent to your number from the app for verification. 

• Select your savings account associated with the number. 

• Create a unique four or six-digit UPI pin. 

Once your bank account is linked to your UPI app, click ‘Check Balance’. 

Also Read: BHIM IndusPay UPI- Making Payments Easy 

4. Internet Banking 

Users can access their bank account anywhere, anytime, with net banking. When you open a bank account online, you can also request net banking activation. Follow the steps: 

• Request and register for internet banking activation on your bank’s net banking website. 

• Enter your account number, and debit card details and set up your credentials to complete the activation procedure. 

This gives you access to numerous banking services with just a few clicks. 

Also Read: Switch to IndusNet- an Easy and Convenient Banking Option 

5. Explore Mobile Banking 

Manage your finances better with comprehensive banking services, right from checking your bank balance, fund transfers, and bill payments to accessing loan details. 

Download your bank’s mobile banking app. Activate and login to your bank account with the correct credentials to explore mobile banking. 

6. Traditional Passbook Updation 

Passbooks reflect detailed information about the transactions. This method would require users to visit the branch and get the passbook printed with the latest transaction records to know the savings account balance. 

7. Visit The ATM 

If you prefer traditional methods, visit any ATM with your debit card. 

• Insert your debit card 

• Select the type of your account 

• Select the balance inquiry option 

• Enter your ATM pin 

You will be able to view your bank account balance on the screen. 

Conclusively, finding out your bank balance has never been easier. Whether you use digital banking or traditional methods, there’s a solution for all. Stay informed about your finances with these effortless methods. 

Disclaimer:  The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.