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50/30/20 Rule of Budgeting: A Simple Formula for Smart Money Management
Posted on Monday, September 9th, 2024 |
Does it feel like your salary vanishes as soon as it hits your account? Between rising rents, EMIs, and daily expenses, saving often takes a backseat. But what if there was a simple formula to manage your money better? That’s where the 50/30/20 rule comes in – a tried and tested budgeting method that helps…
Read moreHow to Withdraw Money from PPF Account: PPF Withdrawal Rules and Procedure
Posted on Monday, September 9th, 2024 |
PPF, or Public Provident Fund, is a popular savings scheme backed by the government of India. Many people prefer it for its guaranteed returns and tax benefits. PPF has a maturity period of 15 years. Once your PPF account matures, you can withdraw the entire amount. However, partial withdrawals are allowed once it completes 6…
Read moreSwift and IFSC Code: Differences
Posted on Thursday, September 5th, 2024 |
SWIFT and IFSC codes are two types of codes essential for financial transactions. While SWIFT codes are used for international financial transactions, IFSC codes are used when transferring money from one bank to another. Each type of code has its distinct characteristics and is used in different contexts. It is important to know the differences…
Read moreUnderstanding the Differences Between Savings and Investment
Posted on Wednesday, July 31st, 2024 |
Everyone looking forward to secure their future financially must know the definitions of savings and investments. Savings, while crucial, may not be enough. There are arguments to be made in favour of investing by those focused on long-term goals. But, what are savings and investment and how are they different? Both savings and investment form…
Read moreWhat Are The Different Types Of Bank Accounts?
Posted on Friday, July 19th, 2024 |
Banks and financial institutions provide a variety of account options to meet the different needs of their customers. To make the most of your bank account, you must select the right option. From everyday transactions to long-term savings, each type of bank account serves to help people and businesses manage their money effectively. If you…
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