{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.indusind.com\/iblogs\/savings-account\/upi-transaction-limit-per-day\/#BlogPosting","mainEntityOfPage":"https:\/\/www.indusind.com\/iblogs\/savings-account\/upi-transaction-limit-per-day\/","headline":"What is the UPI Transaction Limit Per Day?","name":"What is the UPI Transaction Limit Per Day?","description":"If you have made a UPI payment, you will know how quick and convenient the process is. Whether it is paying for groceries or making a large purchase, UPI payments are suitable for one and all.  The convenience of UPI often means that you may end up making multiple payments in a day. However, did...","datePublished":"2025-01-24","dateModified":"2025-01-24","author":{"@type":"Person","@id":"https:\/\/www.indusind.com\/iblogs\/author\/indusind_bank_pfx_team_indperformics-com\/#Person","name":"CONVONIX Antony","url":"https:\/\/www.indusind.com\/iblogs\/author\/indusind_bank_pfx_team_indperformics-com\/","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7d15b864167d3868c12ffdda340cc1c9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7d15b864167d3868c12ffdda340cc1c9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"IndusInd","logo":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/logo-2.png","width":201,"height":86}},"image":{"@type":"ImageObject","@id":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/UPI-transaction.jpg","url":"https:\/\/www.indusind.com\/iblogs\/wp-content\/uploads\/UPI-transaction.jpg","height":288,"width":764},"url":"https:\/\/www.indusind.com\/iblogs\/savings-account\/upi-transaction-limit-per-day\/","about":["Savings Account"],"wordCount":1015,"articleBody":"If you have made a UPI payment, you will know how quick and convenient the process is. Whether it is paying for groceries or making a large purchase, UPI payments are suitable for one and all. The convenience of UPI often means that you may end up making multiple payments in a day. However, did you know that there is a UPI transaction limit set by the National Payments Corporation of India (NPCI)? Certain UPI payments also come with charges. Curious to know more? Read on. UPI Transaction Limit Per DayUPI offers unparalleled convenience. However, it also comes with certain limitations to ensure security and prevent fraud. The UPI limit per day for most banks and payment apps in India is capped at \u20b9 1 lakh as per NPCI. So, you can make multiple transactions throughout the day. However, the total value of these transactions cannot exceed \u20b9 1 lakh. However, if the payment is being made to an educational or healthcare institution or for tax compliance, the maximum limit is \u20b9 5 lakhs. Note that the UPI transaction limit per day may vary depending on your bank or payment app. It can range from \u20b9 25,000 to \u20b9 1 lakh. For instance, some banks might set a lower limit for specific transaction types, like peer-to-peer (P2P) transfers or merchant payments. It is always recommended to check with your bank or payment app provider regarding their UPI daily limit before making a large payment. In addition to transaction limits, certain UPI payments also incur charges. Let\u2019s explore more.Do UPI Transactions Have any Charges?If you regularly use UPI, it may come as no surprise that most UPI transactions are free.  There are no UPI transaction charges for the majority of transactions. This is what makes UPI a popular solution for both, individuals and businesses. However, there are certain scenarios where charges might apply. These scenarios involve Prepaid Payment Instruments (PPIs).Understanding PPIs and Interchange FeesPPIs are pre-loaded payment instruments like mobile wallets and prepaid cards. Most UPI transactions using PPIs are free. However, if the UPI transaction is made through PPIs and is above \u20b9 2,000, interchange fees of up to 1.1% will be levied.These UPI transaction charges help to cover transaction processing and authorizing costs.As the customer, you will not have to pay the interchange fees. The merchant will pay the interchange fees to the card issuer or the wallet service provider. In some cases, PPIs (such as wallet service providers) may levy a certain charge to the bank from whose account you will load the wallet. This is only applicable if you are recharging your wallet with more than \u20b9 2,000. To know more about UPI daily transaction limits and charges, it is best to consult the customer support of your bank or UPI app. Also Read: 5 Easy Steps to Register for IndusInd Bank UPIConclusionUPI has made digital transactions in India convenient and efficient. To ensure it remains a cost-effective solution, one must be updated with the UPI transaction limit per day.If you\u2019d like to know more about UPI transaction limits or charges when transacting from an IndusInd Bank account, do reach out to our customer support. We\u2019d be more than happy to assist you. Whether you are planning on opening an online Bank Account with Zero Balance or wondering about our interest rates, we are here to assist you. A savings account from IndusInd Bank is more than just a place to save money. With us, you enjoy competitive interest rates, offers and discounts on top brands, and debit cards with a host of features, amongst other benefits. Browse through our website to know more. Open an online Savings Account in just 4 easy steps with IndusInd Bank. Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct\/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.Share This:"}