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Press ReleaseWhat’s the Minimum Amount Due in credit card bills?
Posted on Wednesday, November 22nd, 2023 |
In the dynamic realm of personal finance, understanding the intricacies around credit cards is paramount. Among these, understanding the “Minimum Amount Due” holds particular significance. But what is it exactly and how does it impact your personal finances? This blog aims to shed light on the nuances of this term, emphasizing its importance and offering…
Read moreCredit Card Settlement: Its Impact on Your Credit Score and You
Posted on Monday, October 30th, 2023 |
Credit cards are a convenient payment tool, but they can sometimes lead to situations where you’re unable to pay your outstanding balances. In such cases, credit card settlement may seem like a lifeline, but it’s essential to understand its impact on your credit score and financial future. In this blog, we’ll explore the concept of…
Read moreThe Crucial Role of Income in Credit Card Approval!
Posted on Friday, September 22nd, 2023 |
When it comes to credit card approval, there’s more to it than just having a good credit score. One of the most important factors that banks consider is your income. In this blog, we’ll delve into the role of income in credit card approval and how it impacts your financial needs. Understanding the Role of…
Read moreCredit Card Denied! What to Do Next?
Posted on Friday, September 22nd, 2023 |
Facing a credit card denial can be disheartening, but it’s essential to remember that you’re not alone in this situation. What you need to understand is that various factors can lead to a credit card application being denied. In this blog, we’ll provide you with valuable insights on what to do next if you find…
Read moreThe Credit Card Application Mistakes You Must Avoid
Posted on Wednesday, September 20th, 2023 |
Credit cards can be valuable financial tools, offering convenience and numerous benefits when used wisely. However, applying for a credit card requires careful consideration to ensure you make the right choices. To help you navigate this process successfully, let’s explore some common credit card application mistakes to avoid. Too Many Credit Card Applications At Once …
Read moreThe Impact of Credit Cards on Your Financial Health
Posted on Wednesday, September 20th, 2023 |
When you think of credit cards, you think of convenience, rewards, and flexibility. However, it’s essential to understand that how you manage your credit cards can significantly impact your overall financial health. In this blog, we will explore the various aspects of credit cards and their influence on your financial well-being. Plus, we’ll introduce you…
Read moreTips & Tricks for a Successful Credit Card Application
Posted on Wednesday, September 20th, 2023 |
Applying for a credit card can be an exciting step towards financial freedom and flexibility. Whether you’re looking to build credit, enjoy rewards, or gain access to exclusive perks, a well-planned credit card application can make a significant difference. In this blog, we will provide you with valuable tips to ensure a successful credit card…
Read moreThe impact of closing a credit card account on your credit score
Posted on Friday, September 8th, 2023 |
Credit cards enable you to pay for your purchases, earn rewards, and build your credit history. But what happens when you decide to close a credit card account? Does it affect your credit score? And if so, how? The answer is not straightforward, as different factors may influence the impact of closing a credit card…
Read moreHow Closing a Credit Card Account Affects Your Credit Score?
Posted on Tuesday, August 29th, 2023 |
If you have a credit card that you no longer use or need, you might be tempted to close it and get rid of it for good. However, before you do that, you should be aware of how closing a credit card account can affect your credit score and your overall financial health. Your credit…
Read moreCredit Cards and Your Credit Score – What You Should Understand!
Posted on Monday, August 21st, 2023 |
Credit cards are a convenient payment tool, but they also affect your credit score, which is a measure of your creditworthiness. Your credit score is a three-digit number that ranges from 300 to 900 and is calculated based on various factors such as your payment history, credit utilization, length of credit history, credit mix and…
Read moreCredit Card Myths Debunked – Separating Fact From Fiction!
Posted on Monday, August 21st, 2023 |
We all know credit cards can help you build your credit history, earn rewards, and enjoy various benefits. However, there are also many misconceptions and myths surrounding credit cards that can prevent you from using them wisely and responsibly. In this blog post, we will debunk some of the most common credit card myths and…
Read moreThe Impact of Credit Card Utilisation on Your Credit Score
Posted on Monday, August 21st, 2023 |
Do you know how much of your available credit you are using on your credit cards? If not, you may be missing out on one of the most important factors that affects your credit score. Your credit score is a number that reflects your creditworthiness, that is, how likely you are to repay your debts on…
Read moreThe Importance of Monitoring Your Credit Score Regularly
Posted on Monday, August 21st, 2023 |
What is a Credit Score? Your credit score is a three-digit number that reflects your credit history and behaviour. A credit score is an indicator of a person’s creditworthiness, or their ability to repay debt that they have already taken. It is usually based on the person’s repayment history and credit files across different loan…
Read moreMastering the Art of Building and Maintaining Good Credit
Posted on Tuesday, August 1st, 2023 |
Credit is one of the most important financial tools to reach your goals. It can help you achieve your dreams, such as buying a home, financing your education, or starting a business. But credit is not something that you can take for granted. You need to build and maintain a good credit history to enjoy…
Read more8 Tips to Improve Your Credit Score to 800 & Above!
Posted on Monday, July 17th, 2023 |
A credit score is a numerical representation of your creditworthiness, based on your credit history and behaviour. It ranges from 300 to 900, with higher scores indicating better credit quality. A credit score is important because it reflects your financial discipline and responsibility. Lenders use your credit score to evaluate your repayment ability and risk profile….
Read moreWhat are the benefits of a credit card and why you should get one?
Posted on Wednesday, July 5th, 2023 |
Credit cards are not just a convenient way to pay for things, they are also a powerful financial tool that can help you achieve your goals. Whether you want to save money, earn rewards, build your credit score, or travel the world, there is a credit card that can suit your needs. Here are some…
Read moreAre you only clearing minimum dues on your credit card? Know how it affects you!
Posted on Wednesday, July 5th, 2023 |
Paying the Minimum Amount Due (MAD) on your credit card bills can have adverse risks on your credit score and payment history. When you make the minimum payment on your outstanding balance, the bank will continue levying interest on the outstanding amount and on all new transactions until you pay the previous balance in full….
Read moreHow to Improve Your Credit Score?
Posted on Tuesday, March 28th, 2023 |
A good credit score is an important factor when it comes to getting approved for a personal loan. Your credit score is a three-digit number that ranges from 300 to 900, and it reflects your creditworthiness. A high credit score indicates that you are responsible with credit, and lenders are more likely to approve you…
Read moreImportance of Credit Score While Applying for a Credit Card
Posted on Thursday, March 9th, 2023 |
Credit score plays an important role in many aspects of personal finance, and is an indicator of your credit worthiness. When you apply for a credit card, the bank/financial institution assesses your eligibility basis several parameters, one of which is your credit score. Getting approval for a credit card can be quite challenging if you…
Read more5 Things affecting your credit score
Posted on Tuesday, November 22nd, 2022 |
Did you ever try applying for a loan or a credit card? Do you know what is the first thing that any bank or lender checks about you? Yeah, you guessed it right – it’s the Credit Score. A credit Score is a 3-digit number that ranges from 300 to 900 and reflects your creditworthiness….
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