Credit Card Myths Debunked – Separating Fact From Fiction!
Posted on Monday, August 21st, 2023 |
We all know credit cards can help you build your credit history, earn rewards, and enjoy various benefits. However, there are also many misconceptions and myths surrounding credit cards that can prevent you from using them wisely and responsibly. In this blog post, we will debunk some of the most common credit card myths and…
Read moreThe Impact of Credit Card Utilisation on Your Credit Score
Posted on Monday, August 21st, 2023 |
Do you know how much of your available credit you are using on your credit cards? If not, you may be missing out on one of the most important factors that affects your credit score. Your credit score is a number that reflects your creditworthiness, that is, how likely you are to repay your debts on…
Read moreThe Importance of Monitoring Your Credit Score Regularly
Posted on Monday, August 21st, 2023 |
What is a Credit Score? Your credit score is a three-digit number that reflects your credit history and behaviour. A credit score is an indicator of a person’s creditworthiness, or their ability to repay debt that they have already taken. It is usually based on the person’s repayment history and credit files across different loan…
Read moreMastering the Art of Building and Maintaining Good Credit
Posted on Tuesday, August 1st, 2023 |
Credit is one of the most important financial tools to reach your goals. It can help you achieve your dreams, such as buying a home, financing your education, or starting a business. But credit is not something that you can take for granted. You need to build and maintain a good credit history to enjoy…
Read more8 Tips to Improve Your Credit Score to 800 & Above!
Posted on Monday, July 17th, 2023 |
A credit score is a numerical representation of your creditworthiness, based on your credit history and behaviour. It ranges from 300 to 900, with higher scores indicating better credit quality. A credit score is important because it reflects your financial discipline and responsibility. Lenders use your credit score to evaluate your repayment ability and risk profile….
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