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Credit Utilisation Ratio

The impact of closing a credit card account on your credit score

Posted on Friday, September 8th, 2023 | By IndusInd Bank

Impact of Closing Credit Card on your Credit Score

Credit cards enable you to pay for your purchases, earn rewards, and build your credit history. But what happens when you decide to close a credit card account? Does it affect your credit score? And if so, how?  The answer is not straightforward, as different factors may influence the impact of closing a credit card…

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Tags : Credit Cards , credit mix , Credit score , credit utilisation ratio , IndusInd Bank Credit Cards

Are you only clearing minimum dues on your credit card? Know how it affects you!

Posted on Wednesday, July 5th, 2023 | By IndusInd Bank

minimum dues on your credit card

Paying the Minimum Amount Due (MAD) on your credit card bills can have adverse risks on your credit score and payment history. When you make the minimum payment on your outstanding balance, the bank will continue levying interest on the outstanding amount and on all new transactions until you pay the previous balance in full….

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Tags : Credit Cards , Credit score , credit utilisation ratio , Minimum amount due

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