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    • Let nothing hold you back from forging your path to prosperity

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    • Personal Loan
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    • Open a fixed deposit online and maintain it online, too.

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    • Insurance - IndiQwik
    • IndiQwik offers you easy insurance at preferential premium in just a few clicks!

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    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • Udyam Registration
    • Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India.

  • Vehicle Auction
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Loan Against Property Interest Rate

2024 Loan Against Property Interest Rate Trends

Posted on Monday, April 29th, 2024 | By IndusInd Bank

Multiple factors influence the loan against property interest rates for 2024. These include macroeconomic factors like the external benchmark rates and monetary policy, along with other parameters like the borrower’s profile, property details, and LTV ratio. The interest rates vary from lender to lender and are based on their policies and the risk associated with…

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How Loan Amounts are Determined in LAP

Posted on Thursday, April 18th, 2024 | By IndusInd Bank

Loan Against Fixed Deposit

A loan against property is an excellent way to access high loan amounts for various financial needs. The quantum of loan one can secure against their property depends on various factors, including the current market value of the property, the applicant’s eligibility criteria, and the loan-to-value ratio. Read on to know more and apply for…

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How LAP Differs from Other Types of Loans – iBlogs

Posted on Tuesday, April 16th, 2024 | By IndusInd Bank

Loan Against Fixed Deposit

A loan against property distinguishes itself from other loans by leveraging property as collateral, providing borrowers with higher loan amounts while maintaining attractive interest rates and longer repayment periods. Unlocking the door to financial opportunities often requires exploring multiple lending options. Whether you are considering purchasing a house, establishing a business, or managing unexpected expenses,…

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How is a Loan Against Property Different From a Home Loan

Posted on Wednesday, March 27th, 2024 | By IndusInd Bank

loan against property eligibility

Loans play a pivotal role in fulfilling various financial needs, especially when it comes to substantial investments like buying a home or using property as collateral. While both involve leveraging property for financial needs, they differ significantly in their structure, purpose, and implications. In this blog, we will delve into the differences that set these…

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What are the Factors Affecting a Loan against Property?

Posted on Monday, March 18th, 2024 | By IndusInd Bank

loan against property eligibility

A loan against property is a versatile financial tool capable of addressing a wide range of financial challenges. It is crucial to consider key factors such as property valuation, credit score, interest rates, and eligibility criteria. Unlock substantial funds for major expenses like business setup, education, or debt consolidation with a loan against property from…

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Things to consider before applying for a loan against property

Posted on Monday, May 16th, 2022 | By IndusInd Bank

Things to consider before applying for a loan against property

A loan against property is a great way to finance big-ticket requirements and purchases. Also known as secured loans, these are are backed by a property that you own that acts as a mortgage. As these loans are backed by a pre-owned property, they carry lower interest rates and usually have higher tenures. LAPs are…

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