Five Key Considerations When Applying for Your First Personal Loan
Posted on Saturday, October 21st, 2023 |
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Assessing your financial needs, reviewing your credit score and evaluating the interest rates are essential factors to ensure a smooth and successful loan application process. Applying for a personal loan for the first time might seem somewhat confusing. Whether you need money for a medical emergency, to pay off debts, renovate your home, or finance…
Read moreWhat Is Debt Consolidation: Types & Features
Posted on Wednesday, September 27th, 2023 |
![Learn about personal loan debt consolidation - IndusInd Bank](https://www.indusind.com/iblogs/wp-content/uploads/debt.jpg)
Debt consolidation means merging several debts into one manageable loan. IndusInd Personal Loans are an excellent choice for debt consolidation because they offer competitive interest rates, flexible repayment terms, and quick approval. In today’s fast-paced world, it is not uncommon for people to juggle multiple debts. Whether it is credit card debt, a student loan,…
Read moreHow to avoid rejection of personal loan application
Posted on Monday, September 25th, 2023 |
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The process of applying for a personal loan has become easier and seamless with the entire process going digital. Nonetheless, lenders closely scrutinise factors like your credit score and payment history before approving your application. This is crucial as a lot of personal loan applications get rejected due to various reasons. This blog will take…
Read moreHow to negotiate personal loan terms and conditions
Posted on Monday, September 25th, 2023 |
![Negotiating Personal Loan Terms with Lenders](https://www.indusind.com/iblogs/wp-content/uploads/293530.jpg)
The terms and conditions associated with a personal loan can impact your financial health for years. Luckily, many lenders are open to negotiations, allowing you to customise your loan agreement to suit your needs. Let us understand the process of negotiating personal loan terms and conditions. This will help you secure the most favourable terms…
Read moreHave a low CIBIL score? Here’s how you can boost your chances of getting approved for a personal loan
Posted on Monday, September 25th, 2023 |
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The world is full of uncertainties, and many times, you are faced with emergencies that require financial support. During such times, a simple yet versatile financial product like a personal loan comes to your rescue. A personal loan is a collateral-free loan that can be obtained easily without any collateral, security or a guarantor. However,…
Read morePlanning to study abroad? Here’s how a personal loan can help!
Posted on Monday, September 25th, 2023 |
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Are you lacking financial resources but yearning for your academic and professional development? You can fulfil your aspirations and have a great professional future with the aid of a personal loan for education. While having a vibrant social life and global connections can be profitable, studying abroad provides greater opportunities for academic, cultural and professional…
Read morePlanning for a home renovation? Here’s how a personal loan can help!
Posted on Monday, September 25th, 2023 |
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‘Home’ is a place that will always be close to our hearts; it reflects our personality and defines us. In the circle of life, we go through a lot of changes – positive and negative, and we learn to adapt and embrace them. With time, even our homes go through a lot of changes. Some…
Read morePersonal Loans for Travel: Financing Your Wanderlust Responsibly
Posted on Friday, September 22nd, 2023 |
![Personal Loan for Travel](https://www.indusind.com/iblogs/wp-content/uploads/181.jpg)
Are you one of those who dreams of exploring exotic destinations, experiencing different cultures, and creating lasting memories through travel? If so, you’re not alone. Traveling is a universal passion that enriches our lives in numerous ways. However, being a wanderlust can sometimes exceed our financial means. That’s where a personal loan for travel comes…
Read moreAdvice on setting up an emergency fund – a personal loan for unexpected expenses
Posted on Tuesday, August 22nd, 2023 |
![Personal Loans for Emergencies - IndusInd Bank](https://www.indusind.com/iblogs/wp-content/uploads/adva.jpeg)
If your emergency fund falls short of meeting your needs, choose IndusInd Bank’s personal loans for emergencies to meet your urgent financial requirements. Our unsecured personal loans come with attractive interest rates and flexible repayment schedules. These loans have a 100% online application process and are instantly disbursed, providing succor in difficult circumstances. Unexpected, urgent,…
Read morePersonal loans vs credit cards: which is right for you?
Posted on Friday, August 11th, 2023 |
![Personal Loan Vs Credit Card](https://www.indusind.com/iblogs/wp-content/uploads/293443.jpg)
Financial decisions can sometimes be confusing, especially when it comes to choosing between a credit card and a personal loan. But don’t worry, we’re here to help you understand these options. Let us take a look at the differences between credit cards and personal loans. This blog will help you figure out which one suits…
Read moreHow To Calculate Personal Loan EMIs
Posted on Friday, July 28th, 2023 |
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Understanding how your equated monthly instalments (EMIs) for personal loans are calculated can prove to be an invaluable tool for effective financial planning. Whether you’re contemplating a loan for a much-needed home renovation, managing unforeseen expenditures, or planning a dream vacation, your ability to calculate your loan EMIs can greatly influence your financial decisions. Let’s…
Read moreHow To Choose The Right Personal Loan For Your Needs
Posted on Friday, July 28th, 2023 |
![Choose The Right Personal Loan](https://www.indusind.com/iblogs/wp-content/uploads/02_PL_Banner-Image-1.jpg)
Choosing the right personal loan can often seem like a difficult task. Today, countless options are available, each with its own unique features and benefits. However, by understanding your own financial needs and circumstances, you can make the process considerably simpler. Personal loans can serve as a financial lifesaver, offering the means to meet various…
Read more7 Ways To Get The Best Personal Loan Rates
Posted on Friday, July 28th, 2023 |
![Personal Loan Rates](https://www.indusind.com/iblogs/wp-content/uploads/01_PL_Banner-Image.jpg)
In the ever-evolving financial landscape, a personal loan can be a lifeline in times of need. Whether for an emergency, a dream vacation, or a home renovation project, a personal loan can provide the funds you require quickly. But the commonly asked question is, how can you get the best rates? Here are 7 insightful…
Read moreWhat Are the Eligibility Criteria for A Personal Loan for Self-Employed Individuals
Posted on Tuesday, July 25th, 2023 |
![eligibility criteria for personal loans for self-employed individuals - IndusInd Bank](https://www.indusind.com/iblogs/wp-content/uploads/self-employeenew.jpg)
Self-employed individuals seeking personal loans must satisfy the eligibility criteria, including age requirements, monthly net income, and good credit history. In recent years, self-employment has become popular due to its freedom and flexibility. According to a report titled “Women and Men in India 2022,” around 39.5% of men and 39.4% of women in urban India…
Read moreHow Can I Get a Personal Loan for Travel Instantly
Posted on Monday, July 24th, 2023 |
![Get a Personal Loan for Travel Instantly](https://www.indusind.com/iblogs/wp-content/uploads/travel-loan.jpg)
IndusInd Bank provides hassle-free access to personal loans for travel through an efficient 100% paperless application procedure. Travelling to your dream destinations is an amazing experience that fills you with joy and memories that last a lifetime. However, the cost of travel can sometimes be a big obstacle. If you are eager to go on…
Read moreCan I Get a Personal Loan If My Monthly Salary is ₹25,000?
Posted on Monday, June 26th, 2023 |
![can I get a personal loan if monthly salary is 25,000](https://www.indusind.com/iblogs/wp-content/uploads/11-1.jpg)
When financial needs arise, a personal loan can be a convenient option to meet your expenses. However, a common concern among individuals with a salary of ₹25,000 is whether they will qualify for a personal loan or not. In this blog, we will explore the possibilities and shed light on the factors that lenders consider…
Read moreWhat is the EMI for 4 Lakh Personal Loan?
Posted on Friday, June 23rd, 2023 |
![What is the EMI for 4 Lakh Personal Loan - IndusInd Bank](https://www.indusind.com/iblogs/wp-content/uploads/EMI-2.jpg)
A personal loan with IndusInd Bank is a multipurpose loan featuring competitive interest rates. If you’re looking to apply for a personal loan amount of Rs. 4 lakhs, you can use a personal loan EMI calculator to get an estimate of your monthly payments and choose a comfortable loan repayment tenure. A personal loan is…
Read moreCan You Get a Personal Loan for Travelling Abroad?
Posted on Thursday, June 22nd, 2023 |
![Personal Loan for Travelling Abroad](https://www.indusind.com/iblogs/wp-content/uploads/travelling.jpg)
IndusInd Bank offers easy-to-avail multi-purpose personal loans for travelthat you can utilise for your trips abroad. Get quick approval and competitive interest rates. Follow 4 simple steps to get an IndusInd Bank Instant Personal loan. Introduction: Travelling abroad is a great way to broaden your horizons. It allows you to get acquainted with a global…
Read moreCan We Use Personal Loans for Marriage Purposes?
Posted on Wednesday, June 21st, 2023 |
![Using Personal Loan for Marriage](https://www.indusind.com/iblogs/wp-content/uploads/marriage.jpg)
A personal loan for a wedding comes with attractive interest rates, flexible repayment tenure, and no end-usage restrictions, allowing for improved financial management in the long run. Unlock a multitude of benefits by applying for a personal loan with IndusInd Bank today! A momentous milestone in an individual’s life, a marriage is accompanied by joyous…
Read moreWhat is the criteria for Personal Loan for house renovation?
Posted on Friday, June 16th, 2023 |
![Personal Loan Criteria for House Renovation](https://www.indusind.com/iblogs/wp-content/uploads/1-8.jpg)
Whether you’re planning to upgrade your kitchen or revamp your living rooms, you’ll need adequate funds to bring your dream-home vision to life. If you’re falling short of funds, then a personal loan can be your go-to-choice to finance your home renovation projects. In this blog, we’ll explore the criteria you should consider when applying…
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